First Charter Corporation
 

As filed with the Securities and Exchange Commission on January 14, 2003

SECURITIES AND EXCHANGE COMMISSION

Washington, D. C. 20549

FORM 8 — K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of
Securities Exchange Act of 1934

Date of Report (Date of earliest event reported):
January 14, 2003

FIRST CHARTER CORPORATION

(Exact name of registrant as specified in its charter)
         
North Carolina   0-15829   56-1355866
(State or other
jurisdiction of
incorporation)		   (Commission
File Number) 		  (IRS Employer
Identification No.)

10200 David Taylor Drive, Charlotte, North Carolina 28262-2373
(Address, including zip code, of principal executive offices)

(704) 688-4300
(Registrant’s telephone number, including area code)

 

 

Item 7             Financial Statements and Exhibits

  (c) Exhibits.

      The following exhibits are filed herewith:
     
Exhibit No.   Description
 
99.1   The script prepared for use by First Charter Corporation Executives for securities analysts meeting held on January 14, 2003, discussing 2002 results, present growth and earnings estimates for fiscal year 2003, strategic plans for 2003 and other business information.
     
99.2   Slide Package prepared for use with the script included as Exhibit 99.1 by First Charter Corporation Executives for securities analysts meeting held on January 14, 2003, discussing 2002 results, present growth and earnings estimates for fiscal year 2003, strategic plans for 2003 and other business information.

Item 9 Regulation FD Disclosure

     On January 14, 2003, as previously announced, First Charter Corporation held a simultaneous analyst presentation and audio webcast to discuss 2002 results, present growth and earnings estimates for fiscal year 2003, strategic plans for 2003 and other business information. The script and corresponding slide package prepared for use by First Charter Corporation executives at this presentation were posted to First Charter Corporation’s website and the script and the slides are also furnished herewith as Exhibits 99.1 and 99.2, respectively. The furnishing of the script and slides is not intended to constitute a representation that such furnishing is required by Regulation FD or that the materials they contain include material investor information that is not otherwise publicly available. In addition, all of the information in the presentations is presented as of January 14, 2003, and First Charter Corporation does not assume any obligation to update such information in the future.

 

 

SIGNATURES

     Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized.

         
    FIRST CHARTER CORPORATION
           
    By:   /s/ Robert O. Bratton
       
        Robert O. Bratton
Executive Vice President and Chief
Financial Officer

 

Dated: January 14, 2003

 

EXHIBIT INDEX

     
Exhibit No.   Description
 
99.1   The script prepared for use by First Charter Corporation Executives for securities analysts meeting held on January 14, 2003, discussing 2002 results, present growth and earnings estimates for fiscal year 2003, strategic plans for 2003 and other business information.
     
99.2   Slide Package prepared for use with the script included as Exhibit 99.1 by First Charter Corporation Executives for securities analysts meeting held on January 14, 2003, discussing 2002 results, present growth and earnings estimates for fiscal year 2003, strategic plans for 2003 and other business information.