UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
FORM 13F
FORM 13F COVER PAGE
Report for the Calendar Year or Quarter Ended: March 31, 2008
Check here if Amendment [ ]; Amendment Number:
-----
This Amendment (Check only one): [ ] is a restatement.
[ ] adds new holdings entries.
Institutional Investment Manager Filing this Report:
Name: [PINNACLE FINANCIAL PARTNERS, INC.]
Address: 211 Commerce Street
Suite 300
Nashville, TN 37201
Form 13F File Number: 28-12761
The institutional investment manager filing this report and the person by whom
it is signed hereby represents that the person signing the report is authorized
to submit it, that all information contained herein is true, correct and
complete, and that it is understood that all required items, statements,
schedules, lists, and tables, are considered integral parts of this form.
Person Signing this Report on Behalf of Reporting Manager:
Name: Harold R. Carpenter
Title: Chief Financial Officer
Phone: 615-744-3742
Signature, Place, and Date of Signing:
------------------------------------- -------------------------- -----------
Harold R. Carpenter Nashville, Tennessee May 8, 2008
Report Type (Check only one.):
[X] 13F HOLDINGS REPORT. (Check here if all holdings of this reporting manager
are reported in this report.)
[ ] 13F NOTICE. (Check here if no holdings reported are in this report, and all
holdings are reported by other reporting manager(s).)
[ ] 13F COMBINATION REPORT. (Check here if a portion of the holdings from this
reporting manager are reported in this report and a portion are reported by
other reporting manager(s).)
FORM 13F FILE NUMBER NAME
28-
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FORM 13F SUMMARY PAGE
Report Summary:
Number of Other Included Managers: 0
Form 13F Information Table Entry Total: 359
Form 13F Information Table Value Total: $115,517
(thousands)
List of Other Included Managers:
Provide a numbered list of the name(s) and Form 13F file number(s) of all
institutional investment managers with respect to which this report is filed,
other than the manager filing this report.
NONE
NO. FORM 13F FILE NUMBER NAME
28-
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2
FORM 13F INFORMATION TABLE
Shares/ SH/ Investment Other Voting Authority
Name of Issuer Title of Class Cusip Value PRN PR Put/Call Discretion Managers Sole Shared None
-------------- -------------- --------- ----- ------- --- -------- ---------- -------- ------ ------ ----
AGL Res Inc. COM 1204106 94 2750 SH OTHER 2400 350
AGL Res Inc. COM 1204106 702 20450 SH SOLE 20450
AT&T INCORPORATED COM 1957109 215 5606 SH SOLE 5606
ABBOTT LABS COM 2824100 61 1100 SH OTHER 1100
ABBOTT LABS COM 2824100 552 10000 SH SOLE 10000
Aberdeen Asia-Pacific M 3009107 31 5000 SH SOLE 5000
Aegon N V Ord Amer Reg ORD AMER REG 7924103 27 1845 SH SOLE 1845
Air Prods & Chems Inc COM 9158106 12 125 SH OTHER 125
Air Prods & Chems Inc COM 9158106 724 7869 SH SOLE 7869
Alcoa Inc. COM 13817101 76 2118 SH OTHER 2018 100
Alcoa Inc. COM 13817101 1883 52205 SH SOLE 52205
Alcatel Sponsored Adr SPONSORED ADR 13904305 0 19 SH SOLE 19
Allstate Corp Com COM 20002101 95 1987 SH SOLE 1987
American Electric Power COM 25537101 40 960 SH SOLE 960
American International
Grp Inc. COM 26874107 429 9913 SH SOLE 9913
Amgen Inc. M 31162100 11 266 SH OTHER 0 266
Amgen Inc. M 31162100 88 2108 SH SOLE 2007 101
Anadarko Pete Corp COM 32511107 856 13579 SH SOLE 13579
Analog Devices
Incorporated COM 32654105 10 350 SH OTHER 350
Analog Devices
Incorporated COM 32654105 213 7200 SH SOLE 7200
Anheuser Busch Cos Inc COM 35229103 70 1483 SH OTHER 0 1483
Anheuser Busch Cos Inc COM 35229103 708 14916 SH SOLE 13916 1000
Aon Corp COM 37389103 42 1050 SH OTHER 1050
Aon Corp COM 37389103 661 16437 SH SOLE 16100 337
Apache Corp Com COM 37411105 122 1010 SH OTHER 510 200 300
Apache Corp Com COM 37411105 1327 10985 SH SOLE 10985
Apple, Inc M 37833100 15 105 SH OTHER 50 55
Apple, Inc M 37833100 876 6102 SH SOLE 6102
Archer-Daniels Midland COM 39483102 12 300 SH OTHER 300
Archer-Daniels Midland COM 39483102 280 6800 SH SOLE 6800
Atmos Energy Corp Com COM 49560105 31 1230 SH OTHER 1230
Atmos Energy Corp Com COM 49560105 49 1935 SH SOLE 1935
Automatic Data Processing
Inc. COM 53015103 30 699 SH OTHER 250 299 150
Automatic Data Processing
Inc. COM 53015103 317 7473 SH SOLE 7473
BJ Services Co COM 55482103 24 850 SH OTHER 350 500
BJ Services Co COM 55482103 309 10850 SH SOLE 10850
BP Plc Sponsored ADR SPONSORED ADR 55622104 85 1402 SH OTHER 521 881
Page 1 of 10
Shares/ SH/ Investment Other Voting Authority
Name of Issuer Title of Class Cusip Value PRN PR Put/Call Discretion Managers Sole Shared None
-------------- -------------- --------- ----- ------- --- -------- ---------- -------- ------ ------ ----
BP Plc Sponsored ADR SPONSORED ADR 55622104 162 2673 SH SOLE 2673
BP Prudhoe Bay Royalty
Trust UNIT BEN INT 55630107 47 500 SH SOLE 500
Baker Hughes Inc. Com COM 57224107 69 1000 SH SOLE 1000
Bancorpsouth Inc. Com COM 59692103 46 2000 SH OTHER 0 2000
Bancorpsouth Inc. Com COM 59692103 58 2500 SH SOLE 2500
Bank of America
Corporation New COM 60505104 136 3576 SH OTHER 1250 2176 150
Bank of America
Corporation New COM 60505104 1311 34571 SH SOLE 34571
NATIONSBANK CORPORATION
DEBENT COM 63701710 432 252880 SH SOLE 252880
Bank of New York Mellon COM
Corp A 64058100 4 100 SH OTHER 100
Bank of New York Mellon COM
Corp A 64058100 474 11352 SH SOLE 11352
Baxter Intl Inc COM 71813109 31 536 SH OTHER 536
Baxter Intl Inc COM 71813109 1147 19843 SH SOLE 19843
Becton Dickinson & Co. COM 75887109 21 250 SH OTHER 150 100
Becton Dickinson & Co. COM 75887109 507 5900 SH SOLE 5900
Bed Bath And Beyond M 75896100 15 500 SH OTHER 500
Berkshire Hathaway Inc. CL A 84670108 133 1 SH SOLE 1
Berkshire Hathaway Inc
Del Cl B CL B 84670207 81 18 SH SOLE 18
Best Buy Inc. Com COM 86516101 19 450 SH OTHER 0 450
Best Buy Inc. Com COM 86516101 108 2600 SH SOLE 2100 500
BHP Billiton Ltd
Sponsored Adr SPONSORED ADR 88606108 35 525 SH SOLE 525
Boeing Co. Com COM 97023105 84 1130 SH SOLE 1130
Bristol Myers Squibb Co.
Com COM 110122108 26 1200 SH OTHER 1200
Bristol Myers Squibb Co.
Com COM 110122108 491 23040 SH SOLE 23040
CBS Corp New CL B CL B 124857202 22 1000 SH SOLE 1000
CVS CAREMARK CORPORATION COM 126650100 83 2050 SH OTHER 1200 600 250
CVS CAREMARK CORPORATION COM 126650100 740 18276 SH SOLE 18276
Caterpillar Inc. Del Com COM 149123101 133 1700 SH SOLE 1700
Celgene Corporation COM 151020104 23 368 SH OTHER 368
Celgene Corporation COM 151020104 769 12542 SH SOLE 12542
Chevrontexaco Corp COM 166764100 156 1824 SH OTHER 800 1024
Chevrontexaco Corp COM 166764100 1041 12198 SH SOLE 12198
China Telecom Adr-h
Sponsored Adr Repstg H
Shs SPON ADR H SHS 169426103 33 525 SH SOLE 525
Citigroup Inc. COM 172967101 23 1064 SH OTHER 614 450
Citigroup Inc. COM 172967101 1095 51112 SH SOLE 51112
Coach Inc. COM 189754104 3 100 SH SOLE 100
Coca Cola Co Com COM 191216100 33 550 SH OTHER 550
Coca Cola Co Com COM 191216100 1248 20500 SH SOLE 20500
Page 2 of 10
Shares/ SH/ Investment Other Voting Authority
Name of Issuer Title of Class Cusip Value PRN PR Put/Call Discretion Managers Sole Shared None
-------------- -------------- --------- ----- ------- --- -------- ---------- -------- ------ ------ ----
Colgate Palmolive Co. COM 194162103 97 1243 SH OTHER 160 1083
Colgate Palmolive Co. COM 194162103 674 8651 SH SOLE 8651
Constellation Energy Group COM 210371100 36 410 SH OTHER 235 175
Constellation Energy Group COM 210371100 773 8752 SH SOLE 8752
Corning Inc. Com COM 219350105 24 1000 SH OTHER 0 1000
Cortex Pharmaceuticals COM NEW 220524300 0 250 SH SOLE 250
Danaher Corp Del Com COM 235851102 103 1350 SH SOLE 950 400
Deere & Co Com COM 244199105 32 400 SH OTHER 0 400
Diamonds Trust series I UNIT SER 1 252787106 22 180 SH SOLE 180
Disney Walt Co Com Disney COM DISNEY 254687106 118 3771 SH SOLE 3771
R.R.Donnelley&sons Common COM 257867101 26 850 SH OTHER 850
Dow Chemical Co. COM 260543103 23 636 SH OTHER 536 100
Dow Chemical Co. COM 260543103 934 25344 SH SOLE 25344
Du Pont E I De Nemours &
Co Com COM 263534109 192 4099 SH OTHER 700 3399
Du Pont E I De Nemours &
Co Com COM 263534109 504 10781 SH SOLE 10781
E M C Corp Mass Com COM 268648102 48 3345 SH OTHER 2980 365
E M C Corp Mass Com COM 268648102 816 56900 SH SOLE 56900
Eaton Corp Common COM 278058102 239 3000 SH SOLE 3000
FPL Group Inc COM 302571104 96 1529 SH OTHER 635 894
FPL Group Inc COM 302571104 889 14168 SH SOLE 14168
First Horizon Natl Corp
common COM 320517105 68 4837 SH SOLE 3837 1000
Fiserv Inc common M 337738108 63 1310 SH SOLE 950 360
Ford Mtr Co Del Com Par
$0.01 COM PAR $0.01 345370860 1 174 SH SOLE 174
Fording Cdn Coal Tr Tr
Unit TR UNIT 345425102 39 750 SH OTHER 750
Fording Cdn Coal Tr Tr
Unit TR UNIT 345425102 38 720 SH SOLE 720
Fortune Brands, Inc COM 349631101 28 400 SH OTHER 0 400
Fortune Brands, Inc COM 349631101 38 550 SH SOLE 550
General Dynamics Corp COM 369550108 85 1020 SH SOLE 1020
General Elec Co COM 369604103 204 5515 SH OTHER 5015 500
General Elec Co COM 369604103 3358 90735 SH SOLE 90235 500
General Mls Inc Com COM 370334104 13 224 SH SOLE 224
Gilead Sciences M 375558103 48 940 SH OTHER 540 400
Gilead Sciences M 375558103 1156 22439 SH SOLE 22439
Goodrich Corporation COM 382388106 40 700 SH OTHER 700
Goodrich Corporation COM 382388106 1340 23300 SH SOLE 23300
Hanesbrands Common COM 410345102 15 500 SH SOLE 500
Hartford Finl Svcs Group COM 416515104 702 9266 SH SOLE 8866 400
Page 3 of 10
Shares/ SH/ Investment Other Voting Authority
Name of Issuer Title of Class Cusip Value PRN PR Put/Call Discretion Managers Sole Shared None
-------------- -------------- --------- ----- ------- --- -------- ---------- -------- ------ ------ ----
Healthsouth Common New COM NEW 421924309 7 400 SH SOLE 400
Heinz H J Co common COM 423074103 29 625 SH OTHER 625
HEWLETT PACKARD COMPANY COM 428236103 66 1450 SH OTHER 700 750
HEWLETT PACKARD COMPANY COM 428236103 147 3210 SH SOLE 3210
Home Depot Inc. COM 437076102 46 1630 SH OTHER 1430 200
Home Depot Inc. COM 437076102 711 25411 SH SOLE 25411
Honeywell Intl Inc. COM 438516106 62 1100 SH OTHER 650 300 150
Honeywell Intl Inc. COM 438516106 1131 20050 SH SOLE 19550 500
ITT Corporation COM 450911102 21 400 SH SOLE 0 400
ILLINOIS TOOL WKS
INCORPORATED COM 452308109 19 400 SH OTHER 400
ILLINOIS TOOL WKS
INCORPORATED COM 452308109 2 50 SH SOLE 50
Intel Corp Com COM 458140100 27 1260 SH OTHER 760 500
Intel Corp Com COM 458140100 751 35466 SH SOLE 34666 800
International Business
Mach COM 459200101 46 400 SH OTHER 0 400
International Business
Mach COM 459200101 915 7945 SH SOLE 7945
International Paper Co. COM 460146103 35 1300 SH OTHER 1100 200
International Paper Co. COM 460146103 317 11650 SH SOLE 11650
ISHARES INCORPORATED MSCI COM 464286400 12 154 SH SOLE 154
ISHARES TR MSCI EMERG MKT COM 464287234 29 218 SH SOLE 218
Ishares Tr S&P500/Bar
Growth Index S&P500 GRW 464287309 10 160 SH OTHER 0 160
Ishares Tr S&P500/Bar
Growth Index S&P500 GRW 464287309 1759 28056 SH SOLE 28056
Ishares Tr S&P500/Bar
Value Index S&P 500 VALUE 464287408 8 120 SH OTHER 0 120
Ishares Tr S&P500/Bar
Value Index S&P 500 VALUE 464287408 2232 32241 SH SOLE 32241
Ishares Tr MSCI EAFE Index MSCI EAFE IDX 464287465 184 2564 SH OTHER 1002 1250 312
Ishares Tr MSCI EAFE Index MSCI EAFE IDX 464287465 5464 75992 SH SOLE 75992
Ishares Tr S&P Midcap 400
Index S&P MIDCAP 400 464287507 2 24 SH OTHER 0 24
Ishares Tr S&P Midcap 400
Index S&P MIDCAP 400 464287507 176 2265 SH SOLE 2265
Ishares Tr Russell 1000
Value Index RUSSELL1000VAL 464287598 172 2345 SH SOLE 2345
ISHARES TR S&P MC 400 GRW COM 464287606 32 398 SH SOLE 398
Ishs Rus 1000 Gr Fd
Russell 1000 Growth Index
Fd RUSSELL1000GRW 464287614 30 545 SH SOLE 545
Ishares Tr Rusl 2000
Value Index RUSL 2000 VALU 464287630 657 10027 SH SOLE 10027
Ishares Tr S&P Midcap
Value Index S&P MIDCP VALU 464287705 85 1160 SH OTHER 200 800 160
Ishares Tr S&P Midcap
Value Index S&P MIDCP VALU 464287705 1568 21475 SH SOLE 21475
Ishares Dow Jones U S
Real Estate DJ US REAL EST 464287739 161 2480 SH SOLE 2480
Ishares Tr S&P Smallcap
600 Index S&P SMLCAP 600 464287804 3 54 SH SOLE 54
Ishs S&p Euro Indx S&p
Europe 350 Index Fd S&P EURO PLUS 464287861 29 275 SH SOLE 275
Ishares Tr S&P Smallcap
600 Value Index S&P SMLCP VALU 464287879 56 854 SH OTHER 704 150
Page 4 of 10
Shares/ SH/ Investment Other Voting Authority
Name of Issuer Title of Class Cusip Value PRN PR Put/Call Discretion Managers Sole Shared None
-------------- -------------- --------- ----- ------- --- -------- ---------- -------- ------ ------ ----
Ishares Tr S&P Smallcap
600 Value Index S&P SMLCP VALU 464287879 1863 28471 SH SOLE 28253 150 68
Ishares Tr S&P Smallcap
600 Growth Index S&P SMLCP GROW 464287887 87 701 SH OTHER 533 168
Ishares Tr S&P Smallcap
600 Growth Index S&P SMLCP GROW 464287887 2981 24113 SH SOLE 24008 80 25
Isis Pharmaceutical Common M 464330109 5 340 SH SOLE 340
Johnson & Johnson Com COM 478160104 735 11330 SH OTHER 2250 9080
Johnson & Johnson Com COM 478160104 2831 43648 SH SOLE 43648
Johnson Controls Common COM 478366107 152 4500 SH SOLE 4500
Kimberly Clark Corp Com COM 494368103 45 700 SH OTHER 700
Kimberly Clark Corp Com COM 494368103 17 256 SH SOLE 256
Kinder Morgan Energy
Partner UT Ltd Partner UT LTD PARTNER 494550106 41 750 SH SOLE 750
Kohl's Corp (Wisconsin) COM 500255104 84 1950 SH SOLE 1950
Kroger Co Com COM 501044101 51 2000 SH SOLE 2000
LSI Logic Corp COM 502161102 0 4 SH SOLE 4
L3 Communications Holdings COM 502424104 87 800 SH OTHER 600 200
L3 Communications Holdings COM 502424104 1897 17350 SH SOLE 17150 200
Lauder Estee Cos Inc. CL A 518439104 14 300 SH OTHER 100 200
Lauder Estee Cos Inc. CL A 518439104 275 6000 SH SOLE 5700 300
LEHMAN BROS HLDGS
INCORPORATED COM 524908100 4 99 SH SOLE 99
Liberty Ppty TR Sh Ben Int SH BEN INT 531172104 9 300 SH SOLE 300
Eli Lilly & Co COM 532457108 40 780 SH OTHER 780
Eli Lilly & Co COM 532457108 190 3675 SH SOLE 3675
Lincoln National Corp Ind COM 534187109 50 956 SH OTHER 806 150
Lincoln National Corp Ind COM 534187109 1560 29997 SH SOLE 29997
Linear Technology Corp. COM 535678106 26 850 SH SOLE 850
Lockheed Martin COM 539830109 3 35 SH OTHER 35
Lockheed Martin COM 539830109 810 8154 SH SOLE 8154
Loews Corp common COM 540424108 97 2400 SH SOLE 2400
Lowes Cos Inc. Com COM 548661107 58 2514 SH SOLE 2514
Marathon Oil Common COM 565849106 27 600 SH OTHER 0 600
Marathon Oil Common COM 565849106 82 1800 SH SOLE 1800
Marsh & McLennan Cos Inc
Com COM 571748102 22 900 SH OTHER 900
Mattel Inc. COM 577081102 40 1991 SH SOLE 1991
McDonalds Corporation COM 580135101 3 51 SH SOLE 51
MEDTRONIC INCORPORATED COM 585055106 15 300 SH OTHER 300
MEDTRONIC INCORPORATED COM 585055106 243 5023 SH SOLE 5023
MERRILL LYNCH & CO., INC.
MEDI COM 589331107 68 1800 SH OTHER 1800
MERRILL LYNCH & CO., INC.
MEDI COM 589331107 268 89830 SH SOLE 89830
Page 5 of 10
Shares/ SH/ Investment Other Voting Authority
Name of Issuer Title of Class Cusip Value PRN PR Put/Call Discretion Managers Sole Shared None
-------------- -------------- --------- ----- ------- --- -------- ---------- -------- ------ ------ ----
Merrill Lynch & Co. Inc. COM 590188108 4 100 SH SOLE 100
Microsoft Corp COM 594918104 56 1970 SH OTHER 1300 670
Microsoft Corp COM 594918104 1311 46192 SH SOLE 46192
Morgan Stanley COM NEW 617446448 183 4000 SH SOLE 4000
Motorola Inc COM 620076109 93 10000 SH SOLE 10000
National Healthcare Corp COM 635906100 462 9483 SH SOLE 9383 100
National Oilwell Inc COM 637071101 5 80 SH OTHER 80
National Oilwell Inc COM 637071101 448 7682 SH SOLE 7682
National Semiconductor
Corp. COM 637640103 149 8123 SH SOLE 8123
Newmont Mining Corp common COM 651639106 11 250 SH SOLE 250
Nokia Corp Sponsored ADR SPONSORED ADR 654902204 24 750 SH OTHER 750
Nokia Corp Sponsored ADR SPONSORED ADR 654902204 56 1750 SH SOLE 1750
Norfolk Southern Corp ` COM 655844108 147 2700 SH SOLE 2700
OGE Energy Corp COM 670837103 47 1500 SH SOLE 1500
Peabody Energy COM 704549104 8 150 SH OTHER 150
Peabody Energy COM 704549104 287 5631 SH SOLE 5631
Pengrowth Energy Tu Tr
Unit New TR UNIT NEW 706902509 22 1150 SH SOLE 1150
PENN VA RESOURCES
PARTNERS LP COM 707882106 3 120 SH SOLE 120
Pepsico Inc COM 713448108 266 3683 SH OTHER 850 2833
Pepsico Inc COM 713448108 3253 45049 SH SOLE 44849 200
Pfizer Inc COM 717081103 17 800 SH OTHER 800
Pfizer Inc COM 717081103 211 10104 SH SOLE 10104
Piedmont Natur.Gas Common COM 720186105 382 14534 SH SOLE 14534
Plum Creek Timber Co Inc
Com COM 729251108 187 4603 SH SOLE 4603
Procter & Gamble Co COM 742718109 266 3790 SH OTHER 3390 250 150
Procter & Gamble Co COM 742718109 3347 47773 SH SOLE 47773
Qualcomm Incorporated M 747525103 33 800 SH OTHER 550 250
Qualcomm Incorporated M 747525103 823 20068 SH SOLE 20068
Regency Ctrs Corp common COM 758849103 45 700 SH SOLE 700
RIO TINTO PLC SPONSORED
ADR COM 767204100 8 20 SH SOLE 20
Rockwell Automation Inc. COM 773903109 17 300 SH SOLE 300
Rockwell Collins Inc. COM 774341101 25 433 SH SOLE 433
Royal Dutch Adr-a
Sponsored Adr Repstg A
Shs SPONS ADR A 780259206 55 800 SH OTHER 800
Royal Dutch Adr-a
Sponsored Adr Repstg A
Shs SPONS ADR A 780259206 62 900 SH SOLE 700 200
Royce Value Trust COM 780910105 14 886 SH SOLE 886
Sara Lee Corp Com COM 803111103 17 1200 SH OTHER 1200
Sara Lee Corp Com COM 803111103 56 4000 SH SOLE 4000
Page 6 of 10
Shares/ SH/ Investment Other Voting Authority
Name of Issuer Title of Class Cusip Value PRN PR Put/Call Discretion Managers Sole Shared None
-------------- -------------- --------- ----- ------- --- -------- ---------- -------- ------ ------ ----
Schering Plough Corp COM 806605101 37 2598 SH OTHER 2063 535
Schering Plough Corp COM 806605101 687 47690 SH SOLE 47690
Schlumberger Ltd Com COM 806857108 15 175 SH OTHER 100 75
Schlumberger Ltd Com COM 806857108 1124 12914 SH SOLE 12914
Sigma-aldrich Common COM 826552101 716 12000 SH SOLE 12000
Snap-on Common COM 833034101 43 850 SH OTHER 850
Source Cap Inc Com M 836144105 5 100 SH SOLE 0 100
Southern Co Com COM 842587107 78 2200 SH SOLE 2200
Spectra Energy COM 847560109 13 575 SH OTHER 575
Spectra Energy COM 847560109 241 10615 SH SOLE 10615
Staples Common COM 855030102 13 600 SH SOLE 600
Starbucks Corp M 855244109 7 400 SH SOLE 400
Streettracks Gold TR GOLD SHS 863307104 86 955 SH SOLE 955
STRYKER CORPORATION COM 863667101 26 400 SH OTHER 400
STRYKER CORPORATION COM 863667101 96 1480 SH SOLE 1180 300
Suntrust Bks Inc Com COM 867914103 197 3580 SH OTHER 3580
Suntrust Bks Inc Com COM 867914103 840 15239 SH SOLE 15239
Sysco Corp Com COM 871829107 58 2000 SH SOLE 2000
Teppco Partners L P UT
Ltd Partner UT LTD PARTNER 872384102 34 1000 SH SOLE 1000
Terex Corp New COM 880779103 25 400 SH OTHER 250 150
Terex Corp New COM 880779103 375 6000 SH SOLE 6000
Texas Instruments Inc. COM 882508104 23 807 SH SOLE 807
Tupperware Corp common COM 899896104 50 1300 SH OTHER 1300
Tyson Foods Inc. CL A 902494103 4 250 SH SOLE 250
Ust Common Common COM 902911106 229 4200 SH SOLE 4200
US Bancorp Del Com New COM NEW 902973304 16 500 SH OTHER 250 250
US Bancorp Del Com New COM NEW 902973304 477 14731 SH SOLE 14731
Union Pacific Common COM 907818108 33 265 SH SOLE 265
United Parcel Service Cl B CL B 911312106 15 209 SH SOLE 209
United Technologies Inc Cp COM 913017109 33 475 SH OTHER 75 400
United Technologies Inc Cp COM 913017109 1075 15627 SH SOLE 15627
Vulcan Materials Co COM 929160109 13 200 SH OTHER 200
Vulcan Materials Co COM 929160109 93 1400 SH SOLE 1400
Wal Mart Stores Inc. Com COM 931142103 74 1400 SH OTHER 1400
Wal Mart Stores Inc. Com COM 931142103 630 11956 SH SOLE 11956
Walgreen Co COM 931422109 30 800 SH OTHER 800
Walgreen Co COM 931422109 49 1276 SH SOLE 1276
Page 7 of 10
Shares/ SH/ Investment Other Voting Authority
Name of Issuer Title of Class Cusip Value PRN PR Put/Call Discretion Managers Sole Shared None
-------------- -------------- --------- ----- ------- --- -------- ---------- -------- ------ ------ ----
Washington Mutual Inc
Common COM 939322103 1 100 SH OTHER 0 100
WELLS FARGO & COMPANY NEW COM 949746101 17 600 SH OTHER 300 300
WELLS FARGO & COMPANY NEW COM 949746101 165 5675 SH SOLE 5675
Weyerhaeuser Co Com COM 962166104 7 100 SH OTHER 0 100
Weyerhaeuser Co Com COM 962166104 17 266 SH SOLE 266
WYETH COM 983024100 267 6401 SH SOLE 6401
YUM BRANDS INCORPORATED COM 988498101 9 230 SH SOLE 230
PetroChina Co. Ltd. SPONSORED ADR 71646E100 13 100 SH SOLE 100
Target Corp Com COM 87612E906 18 350 SH OTHER 350
AT&T Common COM 00206R102 71 1866 SH OTHER 1166 700
AT&T Common COM 00206R102 1367 35690 SH SOLE 35690
Aetna Inc. (New) COM 00817Y108 25 600 SH OTHER 0 600
Altria Group Inc COM 02209S103 12 530 SH OTHER 290 240
Altria Group Inc COM 02209S103 280 12621 SH SOLE 12621
ALTRIA GROUP INCORPORATED COM 02209S103 60 2708 SH SOLE 2708
Ameriprise Fincl Common COM 03076C106 2 48 SH SOLE 48
Bldrs Developed Markets
100 ADR DEV MK 100 ADR 09348R201 788 28248 SH SOLE 28248
BLDRS INDEX FUNDS TRUST COM 09348R201 367 13158 SH SOLE 13158
BURLINGTON NORTHN SANTA
FE CP COM 12189T104 9 100 SH SOLE 100
Cisco Sys Inc. Com M 17275R102 38 1565 SH OTHER 690 875
Cisco Sys Inc. Com M 17275R102 777 32245 SH SOLE 32245
CISCO SYSTEMS INCORPORATED COM 17275R102 158 6579 SH SOLE 6579
Conocophillips COM 20825C104 53 694 SH OTHER 544 150
Conocophillips COM 20825C104 1069 14030 SH SOLE 14030
CONOCOPHILLIPS COM 20825C104 122 1606 SH SOLE 1606
Costco Whsl Corp New M 22160K105 36 550 SH OTHER 350 200
Costco Whsl Corp New M 22160K105 985 15158 SH SOLE 15158
COSTCO WHOLESALE
CORPORATION COM 22160K105 237 3641 SH SOLE 3641
Dell Inc. M 24702R101 5 247 SH SOLE 247
Dominion Res Inc Va New COM 25746U109 51 1250 SH OTHER 1250
Dominion Res Inc Va New COM 25746U109 52 1270 SH SOLE 1270
Duke Energy Common COM 26441C105 41 2300 SH OTHER 2300
Duke Energy Common COM 26441C105 337 18855 SH SOLE 18855
Enerplus Res Fd Unit Tr G
New IT TR G NEW 29274D604 30 700 SH SOLE 700
Exelon Corp COM 30161N101 266 3275 SH SOLE 3275
EXELON CORPORATION COM 30161N101 4 55 SH SOLE 55
Exxon Mobil Corp Com COM 30231G102 177 2098 SH OTHER 1900 198
Page 8 of 10
Shares/ SH/ Investment Other Voting Authority
Name of Issuer Title of Class Cusip Value PRN PR Put/Call Discretion Managers Sole Shared None
-------------- -------------- --------- ----- ------- --- -------- ---------- -------- ------ ------ ----
Exxon Mobil Corp Com COM 30231G102 6283 74282 SH SOLE 74282
EXXON MOBIL CORPORATION COM 30231G102 43 510 SH SOLE 510
Freeport McMoran Cl B COM 35671D857 7 75 SH SOLE 75
Glaxosmithkline Plc Spn
Adr SPONSORED ADR 37733W105 446 10501 SH SOLE 10501
Global Income Fund Common COM 37934Y108 24 6000 SH SOLE 6000
Goldman Sachs Group Inc COM 38141G104 548 3314 SH SOLE 3314
GOLDMAN SACHS GROUP COM 38141G104 233 1408 SH SOLE 1408
Google-a Cl A CL A 38259P508 15 34 SH SOLE 34
Ing Clarion Global Common COM 44982G104 14 1000 SH SOLE 1000
Iris International Inc. COM 46270W105 1 100 SH SOLE 100
I-Shares S&P GSCI
Commodity UNIT BEN INT 46428R107 17 300 SH SOLE 300
JP Morgan Chase & Company COM 46625H100 19 450 SH OTHER 100 350
JP Morgan Chase & Company COM 46625H100 1018 23700 SH SOLE 23700
JP MORGAN CHASE & COMPANY COM 46625H100 326 7585 SH SOLE 7585
Kraft Foods Inc Cl A CL A 50075N104 5 167 SH OTHER 0 167
Kraft Foods Inc Cl A CL A 50075N104 24 778 SH SOLE 778
KRAFT FOODS INCORPORATED
CLASS COM 50075N104 3 100 SH SOLE 100
Laboratory Corp Common New COM NEW 50540R409 33 450 SH OTHER 250 200
Laboratory Corp Common New COM NEW 50540R409 614 8333 SH SOLE 8333
LABORATORY CORPORATION
AMER COM 50540R409 142 1927 SH SOLE 1927
Market Vectors Gold Miners GOLD MINER ETF 57060U100 24 500 SH SOLE 500
MONSANTO COMPANY NEW COM 61166W101 8 70 SH SOLE 70
National Health Investors COM 63633D104 482 15430 SH SOLE 14930 500
NOVARTIS A G SPONSORED ADR COM 66987V109 4 85 SH SOLE 85
Oracle Corporation M 68389X105 20 1000 SH OTHER 500 500
Oracle Corporation M 68389X105 544 27829 SH SOLE 27829
ORACLE CORPORATION M 68389X105 198 10104 SH SOLE 10104
Pinnacle Finl Partners
Inc common COM 72346Q104 5 200 SH SOLE 200
PINNACLE FINL PARTNERS COM 72346Q104 224 8743 SH SOLE 8743
Powershares Commodity
Index UNIT BEN INT 73935S105 21 600 SH SOLE 600
Praxair Inc. COM 74005P104 20 237 SH SOLE 237
PRAXAIR INCORPORATED COM 74005P104 5 55 SH SOLE 55
Regions Financial Corp
New common COM 7591EP100 541 27368 SH OTHER 619 26749
Regions Financial Corp
New common COM 7591EP100 4543 230016 SH SOLE 230016
REGIONS FINANCIAL
CORPORATION COM 7591EP100 6 300 SH SOLE 300
REPSOL YPF S A COM 76026T205 48 1400 SH SOLE 1400
Spdr TR Unit Ser 1 UNIT SER 1 78462F103 207 1572 SH SOLE 1572
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Shares/ SH/ Investment Other Voting Authority
Name of Issuer Title of Class Cusip Value PRN PR Put/Call Discretion Managers Sole Shared None
-------------- -------------- --------- ----- ------- --- -------- ---------- -------- ------ ------ ----
SPDR DJ Wilshire Small DJWS SCAP
Cap Growth GR A 78464A201 695 8038 SH SOLE 8038
SPDR Series Trust DJWS DJWS SMCAP
Small Cap Value VL A 78464A300 790 12956 SH SOLE 12956
Sanofi-Aventis ADS SPONSORED ADR 80105N105 8 200 SH SOLE 200
Sealed Air Corp New Com COM 81211K100 18 718 SH SOLE 718
Energy Select Sector SPDR SBI INT-ENERGY 81369Y506 47 630 SH SOLE 630
Financial Select Sector
Spdr SBI INT-FINL 81369Y605 5 210 SH SOLE 210
STARWOOD HOTELS&RESORTS
WRLDWD COM 85590A203 4 80 SH SOLE 80
Starwood Hotel Resort
Worldwide COM 85590A401 97 1884 SH SOLE 1700 184
SPDR SERIES TRUST DJ COM 86330E307 39 509 SH SOLE 509
3M Co. COM 88579Y101 16 200 SH OTHER 200
3M Co. COM 88579Y101 467 5900 SH SOLE 5900
Unitedhealth Group Common COM 91324P102 104 3026 SH SOLE 3026
Valero Energy Corp New COM 91913Y100 49 1000 SH SOLE 1000
Verizon Communications Inc COM 92343V104 87 2385 SH OTHER 1485 500 400
Verizon Communications Inc COM 92343V104 1129 30981 SH SOLE 30498 483
VERIZON COMMUNICATIONS COM 92343V104 149 4100 SH SOLE 4100
Viacom-b Cl B CL B 92553P201 40 1000 SH SOLE 1000
Windstream C orporation COM 97381W104 26 2147 SH SOLE 2147
WINDSTREAM CORPORATION COM 97381W104 2 159 SH SOLE 159
Zimmer Hldgs Inc. Com COM 98956P102 164 2100 SH SOLE 2100
Accenture Ltd Bermuda Cl A CL A G1150G111 18 500 SH SOLE 500
Cooper Inds Ltd Cl A CL A G24182100 11 264 SH OTHER 264
Garmin Ltd ORD G37260109 14 250 SH OTHER 250
Garmin Ltd ORD G37260109 288 5340 SH SOLE 5340
GARMIN LIMITED ORD COM G37260109 106 1964 SH SOLE 1964
Ingersoll-Rand Co Cl A CL A G4776G101 40 900 SH SOLE 900
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