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Robert E. (“Bobby”) Krimmel Named Chief Administrative Officer

First Farmers and Merchants Corporation (OTC Pink: FFMH), the holding company for First Farmers and Merchants Bank, today announced that Robert E. (“Bobby”) Krimmel was named to the newly created position as Chief Administrative Officer in addition to continuing as the Chief Financial Officer of First Farmers and Merchants Corporation.

“Bobby Krimmel joined First Farmers in 2015 as Chief Financial Officer and his strong skills in financial management had an immediate and positive impact on our operations,” stated Brian K. Williams, First Farmers’ Chairman and CEO. “Since that time, he has successfully managed our financial reporting, treasury activities, tax, financial strategy and forecasting. In the newly created role as Chief Administrative Officer, Bobby will be responsible for most of the Banks’ major support functions including Accounting, Treasury, Information Technology, Project Management, Internal Controls, Information Security, Fraud, Risk Management, Facilities Management, Management Reporting Systems, Corporate Communications and Shareholder Services.

“I am very pleased to name Bobby Krimmel to this important position. He will be working closely with me in strategic planning and goal setting to expand the future growth opportunities for First Farmers. In his new role, he will also provide executive leadership to the Internal Audit and the Regulatory Compliance functions of the Bank and will be the Bank’s primary liaison with all regulatory authorities and external auditors. He will also maintain significant influence over business planning, policy development, efficiency enhancement, process improvement, resource allocation, budgeting and issue resolution,” concluded Williams.

Prior to joining First Farmers, Krimmel served as Senior Vice President and Chief Accounting Officer for HeritageBank of the South in Albany, Georgia. While at HeritageBank, he managed the accounting, treasury, tax, accounts payable, loss-share accounting and reconciliation departments. He also directed HeritageBank’s investment portfolio, managed the interest rate risk analysis, and was responsible for Security and Exchange Commission and regulatory reporting. Before joining HeritageBank, Krimmel was Vice President and Controller at GreenBank in Greenville, Tennessee.

Krimmel is a Certified Public Accountant and has completed the Graduate School of Bank Investments and Financial Management and the Financial Managers School. He is a member of the American Institute of Certified Public Accountants and holds Bachelor of Business Administration and Master of Accountancy degrees from East Tennessee State University. He serves on the Boys and Girls Club of South Central Tennessee Board of Directors and contributes to the Federal Reserve Bank of Atlanta Decision Maker Panel. He is the past Vice Chairman of Habitat for Humanity Williamson-Maury and Treasurer for Cub Scout Pack 369.

About First Farmers and Merchants Corporation and First Farmers and Merchants Bank

First Farmers and Merchants Corporation is the holding company for First Farmers and Merchants Bank, a community bank serving the Middle Tennessee area through 22 offices in seven Middle Tennessee counties. As of September 30, 2023, First Farmers reported total assets of approximately $1.9 billion, total shareholders’ equity of approximately $99 million, and administered trust assets of $5.4 billion. For more information about First Farmers, visit us on the Web at www.myfirstfarmers.com under “Investor Relations.”

Contacts

Felicia Y. Brown

Chief Marketing and Communications Officer

(931) 380-8372

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