UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                             Washington, D.C. 20549


                                    FORM 8-K

                                 CURRENT REPORT

                       Pursuant to Section 13 or 15(d) of
                       the Securities Exchange Act of 1934



                Date of Report (Date of earliest event reported)
                                 April 22, 2004




                           WSFS Financial Corporation
             -----------------------------------------------------
             (Exact name of Registrant as specified in its Charter)



       Delaware                      0-16668                  22-2866913
----------------------------     -----------------         ----------------
(State or other jurisdiction      (SEC Commission            (IRS Employer
     of incorporation)               File No.)              Identification
                                                               Number)


838 Market Street, Wilmington, Delaware                          19899
---------------------------------------                       -----------
(Address of principal executive offices)                       (Zip Code)




Registrant's telephone number, including area code: (302)792-6000
                                                    -------------

                                 Not Applicable
          --------------------------------------------------------------
          (Former name or former address, if changed since last Report)





                           WSFS FINANCIAL CORPORATION


                      INFORMATION TO BE INCLUDED IN REPORT
                      ------------------------------------


Item 5.   Other Events
          ------------

         On April 22, 2004, the Registrant  issued a press release to report the
declaration  of a quarterly  cash dividend of $0.06 per share,  representing  an
increase of $0.01 over the previous quarterly dividend.


Item 7.   Financial Statements, Pro Forma Financial
          Information and Exhibits
          -----------------------------------------

         (c) Exhibits:

                  99.1     Press Release dated April 22, 2004











                                   SIGNATURES


         Pursuant to the  requirements  of the Securities  Exchange Act of 1934,
the  Registrant  has duly  caused  this Report to be signed on its behalf by the
undersigned, hereunto duly authorized.


                                    WSFS FINANCIAL CORPORATION




Date: April 26, 2004
                                    By: /s/Mark A. Turner
                                        -----------------------------
                                        Mark A. Turner
                                        Chief Operating Officer/
                                        Chief Financial Officer