UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 8-K
CURRENT REPORT
PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934
Date of Report (Date of earliest event reported) March 31, 2003
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PICO HOLDINGS, INC.
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(Exact name of registrant as specified in charter)
California 0-18786 94-2723335
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(State or other jurisdiction (Commission (IRS Employer
of incorporation) File Number) Identification No.)
875 Prospect Street, Suite 301, La Jolla, California 92037
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(Address of principal executive offices) (Zip Code)
Registrant's telephone number, including area code (858) 456-6022
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(Former name or former address, if changed since last report)
ITEM 9. REGULATION FD DISCLOSURE
On March 31, 2003, the Registrant filed Form 10-K/A for calendar year
2001 and Form 10-K for calendar year 2002 with the SEC.
A copy of the press release relating to these filings is attached
hereto as Exhibit 99.
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SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934,
the registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.
PICO HOLDINGS, INC.
Date: March 31, 2003 By: /s/ Maxim C. W. Webb
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Maxim C. W. Webb
Chief Financial Officer and Treasurer
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EXHIBITS INDEX
Exhibit Number Description
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99. March 31, 2003 Press Release by PICO Holdings, Inc.
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