UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION

                             Washington, D.C. 20549

                                    FORM 8-K

                                 CURRENT REPORT
                       Pursuant to Section 13 or 15(d) of
                       the Securities Exchange Act of 1934


       Date of Report (Date of earliest event reported) November 10, 2003
                                                       -------------------


                                 PubliCARD, Inc.
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             (Exact Name of Registrant as Specified in Its Charter)


                                  Pennsylvania
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                 (State or Other Jurisdiction of Incorporation)


         0-29794                                     23-0991870
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(Commission File Number)                 (I.R.S. Employer Identification No.)


 620 Fifth Avenue, 7th Floor,
 New York, NY                                                     10020
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(Address of Principal Executive Offices)                        (Zip Code)


Registrant's telephone number, including area code            (212) 651-3102
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Item 7.  Financial Statements, Pro Forma Financial Information and Exhibits.

(a)    Not applicable

(b)    Not applicable

(c)    Exhibits

       99.1  Press release dated November 10, 2003

Item 12.  Results of Operations and Financial Condition.

     On November 10, 2003, PubliCARD, Inc. announced its results of operations
for the three and nine months ended September 30, 2003. A copy of the press
release announcing the results of operations is filed as Exhibit 99.1.

     The information in this report, including the exhibit, shall not be deemed
"filed" for the purposes of Section 18 of the Securities Exchange Act of 1934,
as amended (the "Exchange Act"), or otherwise subject to the liabilities under
that section. Furthermore, the information in this report, including the
exhibit, shall not be deemed to be incorporated by reference into any filing
under the Securities Act of 1933, as amended, or the Exchange Act except as
shall be expressly set forth by specific reference in such filing.



                                   SIGNATURES

     Pursuant to the requirements of the Securities Exchange Act of 1934, the
Registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.


                              PubliCARD, Inc.


Date:  November 10, 2003      /s/ Antonio L. DeLise
                              ----------------------
                              Antonio L. DeLise, President,
                              Chief Executive Officer, Chief Financial Officer












                                  EXHIBIT INDEX

Exhibit
Number     Description

99.1       Press release dated November 10, 2003 announcing the results of
operations for the three and nine months ended September 30, 2003