SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
FORM 11-K
(Mark One)
[X] ANNUAL REPORT PURSUANT TO SECTION 15(D) OF THE SECURITIES
EXCHANGE ACT OF 1934
FOR THE FISCAL YEAR ENDED DECEMBER 31, 2003
OR
[ ] TRANSITION REPORT PURSUANT TO SECTION 15(D) OF THE SECURITIES
EXCHANGE ACT OF 1934
For the transition period from _________ to __________
COMMISSION FILE NUMBER 333-60203
A. Full title of the plan and the address of the plan, if
different from that of the issuer named below:
ABERCROMBIE & FITCH CO.
SAVINGS AND RETIREMENT PLAN
B. Name of issuer of the securities held pursuant to the plan and
the address of its principal executive office:
ABERCROMBIE & FITCH CO.
6301 FITCH PATH
NEW ALBANY, OHIO 43054
Index to Exhibits on page 17
REQUIRED INFORMATION
THE FOLLOWING FINANCIAL STATEMENTS AND SUPPLEMENTAL SCHEDULES FOR THE
ABERCROMBIE & FITCH CO. SAVINGS AND RETIREMENT PLAN ARE BEING FILED HEREWITH:
Description Page No.
----------- --------
Index to Financial Statements Page 3
Audited Financial Statements:
----------------------------
Report of Independent Public Accountants Page 4
Statements of Net Assets Available for
Benefits at December 31, 2003 and 2002 Page 5
Statements of Changes in Net Assets Available
for Benefits for the Years Ended
December 31, 2003 and 2002 Page 6
Notes to Financial Statements Pages 7
through 13
Supplemental Schedules:
----------------------
Schedule of Assets Held at
End of Year as of December 31, 2003 Page 14
Schedule of Untimely Remittance of Participant Contributions Page 15
THE FOLLOWING EXHIBIT IS BEING FILED HEREWITH:
Exhibit No. Page No.
----------- --------
1 Consent of Independent Public Accountants Page 18
2
ABERCROMBIE & FITCH CO. SAVINGS AND RETIREMENT PLAN
REPORT ON AUDITS OF FINANCIAL STATEMENTS AS OF AND FOR THE
YEARS ENDED DECEMBER 31, 2003 AND 2002 AND
SUPPLEMENTAL SCHEDULES AS OF DECEMBER 31, 2003
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INDEX TO THE FINANCIAL STATEMENTS
Report of Independent Public Accountants 4
FINANCIAL STATEMENTS
Statements of Net Assets Available for Benefits 5
Statements of Changes in Net Assets Available for Benefits 6
Notes to Financial Statements 7
SUPPLEMENTAL SCHEDULES
Schedule of Assets Held at End of Year 14
Schedule of Untimely Remittance of Participant Contributions 15
3
REPORT OF INDEPENDENT PUBLIC ACCOUNTANTS
To the Board of Directors of
Abercrombie & Fitch Co. and the
Plan Administrator of the Abercrombie
& Fitch Co. Savings and Retirement Plan:
We have audited the accompanying statements of net assets available for benefits
of the Abercrombie & Fitch Co. Savings and Retirement Plan as of December 31,
2003 and 2002, and the related statements of changes in net assets available for
benefits for the years then ended. These financial statements are the
responsibility of the Plan's management. Our responsibility is to express an
opinion on these financial statements based on our audits.
We conducted our audits in accordance with standards of the Public Company
Accounting Oversight Board (United States). Those standards require that we plan
and perform the audits to obtain reasonable assurance about whether the
financial statements are free of material misstatement. An audit includes
examining, on a test basis, evidence supporting the amounts and disclosures in
the financial statements. An audit also includes assessing the accounting
principles used and significant estimates made by management, as well as
evaluating the overall financial statement presentation. We believe that our
audits provide a reasonable basis for our opinion.
In our opinion, the financial statements referred to above present fairly, in
all material respects, the net assets available for benefits of the Plan as of
December 31, 2003 and 2002, and the changes in net assets available for benefits
for the years then ended, in conformity with accounting principles generally
accepted in the United States of America.
Our audits were performed for the purpose of forming an opinion on the basic
financial statements taken as a whole. The supplemental schedules of assets held
at end of year and of untimely remittance of participant contributions as of
December 31, 2003, are presented for the purpose of additional analysis and are
not a required part of the basic financial statements, but are supplementary
information required by the Department of Labor's Rules and Regulations for
Reporting and Disclosure under the Employee Retirement Income Security Act of
1974. These supplemental schedules are the responsibility of the Plan's
management. The supplemental schedules have been subjected to the auditing
procedures applied in the audits of the basic financial statements and, in our
opinion, are fairly stated in all material respects in relation to the basic
financial statements taken as a whole.
/S/ ARY, ROEPCKE & MULCHAEY, P.C.
Columbus, Ohio
June 17, 2004
4
ABERCROMBIE & FITCH CO. SAVINGS AND RETIREMENT PLAN
STATEMENTS OF NET ASSETS AVAILABLE FOR BENEFITS
DECEMBER 31, 2003 AND 2002
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2003 2002
----------- -----------
ASSETS:
Investments $23,624,741 $14,976,726
Cash 29,910 7,106
Receivable for contributions:
Employer 3,727,867 2,669,633
Participants 61,357 51,499
----------- -----------
Total receivable for contributions 3,789,224 2,721,132
----------- -----------
Due from broker -- 120
Accrued earnings 26 6,463
----------- -----------
NET ASSETS AVAILABLE FOR BENEFITS $27,443,901 $17,711,547
=========== ===========
The accompanying notes are an integral part of these financial statements.
5
ABERCROMBIE & FITCH CO. SAVINGS AND RETIREMENT PLAN
STATEMENTS OF CHANGES IN NET ASSETS AVAILABLE FOR BENEFITS
FOR THE YEARS ENDED DECEMBER 31, 2003 AND 2002
-------------------------------------------------------------------------------
2003 2002
------------ ------------
ADDITIONS:
Investment income:
Net appreciation (depreciation) in
fair value of investments $ 2,836,512 $ (2,948,422)
Mutual funds' earnings 378,051 141,289
Common collective trust's earnings 47,188 202,528
Interest 13,248 12,928
------------ ------------
Total investment income (loss) 3,274,999 (2,591,677)
------------ ------------
Contributions:
Employer 5,068,309 3,609,044
Participants 2,674,044 2,260,681
Rollovers 160,317 322,423
------------ ------------
Total contributions 7,902,670 6,192,148
------------ ------------
Total additions 11,177,669 3,600,471
------------ ------------
DEDUCTIONS:
Distributions to participants 1,440,303 1,835,989
Defaulted participant loans -- (19,712)
Administrative expenses 5,012 1,260
------------ ------------
Total deductions 1,445,315 1,817,537
------------ ------------
Net increase 9,732,354 1,782,934
Net assets available for benefits:
Beginning of year 17,711,547 15,928,613
------------ ------------
End of year $ 27,443,901 $ 17,711,547
============ ============
The accompanying notes are an integral part of these financial statements.
6
ABERCROMBIE & FITCH CO. SAVINGS AND RETIREMENT PLAN
NOTES TO FINANCIAL STATEMENTS
FOR THE YEARS ENDED DECEMBER 31, 2003 AND 2002
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(1) DESCRIPTION OF THE PLAN
GENERAL
The Abercrombie & Fitch Co. Savings and Retirement Plan (the "Plan") is
a defined contribution plan covering certain employees of Abercrombie &
Fitch Co. (the "Employer"). Employees are eligible to participate in
the Plan if they are at least 21 years of age and have completed a year
of employment with 1,000 or more hours of service.
Effective April 14, 2003, the Plan was restated by the adoption of The
CORPORATEplan for Retirement Profit Sharing/401(k) Plan, Fidelity Basic
Plan Document No. 02 (a prototype plan sponsored by Fidelity Management
and Research Corporation). Through this adoption, Fidelity Management
Trust Company became trustee of the Plan.
Effective January 1, 2003, the Plan was amended to among other things,
1) change the Employer's retirement and matching contributions as noted
below under Employer's Contributions, and 2) change participant's
voluntary contributions as noted below under Participant's Voluntary
Contributions.
Effective January 1, 2002, the Plan was amended to among other things,
include retroactive changes required by applicable federal law for the
Plan to remain tax-qualified under the Internal Revenue Code.
The following description of the Plan provides only general
information. Participants should refer to the Plan document and Summary
Plan Description for a more complete description of the Plan's
provisions. The Plan is subject to the provisions of the Employee
Retirement Income Security Act of 1974 (ERISA) as amended.
CONTRIBUTIONS
EMPLOYER'S CONTRIBUTION:
Beginning with the 2003 Plan year, the Employer may provide a
discretionary nonelective employer contribution on behalf of eligible
active participants, who completed 1,000 hours of service during the
Plan year and who were active on the last day of the Plan year, in an
amount equal to 5% of annual compensation up to the Social Security
wage base and 8% of annual compensation thereafter.
For the 2002 Plan year, the Employer provided a non-service related
retirement contribution of 4% of annual compensation up to the Social
Security wage base and 7% of annual compensation thereafter, and a
service related retirement contribution of 1% of annual compensation
for participants who have completed five or more years of vesting
service as of the last day of the Plan year. Participants who completed
500 hours of service during the Plan year and were participants on the
last day of the Plan year were eligible.
The annual compensation of each participant taken into account under
the Plan is limited to the maximum amount permitted under Section
401(a)(17) of the Internal Revenue Code. The annual compensation limit
for the Plan years ended December 31, 2003 and 2002 was $200,000.
Beginning with the 2003 Plan year, the Employer provides a matching
contribution of 100% of the first 3% and 50% of the next 2% of the
participant's voluntary contributions. Prior to January 1, 2003, the
Employer provided a matching contribution of 100% of the participant's
voluntary contributions up to 3% of the participant's total annual
compensation.
7
ABERCROMBIE & FITCH CO. SAVINGS AND RETIREMENT PLAN
NOTES TO FINANCIAL STATEMENTS
FOR THE YEARS ENDED DECEMBER 31, 2003 AND 2002
-------------------------------------------------------------------------------
PARTICIPANT'S VOLUNTARY CONTRIBUTIONS:
A participant may elect to make a voluntary tax-deferred contribution
of 1% to 50% (1% to 15%, prior to January 1, 2003) of his or her annual
compensation up to the maximum permitted under Section 402(g) of the
Internal Revenue Code adjusted annually ($12,000 for 2003). This
voluntary tax-deferred contribution may be limited by Section 401(k) of
the Internal Revenue Code.
INVESTMENT OPTIONS
The participants direct the investment of both their own and the
Employer's contributions into various investment options offered by the
Plan. The Plan currently offers seventeen mutual funds and a unitized
stock fund of the Employer's common stock as investment options.
PARTICIPANT ACCOUNTS
Each participant's account is credited with the participant's
contributions and allocations of 1) the Employer's contributions, 2)
investment earnings, and 3) administrative expenses. Allocations are
based on the participant's earnings or account balances, as defined.
The benefit to which a participant is entitled is the benefit that can
be provided from the participant's vested account.
VESTING
Effective April 14, 2003, vesting service changed to the elapsed time
method from an hours method under which a participant was credited with
a year of vesting service in the Employer's contributions for each Plan
year that the participant was credited with at least 500 hours of
service.
Participant's are fully and immediately vested for voluntary
contributions, rollover contributions and beginning with the 2003 Plan
year, the Employer's matching contributions made subsequent to January
1, 2003. A summary of vesting percentages in the Employer's matching
contributions made prior to January 1, 2003 and the Employer's
discretionary nonelective contributions are as follows:
Years of Vested Service Percentage
----------------------- ----------
Less than 1 year 0%
1 year, but less than 2 years 20
2 years, but less than 3 years 40
3 years, but less than 4 years 60
4 years, but less than 5 years 80
5 years or more 100
PAYMENT OF BENEFITS
The full value of a participant's account becomes payable upon
retirement, disability, or death. Upon termination of employment for
any other reason, a participant's account to the extent vested, becomes
payable. Those participants with vested account balances greater than
$5,000 have the option of leaving their accounts invested in the Plan
until age 65. All benefits will be paid as a lump-sum distribution.
Those participants holding shares of Employer Securities will have the
option of receiving such amounts in whole shares of Employer Securities
and cash for any fractional shares. Participants have the option of
having their benefit paid directly to an eligible retirement plan
specified by the participant.
8
ABERCROMBIE & FITCH CO. SAVINGS AND RETIREMENT PLAN
NOTES TO FINANCIAL STATEMENTS
FOR THE YEARS ENDED DECEMBER 31, 2003 AND 2002
-------------------------------------------------------------------------------
A participant who is fully vested in his or her account and who has
participated in the Plan for at least five years may obtain an
in-service withdrawal from his or her account based on the percentage
amounts designated by the Plan. A participant may also request a
hardship distribution due to an immediate and heavy financial need
based on the terms of the Plan.
PARTICIPANT LOANS
Participants are permitted to borrow from their account the lesser of
$50,000 or 50% of the vested balance of their account. All loans become
due and payable in full upon a participant's termination of employment
with the employer. The borrowing constitutes a separate earmarked
investment of the participant's account. Interest on the borrowing is
based on the customary rate for similar loans within the geographic
area in which the Plan is administered.
AMOUNTS ALLOCATED TO PARTICIPANTS WITHDRAWN FROM THE PLAN
The vested portion of net assets available for benefits allocated to
participants withdrawn from the Plan was $35,000 and $8,134 as of
December 31, 2003 and 2002, respectively.
FORFEITURES
Forfeitures are used to reduce the Employer's required contributions.
Forfeitures of $299,703 and $261,972 were used to reduce contributions
for the years ended December 31, 2003 and 2002, respectively.
EXPENSES
Administrative expenses may be paid by the Plan unless the Employer
elects to pay such expenses. Administrative expenses of the Plan for
2003 and 2002 were paid by the Employer except for the loan
administration fee, which is allocated to the borrowing participant's
account.
Brokerage fees, transfer taxes, and other expenses incurred in
connection with the investment of the Plan's assets will be added to
the cost of such investments or deducted from the proceeds thereof, as
the case may be.
(2) SUMMARY OF ACCOUNTING POLICIES
BASIS OF PRESENTATION
The accompanying financial statements have been prepared on the accrual
basis of accounting, including investment valuation and income
recognition.
ESTIMATES
The Plan prepares its financial statements in conformity with
accounting principles generally accepted in the United States of
America, which requires management to make estimates and assumptions
that affect the reported amounts of net assets available for plan
benefits at the date of the financial statements and the changes in net
assets available for plan benefits during the reporting period and,
when applicable, disclosures of contingent assets and liabilities at
the date of the financial statements. Actual results could differ from
these estimates.
9
ABERCROMBIE & FITCH CO. SAVINGS AND RETIREMENT PLAN
NOTES TO FINANCIAL STATEMENTS
FOR THE YEARS ENDED DECEMBER 31, 2003 AND 2002
-------------------------------------------------------------------------------
RISKS
The Plan provides for the various investment options as described in
Note 1. Any investment is exposed to various risks, such as interest
rate, market and credit. These risks could result in a material effect
on participants' account balances and the amounts reported in the
statements of net assets available for benefits and the statements of
changes in net assets available for benefits.
INCOME RECOGNITION
Purchases and sales of securities are recorded on a trade-date basis.
Interest income is recorded on the accrual basis. Dividends are
recorded on the ex-dividend date.
INVESTMENT VALUATION
Mutual funds are stated at fair value as determined by quoted market
price, which represents the net asset value of shares held by the Plan
at year end. Common stocks are valued as determined by quoted market
price. The common collective trusts are valued on a daily basis. The
value of each unit is determined by subtracting total liabilities from
the total value of the assets, including accrued income, and dividing
the amount remaining by the number of units outstanding on the
valuation date.
NET APPRECIATION (DEPRECIATION) IN FAIR VALUE OF INVESTMENTS
Net realized and unrealized appreciation (depreciation) is recorded in
the accompanying statements of changes in net assets available for
benefits as net appreciation (depreciation) in fair value of
investments.
BENEFIT PAYMENTS
Benefits are recorded when paid.
10
ABERCROMBIE & FITCH CO. SAVINGS AND RETIREMENT PLAN
NOTES TO FINANCIAL STATEMENTS
FOR THE YEARS ENDED DECEMBER 31, 2003 AND 2002
-------------------------------------------------------------------------------
(3) INVESTMENTS
During April of 2003, Merrill Lynch Trust Company, former trustee, as
instructed by the Employer, liquidated all of the investments of the
Plan (except for the Employer's common stock) and transferred the
assets to Fidelity Management Trust Company who in turn reinvested the
assets in like kind investments. The following table presents balances
as of December 31, 2003 and 2002 for the Plan's investment options.
Investments that represent 5 percent or more of the Plan's net assets
are separately identified.
2003 2002
----------- -----------
Investments at fair value as determined by:
QUOTED MARKET PRICE:
Common stock:
Abercrombie & Fitch Co., Class A $ 701,690 $ 694,230
----------- -----------
Mutual funds:
Fidelity Retirement Money
Market Fund 5,552,520 --
Fidelity Spartan U.S. Equity Index Fund 3,456,380
Fidelity Blue Chip Growth Fund 3,285,329 --
Fidelity Freedom 2020 Fund 1,865,135 --
Fidelity Freedom 2040 Fund 1,452,823 --
Fidelity Mid-Cap Stock Fund 1,374,833 --
Merrill Lynch Fundamental Growth
Fund, Class D -- 2,848,188
Merrill Lynch S&P 500 Index Fund,
Class A -- 3,156,281
Van Kampen Emerging Growth
Fund, Class A -- 1,100,120
Other 5,533,912 2,884,673
----------- -----------
Total mutual funds 22,520,932 9,989,262
----------- -----------
Total quoted market price 23,222,622 10,683,492
----------- -----------
ESTIMATED FAIR VALUE:
Common collective trust:
Merrill Lynch Retirement
Preservation Trust -- 4,123,047
Participant loans 402,119 170,187
----------- -----------
Total estimated fair value 402,119 4,293,234
----------- -----------
Total investments at fair value $23,624,741 $14,976,726
=========== ===========
11
ABERCROMBIE & FITCH CO. SAVINGS AND RETIREMENT PLAN
NOTES TO FINANCIAL STATEMENTS
FOR THE YEARS ENDED DECEMBER 31, 2003 AND 2002
-------------------------------------------------------------------------------
Net appreciation (depreciation) in the fair value of the Plan's
investments (including investments bought, sold, and held during the
year) for the years ended December 31, 2003 and 2002 is set forth
below:
2003 2002
----------- ------------
Investments at fair value as determined by:
QUOTED MARKET PRICE:
Common stock $ 178,651 $ (196,924)
Mutual funds 2,657,861 (2,751,498)
----------- -----------
$ 2,836,512 $(2,948,422)
=========== ===========
(4) TAX STATUS
The Internal Revenue Service has determined and informed the Employer
by a letter dated August 26, 2002, that the Plan and related trust are
designed in accordance with applicable sections of the Internal Revenue
Code. The Plan has been amended since receiving this determination
letter. However, the Plan administrator believes that the Plan is
designed and is currently being operated in compliance with the
applicable requirements of the Internal Revenue Code.
(5) PLAN ADMINISTRATION
A Committee, the members of which are appointed by the Board of
Directors of the Employer, administers the Plan.
(6) PLAN TERMINATION
Although the Employer has not expressed any intent to do so, the
Employer has the right under the Plan to discontinue their
contributions at any time. The Employer has the right at any time, by
action of its Board of Directors, to terminate the Plan subject to
provisions of ERISA. Upon Plan termination or partial termination,
participants will become fully vested in their accounts.
(7) PARTIES-IN-INTEREST
Fidelity Management Trust Company, trustee of the Plan and its
subsidiaries and affiliates, maintain and manage certain investments of
the Plan for which the Plan was charged.
Merrill Lynch Trust Company, the former trustee of the Plan and its
subsidiaries and affiliates, maintained and managed certain of the
prior investments of the Plan for which the Plan was charged.
12
ABERCROMBIE & FITCH CO. SAVINGS AND RETIREMENT PLAN
NOTES TO FINANCIAL STATEMENTS
FOR THE YEARS ENDED DECEMBER 31, 2003 AND 2002
-------------------------------------------------------------------------------
(8) RECONCILIATION OF FINANCIAL STATEMENTS TO FORM 5500
The following is a reconciliation of net assets available for benefits
per the financial statements to Form 5500:
2003 2002
------------ ------------
Net assets available for benefits
per the financials statements $ 27,443,901 $ 17,711,547
Amounts allocated to withdrawing
participants (35,000) (8,134)
------------ ------------
Net assets available for benefits
per Form 5500 $ 27,408,901 $ 17,703,413
============ ============
The following is a reconciliation of benefits paid to participants per
the financial statements to Form 5500:
Benefits paid to participants per the
finanical statements $ 1,440,303
Deemed disbributions of participant loans (21,895)
Amounts allocated to withdrawing participants:
At December 31, 2003 35,000
At December 31, 2002 (8,134)
-----------
Benefits paid to participants per Form 5500 $ 1,445,274
===========
Amounts allocated to withdrawing participants are recorded on Form 5500
for benefits claims that have been processed and approved for payment
prior to December 31 but not yet paid as of that date.
13
ABERCROMBIE & FITCH CO. SAVINGS AND RETIREMENT PLAN
EIN #31-1469076 PLAN #001
SCHEDULE H - LINE 4I
SCHEDULE OF ASSETS HELD AT END OF YEAR
DECEMBER 31, 2003
------------------------------------------------------------------------------
(a) (b) (c) (d) (e)
Description of
investment including
Identity of issuer, maturity date, rate (1)
borrower, lessor, or of interest, collateral, Current
similar party par or maturity value Cost Value
------------- --------------------- ---- -----
* Abercrombie & Fitch Co., Class A Common stock - 28,397 shares $ 701,690
* Fidelity Retirement Money Market Mutual fund - 5,552,520 shares 5,552,520
Fund
* Fidelity Spartan U.S. Equity Index Mutual fund - 87,703 shares 3,456,380
Fund
* Fidelity Blue Chip Growth Fund Mutual fund - 82,900 shares 3,285,329
* Fidelity Freedom 2020 Fund Mutual fund - 143,252 shares 1,865,135
* Fidelity Freedom 2040 Fund Mutual fund - 192,172 shares 1,452,823
* Fidelity Mid-Cap Stock Fund Mutual fund - 63,738 shares 1,374,833
PIMCO Total Return Fund Mutual fund - 122,523 shares 1,312,227
* Fidelity Balanced Fund Mutual fund - 60,079 shares 1,006,317
* Fidelity Diversified International Mutual fund - 39,933 shares 963,186
Fund
* Fidelity Freedom Income Mutual fund - 53,807 shares 596,724
* Fidelity Small Cap Independence Fund Mutual fund - 32,958 shares 591,271
* Fidelity Freedom 2010 Fund Mutual fund - 33,062 shares 430,462
* Fidelity Contrafund Mutual fund - 3,936 shares 194,262
* Fidelity Equity Income Fund Mutual fund - 3,085 shares 153,484
* Fidelity Value Fund Mutual fund - 2,462 shares 152,791
* Fidelity Freedom 2030 Fund Mutual fund - 9,964 shares 129,029
* Fidelity Freedom 2000 Fund Mutual fund - 353 shares 4,159
Participant Loans Interest 5.25% - 10.50% - 402,119
* Represents a party-in-interest
(1) Cost information omitted - investment is part of an individual account
plan that a participant or beneficiary directed with respect to assets
allocated to his or her account.
The accompanying notes are an integral part of this schedule.
14
ABERCROMBIE & FITCH CO. SAVINGS AND RETIREMENT PLAN
EIN #31-1469076 PLAN #001
SCHEDULE H - LINE 4A
SCHEDULE OF UNTIMELY REMITTANCE OF PARTICIPANT CONTRIBUTIONS
DECEMBER 31, 2003
------------------------------------------------------------------------------
Loan to Employer in the form of late deposits of participants' 401(k)
deferrals. Participant deferrals of $549,747 were not timely deposited in
the trust during 2003. The Plan sponsor calculated the lost earnings
related to the delay in transmitting the funds. The calculation was based
on the greater of the average return received by the Plan during the period
for the investment with the highest return or the applicable Federal rate,
plus 3%. The total of the lost earnings (with rates ranging from 1.08% to
21.29%) was $49,652 and should be remitted to the Plan by the Plan sponsor
in July of 2004. The Plan sponsor also intends to file IRS Form 5330 and
pay the excise tax based on the lost earnings calculation.
The accompanying notes are an integral part of this schedule.
15
SIGNATURES
The Plan. Pursuant to the requirements of the Securities Exchange Act of
1934, the trustees (or other persons who administer the employee benefit
plan) have duly caused this annual report to be signed on its behalf by the
undersigned hereunto duly authorized.
ABERCROMBIE & FITCH CO. SAVINGS AND RETIREMENT PLAN
Date: June 25, 2004 By: /s/ SUSAN J. RILEY
---------------------
Susan J. Riley
Senior Vice President
Chief Financial Officer
Abercrombie & Fitch Co.
16
ABERCROMBIE & FITCH CO.
SAVINGS AND RETIREMENT PLAN
ANNUAL REPORT ON FORM 11-K
FOR FISCAL YEAR ENDED DECEMBER 31, 2003
INDEX TO EXHIBITS
Exhibit No. Description Page No.
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1 Consent of Independent Public Accountants 18
17