UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
Form 13F
Form 13F COVER PAGE
Report for the Calendar Year or Quarter Ended: MARCH 31, 2008
Check here if Amendment [ ]; Amendment Number: ___
This Amendment (Check only one.): [ ] is a restatement.
[ ] adds new holdings entries.
Institutional Investment Manager Filing this Report:
Name: COMMUNITY BANK N.A.
Address: 5790 Widewaters Parkway
DeWitt, NY 13214-1883
Form 13F File Number: 028-11044
The institutional investment manager filing this report and the person by whom
it is signed hereby represent that the person signing the report is authorized
to submit it, that all information contained herein is true, correct and
complete, and that it is understood that all required items, statements,
schedules, lists and tables, are considered integral parts of this form.
Person Signing this Report on Behalf of Reporting Manager:
Name: Kathy Strohmeyer signing for Community Bank Services Inc.
Title: Operations Manager
Phone: 716-633-3800
Signature, Place, and Date of Signing:
Kathy Strohmeyer Williamsville, NY 05/07/08
------------------ ----------------- --------
[Signature] [City, State] [Date]
Report Type (Check only one.):
[X] 13F HOLDINGS REPORT. (Check here if all holdings of this reporting
manager are reported in this report.
[ ] 13F NOTICE. (Check here if no holdings reported are in this report, and
all holdings are reported by other reporting manager(s).)
[ ] 13F COMBINATION REPORT. (Check here if a portion of the holdings for
this reporting manager are reported in this report and a portion are
reported by other reporting manager(s).)
List of Other Managers Reporting for this Manager:
[If there are no entries in this list, omit this section.]
Form 13F File Number Name
___________________________________- [Repeat as necessary.]
Form 13F SUMMARY PAGE
Report Summary:
Number of Other Included Managers: 0
Form 13F Information Table Entry Total: 384
Form 13F Information Table Value Total: $130985
(thousands)
List of other Included Managers:
Provide a numbered list of the name(s) and Form 13F file number(s) of all
institutional investment managers with respect to which this report is filed,
other than the manager filing this report.
[If there are no entries in this list, state "NONE" and omit the column headings
and list entries.]
No. Form 13F File Number Name
[Repeat as necessary.]
FORM 13F INFORMATION TABLE
TITLE OF VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER CLASS CUSIP (X$1000) PRN AMT PRN CALL DESCRETN MANAGERS SOLE SHARED NONE
------------------------------------------------------------------------------------------------------------------------------------
COVIDIEN LTD COM G2552X108 7 150 SH SOLE 150 0 0
INGERSOLL RAND LTD G4776G101 28 630 SH SOLE 630 0 0
INGERSOLL RAND LTD G4776G101 59 1320 SH DEFINED 1320 0 0
TYCO INTERNATIONAL LTD SHS G9143X208 7 150 SH SOLE 150 0 0
TYCO ELECTRONICS LTD COM NEW G9144P105 5 150 SH SOLE 150 0 0
FLEXTRONICS INTL LTD ORD Y2573F102 13 1375 SH SOLE 1375 0 0
AGL RES INC COM 1204106 24 700 SH SOLE 700 0 0
AES CORP COM 00130H105 14 833 SH DEFINED 833 0 0
AT&T INC COM 00206R102 1094 28559 SH SOLE 28559 0 0
AT&T INC COM 00206R102 300 7848 SH DEFINED 7848 0 0
ABBOTT LABS COM 2824100 263 4775 SH SOLE 4775 0 0
ABBOTT LABS COM 2824100 4 75 SH DEFINED 75 0 0
ADVANCED MICRO DEVICES INC COM 7903107 10 1700 SH DEFINED 1700 0 0
AIR PRODS & CHEMS INC COM 9158106 467 5075 SH SOLE 5075 0 0
ALCOA INC COM 13817101 54 1500 SH SOLE 1500 0 0
ALCATEL-LUCENT SPONSORED ADR 13904305 1 87 SH SOLE 87 0 0
ALTRIA GROUP INC COM 02209S103 2 97 SH SOLE 0 0 97
ALTRIA GROUP INC COM 02209S103 44 2000 SH DEFINED 2000 0 0
AMERICA MOVIL SAB DE CV SPON ADR L SHS 02364W105 648 10170 SH SOLE 9970 0 200
AMERICA MOVIL SAB DE CV SPON ADR L SHS 02364W105 37 575 SH DEFINED 575 0 0
AMERICAN ELEC PWR INC COM 25537101 30 720 SH DEFINED 720 0 0
AMERICAN EXPRESS CO COM 25816109 490 11197 SH SOLE 11022 0 175
AMERICAN EXPRESS CO COM 25816109 33 750 SH DEFINED 750 0 0
AMERICAN INTL GROUP INC COM 26874107 523 12096 SH SOLE 12096 0 0
AMERICAN INTL GROUP INC COM 26874107 57 1325 SH DEFINED 1325 0 0
AMGEN INC COM 31162100 526 12587 SH SOLE 12412 0 175
AMGEN INC COM 31162100 98 2350 SH DEFINED 2350 0 0
ANALOG DEVICES INC COM 32654105 30 1000 SH SOLE 1000 0 0
ANGIODYNAMICS INC COM 03475V101 241 20875 SH SOLE 20600 0 275
ANGIODYNAMICS INC COM 03475V101 27 2350 SH DEFINED 2350 0 0
ANHEUSER BUSCH COS INC COM 35229103 161 3400 SH SOLE 3400 0 0
APACHE CORP COM 37411105 4 31 SH SOLE 31 0 0
APPLE INC COM 37833100 2239 15600 SH SOLE 15600 0 0
APPLIED MATLS INC COM 38222105 14 700 SH SOLE 700 0 0
AQUA AMERICA INC COM 03836W103 38 2000 SH SOLE 2000 0 0
AUTOMATIC DATA PROCESSING IN COM 53015103 369 8714 SH SOLE 8714 0 0
AVANEX CORP 05348W109 0 500 SH SOLE 500 0 0
BJ SVCS CO COM 55482103 121 4243 SH SOLE 4243 0 0
BP PLC SPONSORED ADR 55622104 783 12902 SH SOLE 12902 0 0
BP PLC SPONSORED ADR 55622104 34 556 SH DEFINED 556 0 0
BANK OF AMERICA CORPORATION COM 60505104 541 14270 SH SOLE 14132 0 138
BANK OF AMERICA CORPORATION COM 60505104 91 2400 SH DEFINED 2400 0 0
BANK OF NEW YORK MELLON CORP COM 64058100 836 20029 SH SOLE 20029 0 0
BARCLAYS BANK PLC SP ADR 7 0.1 %PF3 06739H776 443 18300 SH SOLE 18300 0 0
BARCLAYS BANK PLC SP ADR 7 0.1 %PF3 06739H776 41 1700 SH DEFINED 1700 0 0
BARR PHARMACEUTICALS INC COM 68306109 5 100 SH DEFINED 100 0 0
BAXTER INTL INC COM 71813109 136 2350 SH SOLE 2350 0 0
BED BATH & BEYOND INC COM 75896100 2 75 SH SOLE 75 0 0
BERKSHIRE HATHAWAY INC DEL CL B 84670207 76 17 SH DEFINED 17 0 0
BEST BUY INC COM 86516101 9 225 SH SOLE 225 0 0
BIOGEN IDEC INC COM 09062X103 31 500 SH DEFINED 500 0 0
BOEING CO COM 97023105 186 2500 SH SOLE 2500 0 0
BOEING CO COM 97023105 37 500 SH DEFINED 500 0 0
BRISTOL MYERS SQUIBB CO COM 110122108 358 16830 SH SOLE 16830 0 0
BRISTOL MYERS SQUIBB CO COM 110122108 17 800 SH DEFINED 800 0 0
BURLINGTON NORTHN SANTA FE C COM 12189T104 846 9179 SH SOLE 9054 0 125
BURLINGTON NORTHN SANTA FE C COM 12189T104 51 550 SH DEFINED 550 0 0
CVS CAREMARK/CORP COM 126650100 267 6600 SH SOLE 6600 0 0
CVS CAREMARK/CORP COM 126650100 8 200 SH DEFINED 200 0 0
CAMECO CORP COM 13321L108 460 13955 SH SOLE 13780 0 175
CAMECO CORP COM 13321L108 33 1000 SH DEFINED 1000 0 0
CARNIVAL CORP 143658300 24 600 SH DEFINED 600 0 0
CATERPILLAR INC DEL COM 149123101 51 646 SH SOLE 500 0 146
CATERPILLAR INC DEL COM 149123101 31 400 SH DEFINED 400 0 0
CENTERPOINT ENERGY INC COM 15189T107 7 500 SH SOLE 500 0 0
CHESAPEAKE ENERGY CORP COM 165167107 115 2500 SH SOLE 2500 0 0
CHEVRON CORP COM 166764100 810 9484 SH SOLE 9484 0 0
CHEVRON CORP COM 166764100 149 1745 SH DEFINED 1745 0 0
CHUBB CORP COM 171232101 168 3400 SH SOLE 3400 0 0
CIENA CORP COM NEW 171779309 44 1429 SH SOLE 1429 0 0
CISCO SYS INC COM 17275R102 914 37958 SH SOLE 37558 0 400
CISCO SYS INC COM 17275R102 107 4425 SH DEFINED 4425 0 0
CITADEL BROADCASTING CORP COM 17285T106 0 38 SH SOLE 38 0 0
CITIGROUP INC COM 172967101 956 44661 SH SOLE 43961 0 700
CITIGROUP INC COM 172967101 119 5558 SH DEFINED 5558 0 0
COCA COLA CO COM 191216100 755 12407 SH SOLE 12300 0 107
COCA COLA CO COM 191216100 392 6440 SH DEFINED 6440 0 0
COLGATE PALMOLIVE CO COM 194162103 380 4875 SH SOLE 4875 0 0
COLGATE PALMOLIVE CO COM 194162103 192 2468 SH DEFINED 2468 0 0
COMCAST CORP 20030N101 81 4175 SH SOLE 4175 0 0
COMCAST CORP 20030N101 37 1900 SH DEFINED 1900 0 0
COMMUNITY BK SYS INC COM 203607106 4285 174558 SH SOLE 174558 0 0
COMMUNITY BK SYS INC COM 203607106 867 35320 SH DEFINED 35320 0 0
CONOCOPHILLIPS COM 20825C104 594 7793 SH SOLE 7793 0 0
CONOCOPHILLIPS COM 20825C104 129 1687 SH DEFINED 1687 0 0
CONSOLIDATED EDISON INC COM 209115104 159 4005 SH SOLE 4005 0 0
CONSTELLATION BRANDS INC CL A 21036P108 28 1600 SH SOLE 1600 0 0
CONSTELLATION BRANDS INC CL A 21036P108 50 2846 SH DEFINED 2846 0 0
CONSTELLATION ENERGY GROUP I COM 210371100 35 400 SH SOLE 400 0 0
CORNING INC COM 219350105 119 4956 SH SOLE 4956 0 0
CORNING INC COM 219350105 6 240 SH DEFINED 240 0 0
COVANCE INC COM 222816100 4 48 SH SOLE 48 0 0
DARDEN RESTAURANTS INC COM 237194105 211 6480 SH SOLE 6480 0 0
DEAN FOODS CO NEW COM 242370104 17 834 SH SOLE 834 0 0
DELL INC 24702R101 12 606 SH SOLE 606 0 0
DELL INC 24702R101 32 1600 SH DEFINED 1600 0 0
DIAMONDS TR UNIT SER 1 252787106 6 53 SH SOLE 0 0 53
DISNEY WALT CO COM DISNEY 254687106 267 8514 SH SOLE 8514 0 0
DISNEY WALT CO COM DISNEY 254687106 24 750 SH DEFINED 750 0 0
DISCOVER FINL SVCS COM 254709108 1 51 SH SOLE 0 0 51
DOMINION RES INC VA NEW COM 25746U109 69 1680 SH SOLE 1680 0 0
DOMINION RES INC VA NEW COM 25746U109 12 300 SH DEFINED 300 0 0
DOW CHEM CO COM 260543103 6 173 SH SOLE 173 0 0
DU PONT E I DE NEMOURS & CO COM 263534109 409 8739 SH SOLE 8611 0 128
DU PONT E I DE NEMOURS & CO COM 263534109 9 200 SH DEFINED 200 0 0
DUKE ENERGY CORP NEW COM 26441C105 59 3284 SH SOLE 3012 0 272
E M C CORP MASS COM 268648102 50 3500 SH SOLE 3500 0 0
ENSCO INTL INC COM 26874Q100 66 1050 SH DEFINED 1050 0 0
EOG RES INC COM 26875P101 66 550 SH DEFINED 550 0 0
EAGLE MATERIALS INC COM 26969P108 6 180 SH SOLE 0 0 180
EBAY INC COM 278642103 11 368 SH SOLE 368 0 0
EL PASO CORP 28336L109 54 3250 SH SOLE 3250 0 0
ELAN PLC ADR 284131208 0 19 SH SOLE 19 0 0
EMERGING MKTS TELECOMNC FD N COM 290890102 20 925 SH SOLE 925 0 0
EMERSON ELEC CO COM 291011104 861 16735 SH SOLE 16735 0 0
ENERGY EAST CORP COM 29266M109 19 790 SH SOLE 790 0 0
ENERGY EAST CORP COM 29266M109 10 400 SH DEFINED 400 0 0
ENTERPRISE PRODS PARTNERS L COM 293792107 6 200 SH DEFINED 200 0 0
EQUITABLE RES INC COM 294549100 24 400 SH SOLE 400 0 0
EXELON CORP COM 30161N101 16 200 SH SOLE 200 0 0
EXELON CORP COM 30161N101 65 800 SH DEFINED 800 0 0
EXPRESS SCRIPTS INC COM 302182100 51 800 SH DEFINED 800 0 0
EXXON MOBIL CORP COM 30231G102 3228 38162 SH SOLE 38037 0 125
EXXON MOBIL CORP COM 30231G102 415 4905 SH DEFINED 4905 0 0
FPL GROUP INC COM 302571104 56 900 SH SOLE 900 0 0
FEDERAL NATL MTG ASSN COM 313586109 3 100 SH DEFINED 100 0 0
FIFTH THIRD BANCORP COM 316773100 15 700 SH SOLE 0 0 700
FIRST TRUST FIDAC MTG INCM F COM SHS 33734E103 5 306 SH SOLE 306 0 0
FIRSTENERGY CORP COM 337932107 12 181 SH SOLE 181 0 0
FIVE STAR QUALITY CARE INC COM 33832D106 0 4 SH SOLE 4 0 0
FOOT LOCKER INC COM 344849104 13 1140 SH SOLE 1140 0 0
FORD MTR CO DEL COM PAR $0 0.01 345370860 16 2805 SH DEFINED 2805 0 0
GENENTECH INC 368710406 667 8220 SH SOLE 8120 0 100
GENENTECH INC 368710406 53 650 SH DEFINED 650 0 0
GENERAL DYNAMICS CORP COM 369550108 17 200 SH SOLE 200 0 0
GENERAL ELEC CO COM 369604103 9855 266357 SH SOLE 265875 0 482
GENERAL ELEC CO COM 369604103 581 15701 SH DEFINED 14501 0 1200
GENERAL MLS INC COM 370334104 660 11020 SH SOLE 11020 0 0
GENERAL MLS INC COM 370334104 57 960 SH DEFINED 960 0 0
GENERAL MTRS CORP COM 370442105 1 32 SH SOLE 32 0 0
GENUINE PARTS CO COM 372460105 64 1600 SH SOLE 1600 0 0
GLAXOSMITHKLINE PLC SPONSORED ADR 37733W105 154 3641 SH SOLE 3641 0 0
HSBC HLDGS PLC ADR A 1/ 40 PF A 404280604 43 2000 SH SOLE 2000 0 0
HANCOCK JOHN INVS TR COM 410142103 1 50 SH SOLE 50 0 0
HANESBRANDS INC COM 410345102 1 50 SH SOLE 50 0 0
HARSCO CORP 415864107 39 700 SH DEFINED 700 0 0
HARTFORD FINL SVCS GROUP INC COM 416515104 106 1400 SH DEFINED 1400 0 0
HEALTHSOUTH CORP COM NEW 421924309 2 100 SH SOLE 100 0 0
HEINZ H J CO COM 423074103 230 4900 SH SOLE 4900 0 0
HEINZ H J CO COM 423074103 14 300 SH DEFINED 0 0 300
HEWLETT PACKARD CO COM 428236103 361 7900 SH SOLE 7900 0 0
HEWLETT PACKARD CO COM 428236103 16 360 SH DEFINED 360 0 0
HOME DEPOT INC COM 437076102 148 5290 SH SOLE 5290 0 0
HOME DEPOT INC COM 437076102 33 1175 SH DEFINED 1175 0 0
HONEYWELL INTL INC COM 438516106 233 4124 SH SOLE 4124 0 0
ITT CORP NEW COM 450911102 73 1400 SH DEFINED 1400 0 0
ICICI BK LTD ADR 45104G104 274 7175 SH SOLE 7040 0 135
ICICI BK LTD ADR 45104G104 23 605 SH DEFINED 605 0 0
IDEARC INC COM 451663108 0 70 SH SOLE 70 0 0
ILLINOIS TOOL WKS INC COM 452308109 468 9700 SH SOLE 9700 0 0
INTEL CORP COM 458140100 436 20574 SH SOLE 20574 0 0
INTEL CORP COM 458140100 237 11200 SH DEFINED 11200 0 0
INTEGRYS ENERGY GROUP INC COM 45822P105 44 950 SH DEFINED 950 0 0
INTL BUSINESS MACH COM 459200101 1295 11244 SH SOLE 11181 0 63
INTL BUSINESS MACH COM 459200101 275 2392 SH DEFINED 2392 0 0
INTERNATIONAL GAME TECHNOLOG COM 459902102 9 225 SH SOLE 225 0 0
ISHARES INC MSCI AUSTRALIA 464286103 466 18100 SH SOLE 18100 0 0
ISHARES INC MSCI AUSTRALIA 464286103 6 225 SH DEFINED 225 0 0
ISHARES INC MSCI CDAINDEX 464286509 1332 43946 SH SOLE 43571 0 375
ISHARES INC MSCI CDAINDEX 464286509 105 3450 SH DEFINED 3450 0 0
ISHARES INC MSCI PACJIDX 464286665 39 288 SH SOLE 288 0 0
ISHARES INC MSCI PACJIDX 464286665 7 50 SH DEFINED 50 0 0
ISHARES TR DJ SEL DIV INX 464287168 3 50 SH SOLE 50 0 0
I SHARES TR S&P 500 INDEX FD 464287200 7 50 SH SOLE 0 0 50
I SHARES MSCI EMERGING MKTS INDEX FUND 464287234 1419 10561 SH SOLE 10561 0 0
I SHARES MSCI EMERGING MKTS INDEX FUND 464287234 81 600 SH DEFINED 600 0 0
ISHARES TR IBOXX INV CPBD 464287242 608 5775 SH SOLE 4475 0 1300
ISHARES TR IBOXX INV CPBD 464287242 200 1900 SH DEFINED 1900 0 0
ISHARES TR S&P GBL HL THCR 464287325 1187 22605 SH SOLE 22505 0 100
ISHARES TR S&P GBL HL THCR 464287325 76 1450 SH DEFINED 1450 0 0
ISHARES TR GS NAT RES IDX 464287374 23 180 SH SOLE 180 0 0
I SHARES MSCI EAFE 464287465 7420 103197 SH SOLE 103197 0 0
I SHARES MSCI EAFE 464287465 507 7045 SH DEFINED 7045 0 0
ISHARES TR RUSSELL MC P VL 464287473 45 350 SH SOLE 350 0 0
ISHARES TR RUSSELL MC P GR 464287481 48 475 SH SOLE 475 0 0
I SHARES RUSSELL 1000 VALUE 464287598 3337 45428 SH SOLE 45428 0 0
I SHARES RUSSELL 1000 VALUE 464287598 240 3265 SH DEFINED 3265 0 0
ISHARES TR RUSSELL 1000 GROWTH INDEX FUND 464287614 5625 103340 SH SOLE 101140 0 2200
ISHARES TR RUSSELL 1000 GROWTH INDEX FUND 464287614 381 7000 SH DEFINED 7000 0 0
ISHARES TR RUSL 2000 VALU 464287630 189 2890 SH SOLE 2890 0 0
ISHARES TR RUSL 2000 GROW 464287648 28 380 SH SOLE 380 0 0
ISHARES TR S&P SMLCAP 600 464287804 4787 79869 SH SOLE 79169 0 700
ISHARES TR S&P SMLCAP 600 464287804 290 4835 SH DEFINED 4835 0 0
ISHARES TR S&P GLO INFRAS 464288372 27 600 SH DEFINED 600 0 0
ISHARES TR DJ MED DEVICES 464288810 6 100 SH DEFINED 100 0 0
ISHARES TRUST DJ HEALTH CARE 464288828 27 575 SH SOLE 575 0 0
ISHARES TRUST DJ HEALTH CARE 464288828 4 75 SH DEFINED 75 0 0
JDS UNIPHASE CORP COM PAR $0 0.001 46612J507 33 2500 SH SOLE 2500 0 0
JP MORGAN CHASE & CO COM 46625H100 919 21401 SH SOLE 21401 0 0
JP MORGAN CHASE & CO COM 46625H100 33 773 SH DEFINED 773 0 0
JOHNSON & JOHNSON COM 478160104 1418 21870 SH SOLE 21720 0 150
JOHNSON & JOHNSON COM 478160104 319 4925 SH DEFINED 4925 0 0
JOY GLOBAL INC COM 481165108 726 11150 SH SOLE 10900 0 250
JOY GLOBAL INC COM 481165108 34 525 SH DEFINED 525 0 0
KELLOGG CO COM 487836108 26 500 SH SOLE 500 0 0
KEYCORP NEW COM 493267108 40 1810 SH SOLE 1810 0 0
KIMBERLY CLARK CORP COM 494368103 26 400 SH DEFINED 400 0 0
KINDER MORGAN ENERGY PARTNER UT LTD PARTNER 494550106 8 150 SH DEFINED 150 0 0
KRAFT FOODS INC CL A 50075N104 27 867 SH SOLE 800 0 67
KRAFT FOODS INC CL A 50075N104 52 1675 SH DEFINED 1675 0 0
L-3 COMMUNICATIONS HLDGS INC COM 502424104 14 125 SH DEFINED 125 0 0
LAKE SHORE BANCORP INC COM 510700107 17 1880 SH SOLE 1880 0 0
LAZARD WORLD DIVID & INCOME COM 521076109 28 1660 SH DEFINED 1660 0 0
LILLY ELI & CO COM 532457108 144 2800 SH SOLE 2800 0 0
LILLY ELI & CO COM 532457108 27 525 SH DEFINED 525 0 0
LINCOLN NATL CORP IND COM 534187109 230 4416 SH SOLE 4416 0 0
LINCOLN NATL CORP IND COM 534187109 27 525 SH DEFINED 525 0 0
LOCKHEED MARTIN CORP COM 539830109 134 1350 SH SOLE 1350 0 0
LOCKHEED MARTIN CORP COM 539830109 79 800 SH DEFINED 800 0 0
LOWES COS INC COM 548661107 131 5730 SH SOLE 5730 0 0
M & T BK CORP COM 55261F104 566 7030 SH SOLE 6830 0 200
M & T BK CORP COM 55261F104 40 500 SH DEFINED 500 0 0
MANULIFE FINL CORP COM 56501R106 136 3572 SH SOLE 3572 0 0
MARATHON OIL CORP 565849106 16 360 SH SOLE 360 0 0
MARRIOTT INTL INC NEW CL A 571903202 325 9467 SH SOLE 9367 0 100
MARRIOTT INTL INC NEW CL A 571903202 28 825 SH DEFINED 825 0 0
MASCO CORP COM 574599106 14 725 SH SOLE 725 0 0
MCDONALDS CORP COM 580135101 31 550 SH SOLE 550 0 0
MEDCO HEALTH SOLUTIONS INC 58405U102 19 424 SH SOLE 424 0 0
MEDTRONIC INC COM 585055106 455 9400 SH SOLE 9400 0 0
MEDTRONIC INC COM 585055106 119 2460 SH DEFINED 2460 0 0
MERCK & CO INC COM 589331107 312 8216 SH SOLE 8100 0 116
MERCK & CO INC COM 589331107 257 6775 SH DEFINED 6775 0 0
MICROSOFT CORP COM 594918104 841 29630 SH SOLE 29630 0 0
MICROSOFT CORP COM 594918104 271 9550 SH DEFINED 9550 0 0
MIDCAP SPDR TR UNIT SER 1 595635103 6464 45795 SH SOLE 44795 0 1000
MIDCAP SPDR TR UNIT SER 1 595635103 212 1505 SH DEFINED 1505 0 0
MORGAN STANLEY COM NEW 617446448 50 1103 SH SOLE 1000 0 103
MORGAN STANLEY COM NEW 617446448 37 800 SH DEFINED 800 0 0
MOTOROLA INC COM 620076109 99 10600 SH SOLE 10600 0 0
MYLAN LABS INC COM 628530107 3 225 SH SOLE 225 0 0
NBT BANCORP INC COM 628778102 3 150 SH SOLE 150 0 0
NMT MED INC COM 629294109 225 57850 SH SOLE 57250 0 600
NMT MED INC COM 629294109 11 2925 SH DEFINED 2925 0 0
NATIONAL FUEL GAS CO N J COM 636180101 83 1760 SH DEFINED 1760 0 0
NEW YORK CMNTY BANCORP INC COM 649445103 9 475 SH DEFINED 475 0 0
NEWMONT MINING CORP COM 651639106 8 181 SH SOLE 181 0 0
NEXCEN BRANDS INC COM 653351106 1 300 SH SOLE 300 0 0
NISOURCE INC COM 65473P105 7 400 SH SOLE 400 0 0
NOKIA CORP SPONSORED ADR 654902204 8 250 SH SOLE 250 0 0
NORFOLK SOUTHERN CORP COM 655844108 89 1632 SH SOLE 1632 0 0
NUCOR CORP COM 670346105 27 400 SH SOLE 400 0 0
NUVASIVE INC COM 670704105 3 100 SH SOLE 100 0 0
NUVEEN PREFERRED AND CONVERTIBLE INCOME 67073B106 10 1000 SH SOLE 1000 0 0
OGE ENERGY CORP COM 670837103 19 600 SH DEFINED 600 0 0
NUVEEN MUN VALUE FD INC COM 670928100 10 1000 SOLE 1000 0 0
OCCIDENTAL PETE CORP DEL COM 674599105 59 800 SH SOLE 800 0 0
OMNICOM GROUP INC COM 681919106 20 450 SH SOLE 450 0 0
ORACLE CORP COM 68389X105 88 4480 SH SOLE 4480 0 0
PPG INDS INC COM 693506107 130 2150 SH SOLE 2150 0 0
PPL CORP COM 69351T106 405 8830 SH SOLE 8830 0 0
PAYCHEX INC COM 704326107 86 2500 SH SOLE 2500 0 0
PAYCHEX INC COM 704326107 11 312 SH DEFINED 312 0 0
PENNEY J C INC COM 708160106 23 600 SH SOLE 600 0 0
PEPSIAMERICAS INC COM 71343P200 5 192 SH SOLE 192 0 0
PEPSICO INC COM 713448108 934 12935 SH SOLE 12935 0 0
PEPSICO INC COM 713448108 253 3500 SH DEFINED 3500 0 0
PFIZER INC COM 717081103 303 14461 SH SOLE 14461 0 0
PFIZER INC COM 717081103 125 5950 SH DEFINED 5950 0 0
PINNACLE WEST CPTLCORP 723484101 187 5325 SH SOLE 5325 0 0
PITNEY BOWES INC COM 724479100 59 1695 SH SOLE 1695 0 0
PLUM CREEK TIMBER CO INC COM 729251108 41 1017 SH DEFINED 1017 0 0
POWERSHARES ETF TRUST INDL SECT PORT 73935X369 32 1115 SH SOLE 1115 0 0
POWERSHARES ETF TRUST FTSE US1 50 0 SM 73935X567 90 1850 SH SOLE 1850 0 0
POWERSHARES ETF TRUST WATER RESO URCE 73935X575 1322 68725 SH SOLE 67350 0 1375
POWERSHARES ETF TRUST WATER RESO URCE 73935X575 60 3125 SH DEFINED 3125 0 0
POWERSHARES ETF TRUST FTSE RAFI 1000 73935X583 5772 109895 SH SOLE 106620 0 3275
POWERSHARES ETF TRUST FTSE RAFI 1000 73935X583 364 6925 SH DEFINED 6925 0 0
POWERSHARES ETF TRUST INTL DIVA CHV 73935X716 7 400 SH SOLE 400 0 0
POWERSHS DB US DOLLAR INDEX DOLL INDX BULL 73936D107 4 200 SH SOLE 200 0 0
PRAXAIR INC COM 74005P104 9 108 SH SOLE 108 0 0
PROCTER & GAMBLE CO COM 742718109 1138 16241 SH SOLE 16141 0 100
PROCTER & GAMBLE CO COM 742718109 87 1247 SH DEFINED 1247 0 0
PROGRESS ENERGY INC COM 743263105 73 1748 SH SOLE 1748 0 0
PROGRESS ENERGY INC COM 743263105 4 100 SH DEFINED 100 0 0
PROGRESSIVE CORP OHIO COM 743315103 56 3500 SH SOLE 3500 0 0
PRUDENTIAL FINL INC COM 744320102 5 58 SH SOLE 58 0 0
QUALCOMM INC COM 747525103 859 20962 SH SOLE 20962 0 0
QUALCOMM INC COM 747525103 83 2025 SH DEFINED 2025 0 0
QUEST DIAGNOSTICS INC COM 74834L100 4 99 SH SOLE 99 0 0
RAYTHEON CO COM NEW 755111507 65 1000 SH SOLE 1000 0 0
RELIANT ENERGY INC 75952B105 7 315 SH SOLE 315 0 0
ROCKWELL COLLINS INC 774341101 29 500 SH SOLE 500 0 0
ROYAL BK SCOTLAND GROUP PLC ADR PFD SE R P 780097762 69 3200 SH SOLE 3200 0 0
ROYAL DUTCH SHELL PLC SPONS AD R A 780259206 549 7960 SH SOLE 7960 0 0
SPDR TR UNIT SER 1 78462F103 3271 24785 SH SOLE 24785 0 0
SPDR INDEX SHS FDS MACQU GL BI N100 78463X855 1901 34135 SH SOLE 33185 0 950
SPDR INDEX SHS FDS MACQU GL BI N100 78463X855 84 1500 SH DEFINED 1500 0 0
SPDR SERIES TRUST S&P HOME BU ILD 78464A888 16 725 SH SOLE 725 0 0
SPDR SERIES TRUST S&P HOME BU ILD 78464A888 5 250 SH DEFINED 250 0 0
SARA LEE CORP COM 803111103 6 400 SH SOLE 400 0 0
SCANA CORP NEW COM 80589M102 15 400 SH SOLE 400 0 0
SCHERING PLOUGH CORP COM 806605101 225 15604 SH SOLE 15300 0 304
SCHERING PLOUGH CORP COM 806605101 29 2000 SH DEFINED 2000 0 0
SCHLUMBERGER LTD 806857108 1074 12350 SH SOLE 12350 0 0
SELECT SECTOR SPDR TR SBI CONSS TPLS 81369Y308 1940 69635 SH SOLE 67335 0 2300
SELECT SECTOR SPDR TR SBI CONSS TPLS 81369Y308 157 5625 SH DEFINED 5625 0 0
SELECT SECTOR SPDR TR SBI INT-FI NL 81369Y605 22 875 SH SOLE 875 0 0
SELECT SECTOR SPDR TR SBI INT-TE CH 81369Y803 1979 88406 SH SOLE 86156 0 2250
SELECT SECTOR SPDR TR SBI INT-TE CH 81369Y803 159 7100 SH DEFINED 7100 0 0
SOUTHERN CO COM 842587107 151 4227 SH SOLE 4036 0 191
SOUTHERN CO COM 842587107 64 1800 SH DEFINED 1800 0 0
SOUTHERN UN CO NEW COM 844030106 12 500 SH SOLE 500 0 0
SPECTRA ENERGY CORP COM 847560109 7 292 SH SOLE 156 0 136
STAPLES INCORPORATED 855030102 25 1150 SH SOLE 1150 0 0
STAPLES INCORPORATED 855030102 31 1400 SH DEFINED 1400 0 0
STREETTRACKS GOLD TR GOLD SHS 863307104 9 100 SH DEFINED 100 0 0
STRYKER CORP COM 863667101 7 110 SH SOLE 110 0 0
STRYKER CORP COM 863667101 7 110 SH DEFINED 110 0 0
SYMANTEC CORP COM 871503108 41 2455 SH SOLE 2455 0 0
SYSCO CORP COM 871829107 96 3325 SH SOLE 3325 0 0
SYSCO CORP COM 871829107 39 1350 SH DEFINED 1350 0 0
TCW CONV SECS FD INC COM 872340104 3 870 SH SOLE 870 0 0
TARGET CORP COM 87612E106 266 5250 SH SOLE 5250 0 0
TENARIS S A SPONSORED ADR 88031M109 50 1000 SH SOLE 1000 0 0
TEXAS INSTRS INC COM 882508104 657 23252 SH SOLE 22902 0 350
TEXAS INSTRS INC COM 882508104 23 800 SH DEFINED 800 0 0
3M CO COM 88579Y101 79 1000 SH SOLE 1000 0 0
3M CO COM 88579Y101 79 1000 SH DEFINED 1000 0 0
TIME WARNER INC COM 887317105 7 500 SH SOLE 500 0 0
TOMPKINSTRUSTCO INC COM 890110109 149 3037 SH SOLE 3037 0 0
TRANS1 INC COM 89385X105 428 36750 SH SOLE 35750 0 1000
TRANS1 INC COM 89385X105 22 1925 SH DEFINED 1925 0 0
TRAVELERS COMPANIES INC COM 89417E109 43 900 SH DEFINED 900 0 0
TRUSTCO BK CORP N Y COM 898349105 7 842 SH DEFINED 842 0 0
TUFCO TECHNOLOGIES INC COM 899040109 3 500 SH SOLE 500 0 0
UNION PAC CORP COM 907818108 262 2090 SH SOLE 2090 0 0
UNITED PARCEL SERVICE INC CL B 911312106 92 1260 SH SOLE 1260 0 0
UNITED PARCEL SERVICE INC CL B 911312106 15 200 SH DEFINED 200 0 0
UNITED TECHNOLOGIES CORP COM 913017109 1033 15007 SH SOLE 14807 0 200
UNITED TECHNOLOGIES CORP COM 913017109 40 575 SH DEFINED 575 0 0
VALERO ENERGY CORP NEW COM 91913Y100 514 10475 SH SOLE 10325 0 150
VALERO ENERGY CORP NEW COM 91913Y100 41 825 SH DEFINED 825 0 0
VAN KAMPEN AMERICAN CAP BOND 920955101 5 313 SH SOLE 313 0 0
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 230 2950 SH SOLE 2950 0 0
VANGUARD INTL EQUITY INDEX F EMR MKTET F 922042858 1468 15610 SH SOLE 15610 0 0
VANGUARD INTL EQUITY INDEX F EMR MKTET F 922042858 85 900 SH DEFINED 900 0 0
VENTAS INC COM 92276F100 29 635 SH DEFINED 635 0 0
VANGUARD INDEX FDS MID CAPET F 922908629 10 150 SH SOLE 150 0 0
VANGUARD INDEX FDS MID CAPET F 922908629 203 3000 SH DEFINED 3000 0 0
VERIZON COMMUNICATIONS COM 92343V104 643 17654 SH SOLE 17654 0 0
VERIZON COMMUNICATIONS COM 92343V104 89 2431 SH DEFINED 2431 0 0
VODAFONE GROUP PLC NEW SPONS ADR NEW 92857W209 19 656 SH DEFINED 656 0 0
WACHOVIA CORP 2ND NEW COM 929903102 1145 42404 SH SOLE 42404 0 0
WACHOVIA CORP 2ND NEW COM 929903102 27 1000 SH DEFINED 1000 0 0
WAL MART STORES INC COM 931142103 1228 23306 SH SOLE 23206 0 100
WAL MART STORES INC COM 931142103 63 1200 SH DEFINED 1200 0 0
WALGREEN CO COM 931422109 520 13653 SH SOLE 13538 0 115
WALGREEN CO COM 931422109 28 725 SH DEFINED 725 0 0
WASHINGTON MUT INC COM 939322103 8 815 SH SOLE 815 0 0
WASTE MGMT INC DEL COM 94106L109 525 15650 SH SOLE 15325 0 325
WASTE MGMT INC DEL COM 94106L109 31 925 SH DEFINED 925 0 0
WELLPOINT INC COM 94973V107 325 7375 SH SOLE 7225 0 150
WELLPOINT INC COM 94973V107 28 625 SH DEFINED 625 0 0
WELLS FARGO & CO NEW COM 949746101 161 5537 SH SOLE 5537 0 0
WELLS FARGO & CO NEW COM 949746101 15 525 SH DEFINED 525 0 0
WESTERN ASSET MANAGED MUNI 95766M105 29 2673 SOLE 2673 0 0
WHOLE FOODS MKT INC COM 966837106 20 600 SH SOLE 600 0 0
WINDSTREAM CORP COM 97381W104 4 372 SH SOLE 372 0 0
WINDSTREAM CORP COM 97381W104 1 59 SH DEFINED 59 0 0
WISCONSIN ENERGY CORP COM 976657106 49 1103 SH SOLE 1103 0 0
WISDOMTREE TRUST INTL MID CA P DV 97717W778 319 5100 SH SOLE 5100 0 0
WISDOMTREE TRUST INTL DV TO P100 97717W786 13 200 SH SOLE 200 0 0
WISDOMTREE TRUST INTL LRG CA P DV 97717W794 3042 49145 SH SOLE 48720 0 425
WISDOMTREE TRUST INTL LRG CA P DV 97717W794 170 2750 SH DEFINED 2750 0 0
WOLVERINE WORLD WIDE INC COM 978097103 18 618 SH SOLE 618 0 0
WYETH COM 983024100 35 850 SH SOLE 850 0 0
WYETH COM 983024100 110 2625 SH DEFINED 2625 0 0
XTO ENERGY INC COM 98385X106 10 162 SH DEFINED 162 0 0
XCEL ENERGY INC COM 98389B100 16 820 SH SOLE 820 0 0
XEROX CORP COM 984121103 18 1225 SH SOLE 1225 0 0
ZIMMER HLDGS INC COM 98956P102 121 1548 SH SOLE 1548 0 0
ZIMMER HLDGS INC COM 98956P102 6 80 SH DEFINED 80 0 0
ZIONS BANCORPORATION COM 989701107 24 525 SH DEFINED 525 0 0
GRAND TOTALS 130985 2896908 2869399 0 27509