UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of
the Securities Exchange Act of 1934
Date of Report (Date of earliest event reported)
January 20, 2004
WSFS Financial Corporation
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(Exact name of Registrant as specified in its Charter)
Delaware 0-16668 22-2866913
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(State or other jurisdiction (SEC Commission (IRS Employer
of incorporation) File No.) Identification
Number)
838 Market Street, Wilmington, Delaware 19899
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(Address of principal executive offices) (Zip Code)
Registrant's telephone number, including area code: (302)792-6000
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Not Applicable
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(Former name or former address, if changed since last Report)
WSFS FINANCIAL CORPORATION
INFORMATION TO BE INCLUDED IN REPORT
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Item 7. Financial Statements, Pro Forma Financial
Information and Exhibits
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(c) Exhibits:
99.1 Press Release dated January 20, 2004
Item 12. Results of Operations and Financial Condition
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On January 20, 2004, the Registrant issued a press release to report
earnings for the quarter ended December 31, 2003. A copy of the press release is
furnished with this Form 8-K as an exhibit.
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934,
the Registrant has duly caused this Report to be signed on its behalf by the
undersigned, hereunto duly authorized.
WSFS FINANCIAL CORPORATION
Date: January 20, 2004 By: /s/ Mark A. Turner
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Mark A. Turner
Chief Operating Officer/
Chief Financial Officer