SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

FORM 6-K

Report of Foreign Private Issuer
Pursuant to Rule 13a-16 Or 15d-16 Of The
Securities Exchange Act of 1934

For the month of June, 2006

BANCO LATINOAMERICANO DE EXPORTACIONES, S.A.

(Exact name of Registrant as specified in its Charter)

 

LATIN AMERICAN EXPORT BANK

(Translation of Registrant’s name into English)

 

Calle 50 y Aquilino de la Guardia

Apartado 0819-08730

El Dorado, Panama City

Republic of Panama

(Address of Registrant’s Principal Executive Offices)

(Indicate by check mark whether the registrant files or will file annual reports under cover of Form 20-F or Form 40-F.)

 

Form 20-F

x

 

Form 40-F

o

 

(Indicate by check mark whether the registrant by furnishing the information contained in this Form is also thereby furnishing information to the Commission pursuant to Rule 12g-3-2(b) under the Securities Exchange Act of 1934.)

 

Yes

o

 

No

x

 

(If “Yes” is marked, indicate below the file number assigned to the registrant in connection with Rule 12g3-2(b). 82__.)



SIGNATURES

          Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, thereto duly authorized.

June 08, 2006

 

Banco Latinoamericano de Exportaciones, S.A.

 

 

 

 

 

 

 

 

By:

/s/ Pedro Toll

 

 

 


 

 

Name:

Pedro Toll

 

 

Title:

Deputy Manager




 

 

31 de Mayo de 2006

Message

BANCO LATINOAMERICANO DE EXPORTACIONES
BALANCE DE SITUACIÓN DE DICIEMBRE 2005 Y ENERO-ABRIL 2006
(En Balboas)

 


 

 

 

 

 

 

2005

 

2006

 

 

 

 

 

 


 


Descripción

 

Absoluta

 

%

 

Diciembre

 

Enero

 

Febrero

 

Marzo

 

Abril


 


 


 


 


 


 


 


ACTIVOS LIQUIDOS

 

-114,968,084.82

 

-50.02

 

229,850,018.38

 

196,721,923.53

 

168,261,614.37

 

149,386,765.87

 

114,881,933.56

Depositos Locales en Bancos

 

82,103.37

 

72.57

 

113,130.93

 

143,003.06

 

199,605.12

 

218,218.33

 

195,234.30

A la Vista

 

82,103.37

 

72.57

 

113,130.93

 

143,003.06

 

199,605.12

 

218,218.33

 

195,234.30

A Plazo

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

Depositos Extranjeros en Bancos

 

-115,068,477.43

 

-50.09

 

229,724,544.72

 

196,570,119.96

 

168,050,799.58

 

149,157,158.27

 

114,656,067.29

A la Vista

 

931,522.57

 

177.59

 

524,544.72

 

570,119.96

 

550,799.58

 

357,158.27

 

1,456,067.29

A Plazo

 

-116,000,000.00

 

-50.61

 

229,200,000.00

 

196,000,000.00

 

167,500,000.00

 

148,800,000.00

 

113,200,000.00

Menos Provisiones

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

Locales

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

Extranjero

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

Otros

 

18,289.24

 

148.18

 

12,342.73

 

8,800.51

 

11,209.67

 

11,389.27

 

30,631.97

CARTERA CREDITICIA

 

-125,119,614.98

 

-4.87

 

2,570,571,012.15

 

2,432,060,734.87

 

2,493,605,033.89

 

2,550,008,590.19

 

2,445,451,397.17

Locales

 

-18,146,381.71

 

-9.94

 

182,580,335.71

 

170,060,870.91

 

178,503,679.16

 

178,749,183.50

 

164,433,954.00

Extranjero

 

-103,210,815.87

 

-4.25

 

2,427,438,626.39

 

2,301,441,680.16

 

2,351,554,768.98

 

2,410,814,109.78

 

2,324,227,810.52

Menos Provisiones

 

3,762,417.40

 

9.54

 

39,447,949.95

 

39,441,816.20

 

36,453,414.25

 

39,554,703.09

 

43,210,367.35

Locales

 

-5,073,913.63

 

-94.18

 

5,387,343.78

 

291,203.74

 

338,183.72

 

1,932,889.05

 

313,430.15

Extranjero

 

8,836,331.03

 

25.94

 

34,060,606.17

 

39,150,612.46

 

36,115,230.53

 

37,621,814.04

 

42,896,937.20

INVERSIONES EN VALORES

 

265,912,728.49

 

124.53

 

213,524,943.41

 

161,836,319.12

 

190,137,048.43

 

318,379,517.19

 

479,437,671.90

Locales

 

14,453,600.00

 

284.24

 

5,085,000.00

 

5,025,000.00

 

15,037,500.00

 

19,900,000.00

 

19,538,600.00

Extranjero

 

251,459,128.49

 

120.64

 

208,439,943.41

 

156,811,319.12

 

175,099,548.43

 

298,479,517.19

 

459,899,071.90

Menos Provisiones

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

Locales

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

Extranjero

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

OTROS ACTIVOS

 

-68,575,420.64

 

-44.05

 

155,673,189.23

 

155,484,220.45

 

95,131,234.53

 

100,419,407.34

 

87,097,768.59

Locales

 

3,198,746.29

 

37.48

 

8,534,972.50

 

8,432,445.42

 

10,482,015.63

 

11,111,967.66

 

11,733,718.79

Extranjero

 

-71,774,166.93

 

-48.78

 

147,138,216.73

 

147,051,775.03

 

84,649,218.90

 

89,307,439.68

 

75,364,049.80

TOTAL DE ACTIVOS

 

-42,750,391.95

 

-1.35

 

3,169,619,163.17

 

2,946,103,197.97

 

2,947,134,931.22

 

3,118,194,280.59

 

3,126,868,771.22

DEPOSITOS

 

-14,103,161.29

 

-1.35

 

1,046,617,541.80

 

961,172,366.75

 

1,002,054,391.61

 

1,144,205,445.24

 

1,032,514,380.51

Locales

 

-18,113,677.49

 

-23.68

 

76,505,979.15

 

75,068,841.87

 

75,112,324.52

 

78,590,621.48

 

58,392,301.66

Oficiales

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

De Particulares

 

11,953.11

 

17.44

 

68,555.47

 

71,526.30

 

74,493.85

 

77,503.94

 

80,508.58

A la Vista

 

11,953.11

 

17.44

 

68,555.47

 

71,526.30

 

74,493.85

 

77,503.94

 

80,508.58

A Plazo

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

De Ahorros

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

De Bancos

 

-18,125,630.60

 

-23.71

 

76,437,423.68

 

74,997,315.57

 

75,037,830.67

 

78,513,117.54

 

58,311,793.08

A la Vista

 

-7,448,520.60

 

-38.42

 

19,389,547.08

 

13,970,578.97

 

7,493,199.52

 

12,950,393.85

 

11,941,026.48

A Plazo

 

-10,677,110.00

 

-18.72

 

57,047,876.60

 

61,026,736.60

 

67,544,631.15

 

65,562,723.69

 

46,370,766.60

Extranjero

 

4,010,516.20

 

0.41

 

970,111,562.65

 

886,103,524.88

 

926,942,067.09

 

1,065,614,823.76

 

974,122,078.85

Oficiales

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

De Particulares

 

-52,116,275.07

 

-58.33

 

89,349,913.77

 

39,358,612.33

 

97,190,392.35

 

97,195,213.72

 

37,233,638.70

A la Vista

 

56,224.93

 

4.17

 

1,349,913.77

 

1,358,612.33

 

1,362,892.35

 

1,367,713.72

 

1,406,138.70

A Plazo

 

-52,172,500.00

 

-59.29

 

88,000,000.00

 

38,000,000.00

 

95,827,500.00

 

95,827,500.00

 

35,827,500.00

De Ahorros

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

De Bancos

 

56,126,791.27

 

6.37

 

880,761,648.88

 

846,744,912.55

 

829,751,674.74

 

968,419,610.04

 

936,888,440.15

A la Vista

 

419,750.85

 

5.54

 

7,576,512.05

 

7,754,593.37

 

7,608,750.38

 

7,348,714.04

 

7,996,262.90

A Plazo

 

55,707,040.42

 

6.38

 

873,185,136.83

 

838,990,319.18

 

822,142,924.36

 

961,070,896.00

 

928,892,177.25

OBLIGACIONES

 

95,082,982.51

 

7.32

 

1,299,707,654.53

 

1,160,813,511.50

 

1,183,159,426.71

 

1,211,745,735.01

 

1,394,790,637.04

Locales

 

-9,874,718.44

 

-32.04

 

30,817,393.24

 

30,827,326.53

 

30,816,373.24

 

20,942,674.80

 

20,942,674.80

Extranjero

 

104,957,700.95

 

8.27

 

1,268,890,261.29

 

1,129,986,184.97

 

1,152,343,053.47

 

1,190,803,060.21

 

1,373,847,962.24

OTROS PASIVOS

 

-89,855,400.11

 

-44.57

 

201,606,063.96

 

199,075,894.63

 

156,632,231.45

 

175,077,734.49

 

111,750,663.85

Locales

 

-501,527.87

 

-11.39

 

4,402,882.06

 

5,071,759.57

 

3,546,629.00

 

7,653,291.32

 

3,901,354.19

Extranjero

 

-89,353,872.24

 

-45.31

 

197,203,181.90

 

194,004,135.06

 

153,085,602.45

 

167,424,443.17

 

107,849,309.66

PATRIMONIO

 

-33,874,813.54

 

-5.45

 

621,687,903.33

 

625,041,425.18

 

605,288,881.81

 

587,165,366.10

 

587,813,089.79

Capital

 

-6,430,227.33

 

-2.09

 

308,036,516.51

 

308,008,142.60

 

308,036,320.80

 

303,325,174.12

 

301,606,289.18

Reservas de Capital

 

0.00

 

0.00

 

95,210,153.67

 

95,210,153.67

 

95,210,153.67

 

95,210,153.67

 

95,210,153.67

Otras Reservas

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

Utilidad de Periodos Anteriores

 

34,877,726.97

 

25.31

 

137,799,382.62

 

217,639,221.93

 

172,581,437.12

 

172,689,499.62

 

172,677,109.59

Utilidad de Periodo

 

-60,478,122.15

 

-75.58

 

80,021,975.18

 

3,718,273.75

 

29,376,513.45

 

16,586,452.24

 

19,543,853.03

Ganancia o Perdida en Valores Disponible para la venta

 

-1,844,191.03

 

-297.51

 

619,875.35

 

465,633.23

 

84,456.77

 

-645,913.55

 

-1,224,315.68

Deuda Subordinada

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

PASIVO Y PATRIMONIO

 

-42,750,392.43

 

-1.35

 

3,169,619,163.62

 

2,946,103,198.06

 

2,947,134,931.58

 

3,118,194,280.84

 

3,126,868,771.19




 

 

2006

 

 


Descripción

 

Mayo

 

Junio

 

Julio

 

Agosto

 

Septiembre

 

Octubre

 

Noviembre

 

Diciembre


 


 


 


 


 


 


 


 


ACTIVOS LIQUIDOS

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

Depositos Locales en Bancos

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

A la Vista

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

A Plazo

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

Depositos Extranjeros en Bancos

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

A la Vista

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

A Plazo

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

Menos Provisiones

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

Locales

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

Extranjero

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

Otros

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

CARTERA CREDITICIA

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

Locales

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

Extranjero

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

Menos Provisiones

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

Locales

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

Extranjero

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

INVERSIONES EN VALORES

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

Locales

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

Extranjero

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

Menos Provisiones

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

Locales

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

Extranjero

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

OTROS ACTIVOS

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

Locales

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

Extranjero

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

TOTAL DE ACTIVOS

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

DEPOSITOS

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

Locales

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

Oficiales

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

De Particuales

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

A la Vista

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

A Plazo

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

De Ahorros

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

De Bancos

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

A la Vista

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

A Plazo

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

Extranjero

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

Oficiales

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

De Particulares

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

A la Vista

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

A Plazo

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

De Ahorros

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

De Bancos

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

A la Vista

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

A Plazo

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

OBLIGACIONES

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

Locales

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

Extranjero

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

OTROS PASIVOS

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

Locales

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

Extranjero

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

PATRIMONIO

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

Capital

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

Reservas de Capital

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

Otras Reservas

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

Utilidad de Periodos Anteriores

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

Utilidad de Periodo

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

Ganancia o Perdida en Valores Disponible para la venta

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

Deuda Subordinada

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

PASIVO Y PATRIMONIO

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00




 

 

31 de Mayo de 2006

Message

ESTADO DE RESULTADO
BANCO  LATINOAMERICANO DE EXPORTACIONES, S.A.
ENERO - ABRIL 2006



(En Balboas)

 

 

 

 


Descripcion

 

Enero

 

Febrero

 

Marzo

 

Trimestre I

 

Abril

 

Mayo

 

Junio

 

Trimestre II


 


 


 


 


 


 


 


 


Ingresos Por Intereses

 

12,678,643.01

 

11,735,785.49

 

13,694,425.38

 

38,108,853.88

 

14,340,235.97

 

0.00

 

0.00

 

14,340,235.97

Préstamos

 

11,020,922.80

 

10,226,602.75

 

11,799,182.05

 

33,046,707.60

 

12,304,064.12

 

0.00

 

0.00

 

12,304,064.12

Depósitos

 

789,894.27

 

661,530.80

 

588,141.77

 

2,039,566.84

 

503,510.75

 

0.00

 

0.00

 

503,510.75

Inversiones

 

867,825.94

 

847,651.94

 

1,307,101.56

 

3,022,579.44

 

1,532,661.10

 

0.00

 

0.00

 

1,532,661.10

Egresos de Operaciones

 

8,639,458.79

 

8,118,406.15

 

9,777,362.52

 

26,535,227.46

 

9,933,807.74

 

0.00

 

0.00

 

9,933,807.74

Intereses Pagados

 

8,636,503.50

 

8,115,643.98

 

9,775,323.24

 

26,527,470.72

 

9,931,415.53

 

0.00

 

0.00

 

9,931,415.53

Comisiones

 

2,955.29

 

2,762.17

 

2,039.28

 

7,756.74

 

2,392.21

 

0.00

 

0.00

 

2,392.21

Ingreso Neto de Intereses

 

4,039,184.22

 

3,617,379.34

 

3,917,062.86

 

11,573,626.42

 

4,406,428.23

 

0.00

 

0.00

 

4,406,428.23

Otros Ingresos

 

1,471,926.38

 

1,827,715.16

 

706,827.75

 

4,006,469.29

 

412,524.76

 

0.00

 

0.00

 

412,524.76

Comisiones

 

570,307.09

 

419,914.87

 

589,629.53

 

1,579,851.49

 

400,162.87

 

0.00

 

0.00

 

400,162.87

Operaciones con Divisas

 

26,483.68

 

6,742.92

 

-4,812.84

 

28,413.76

 

12,266.89

 

0.00

 

0.00

 

12,266.89

Otros ingresos

 

875,135.61

 

1,401,057.37

 

122,011.06

 

2,398,204.04

 

95.00

 

0.00

 

0.00

 

95.00

Ingresos de Operaciones

 

5,511,110.60

 

5,445,094.50

 

4,623,890.61

 

15,580,095.71

 

4,818,952.99

 

0.00

 

0.00

 

4,818,952.99

Egresos Generales

 

1,792,836.85

 

-17,226,892.28

 

14,311,789.84

 

-1,122,265.59

 

1,861,552.20

 

0.00

 

0.00

 

1,861,552.20

Gastos Administrativos

 

1,319,974.99

 

1,411,330.71

 

1,556,443.36

 

4,287,749.06

 

1,285,024.60

 

0.00

 

0.00

 

1,285,024.60

Gastos Generales

 

182,304.16

 

387,471.05

 

555,731.14

 

1,125,506.35

 

269,046.17

 

0.00

 

0.00

 

269,046.17

Gastos de Depreciación

 

57,834.52

 

50,228.67

 

56,994.63

 

165,057.82

 

55,561.62

 

0.00

 

0.00

 

55,561.62

Otros Gastos

 

232,723.18

 

-19,075,922.71

 

12,142,620.71

 

-6,700,578.82

 

251,919.81

 

0.00

 

0.00

 

251,919.81

Utilidad antes de Provisiones

 

3,718,273.75

 

22,671,986.78

 

-9,687,899.23

 

16,702,361.30

 

2,957,400.79

 

0.00

 

0.00

 

2,957,400.79

Provisiones por Cuentas Malas

 

0.00

 

-2,986,252.92

 

3,102,161.98

 

115,909.06

 

0.00

 

0.00

 

0.00

 

0.00

Utilidad del Periodo

 

3,718,273.75

 

25,658,239.70

 

-12,790,061.21

 

16,586,452.24

 

2,957,400.79

 

0.00

 

0.00

 

2,957,400.79


Descripcion

 

Julio

 

Agosto

 

Septiembre

 

Trimestre III

 

Octubre

 

Noviembre

 

Diciembre

 

Trimestre IV

 

Acumulado Anual


 


 


 


 


 


 


 


 


 


Ingresos Por Intereses

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

52,449,089.85

Préstamos

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

45,350,771.72

Depósitos

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

2,543,077.59

Inversiones

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

4,555,240.54

Egresos de Operaciones

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

36,469,035.20

Intereses Pagados

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

36,458,886.25

Comisiones

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

10,148.95

Ingreso Neto de Intereses

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

15,980,054.65

Otros Ingresos

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

4,418,994.05

Comisiones

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

1,980,014.36

Operaciones con Divisas

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

40,680.65

Otros ingresos

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

2,398,299.04

Ingresos de Operaciones

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

20,399,048.70

Egresos Generales

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

739,286.61

Gastos Administrativos

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

5,572,773.66

Gastos Generales

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

1,394,552.52

Gastos de Depreciación

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

220,619.44

Otros Gastos

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

-6,448,659.01

Utilidad antes de Provisiones

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

19,659,762.09

Provisiones por Cuentas Malas

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

115,909.06

Utilidad del Periodo

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

19,543,853.03




 

 

May 31, 2006

 

 

 

Message

BANCO LATINOAMERICANO DE EXPORTACIONES
BALANCE SHEETS December 2005 and JANUARY-APRIL 2006
(In Balboas)**

 

 

 

 


 

 

 

 

 

 

2005

 

2006

 

 

 

 

 

 


 


Descripción

 

Absolute

 

%

 

December

 

January

 

February

 

March

 

April


 


 


 


 


 


 


 


LIQUID ASSETS

 

-114,968,084.82

 

-50.02

 

229,850,018.38

 

196,721,923.53

 

168,261,614.37

 

149,386,765.87

 

114,881,933.56

Local Deposits in Banks

 

82,103.37

 

72.57

 

113,130.93

 

143,003.06

 

199,605.12

 

218,218.33

 

195,234.30

Demand

 

82,103.37

 

72.57

 

113,130.93

 

143,003.06

 

199,605.12

 

218,218.33

 

195,234.30

Time

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

Foreign Deposits in Banks

 

-115,068,477.43

 

-50.09

 

229,724,544.72

 

196,570,119.96

 

168,050,799.58

 

149,157,158.27

 

114,656,067.29

Demand

 

931,522.57

 

177.59

 

524,544.72

 

570,119.96

 

550,799.58

 

357,158.27

 

1,456,067.29

Time

 

-116,000,000.00

 

-50.61

 

229,200,000.00

 

196,000,000.00

 

167,500,000.00

 

148,800,000.00

 

113,200,000.00

Less Allowance

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

Local

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

Foreign

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

Others

 

18,289.24

 

148.18

 

12,342.73

 

8,800.51

 

11,209.67

 

11,389.27

 

30,631.97

CREDIT PORTFOLIO

 

-125,119,614.98

 

-4.87

 

2,570,571,012.15

 

2,432,060,734.87

 

2,493,605,033.89

 

2,550,008,590.19

 

2,445,451,397.17

Local

 

-18,146,381.71

 

-9.94

 

182,580,335.71

 

170,060,870.91

 

178,503,679.16

 

178,749,183.50

 

164,433,954.00

Foreign

 

-103,210,815.87

 

-4.25

 

2,427,438,626.39

 

2,301,441,680.16

 

2,351,554,768.98

 

2,410,814,109.78

 

2,324,227,810.52

Less Allowance

 

3,762,417.40

 

9.54

 

39,447,949.95

 

39,441,816.20

 

36,453,414.25

 

39,554,703.09

 

43,210,367.35

Local

 

-5,073,913.63

 

-94.18

 

5,387,343.78

 

291,203.74

 

338,183.72

 

1,932,889.05

 

313,430.15

Foreign

 

8,836,331.03

 

25.94

 

34,060,606.17

 

39,150,612.46

 

36,115,230.53

 

37,621,814.04

 

42,896,937.20

INVESTMENT SECURITIES

 

265,912,728.49

 

124.53

 

213,524,943.41

 

161,836,319.12

 

190,137,048.43

 

318,379,517.19

 

479,437,671.90

Local

 

14,453,600.00

 

284.24

 

5,085,000.00

 

5,025,000.00

 

15,037,500.00

 

19,900,000.00

 

19,538,600.00

Foreign

 

251,459,128.49

 

120.64

 

208,439,943.41

 

156,811,319.12

 

175,099,548.43

 

298,479,517.19

 

459,899,071.90

Less Allowance

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

Local

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

Foreign

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

OTHER ASSETS

 

-68,575,420.64

 

-44.05

 

155,673,189.23

 

155,484,220.45

 

95,131,234.53

 

100,419,407.34

 

87,097,768.59

Local

 

3,198,746.29

 

37.48

 

8,534,972.50

 

8,432,445.42

 

10,482,015.63

 

11,111,967.66

 

11,733,718.79

Foreign

 

-71,774,166.93

 

-48.78

 

147,138,216.73

 

147,051,775.03

 

84,649,218.90

 

89,307,439.68

 

75,364,049.80

TOTAL ASSETS

 

-42,750,391.95

 

-1.35

 

3,169,619,163.17

 

2,946,103,197.97

 

2,947,134,931.22

 

3,118,194,280.59

 

3,126,868,771.22

DEPOSITS

 

-14,103,161.29

 

-1.35

 

1,046,617,541.80

 

961,172,366.75

 

1,002,054,391.61

 

1,144,205,445.24

 

1,032,514,380.51

Local

 

-18,113,677.49

 

-23.68

 

76,505,979.15

 

75,068,841.87

 

75,112,324.52

 

78,590,621.48

 

58,392,301.66

Government

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

Customers

 

11,953.11

 

17.44

 

68,555.47

 

71,526.30

 

74,493.85

 

77,503.94

 

80,508.58

Demand

 

11,953.11

 

17.44

 

68,555.47

 

71,526.30

 

74,493.85

 

77,503.94

 

80,508.58

Time

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

Savings

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

From Banks

 

-18,125,630.60

 

-23.71

 

76,437,423.68

 

74,997,315.57

 

75,037,830.67

 

78,513,117.54

 

58,311,793.08

Demand

 

-7,448,520.60

 

-38.42

 

19,389,547.08

 

13,970,578.97

 

7,493,199.52

 

12,950,393.85

 

11,941,026.48

Time

 

-10,677,110.00

 

-18.72

 

57,047,876.60

 

61,026,736.60

 

67,544,631.15

 

65,562,723.69

 

46,370,766.60

Foreign

 

4,010,516.20

 

0.41

 

970,111,562.65

 

886,103,524.88

 

926,942,067.09

 

1,065,614,823.76

 

974,122,078.85

Government

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

Customers

 

-52,116,275.07

 

-58.33

 

89,349,913.77

 

39,358,612.33

 

97,190,392.35

 

97,195,213.72

 

37,233,638.70

Demand

 

56,224.93

 

4.17

 

1,349,913.77

 

1,358,612.33

 

1,362,892.35

 

1,367,713.72

 

1,406,138.70

Time

 

-52,172,500.00

 

-59.29

 

88,000,000.00

 

38,000,000.00

 

95,827,500.00

 

95,827,500.00

 

35,827,500.00

Savings

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

From Banks

 

56,126,791.27

 

6.37

 

880,761,648.88

 

846,744,912.55

 

829,751,674.74

 

968,419,610.04

 

936,888,440.15

Demand

 

419,750.85

 

5.54

 

7,576,512.05

 

7,754,593.37

 

7,608,750.38

 

7,348,714.04

 

7,996,262.90

Time

 

55,707,040.42

 

6.38

 

873,185,136.83

 

838,990,319.18

 

822,142,924.36

 

961,070,896.00

 

928,892,177.25

BORROWINGS

 

95,082,982.51

 

7.32

 

1,299,707,654.53

 

1,160,813,511.50

 

1,183,159,426.71

 

1,211,745,735.01

 

1,394,790,637.04

Local

 

-9,874,718.44

 

-32.04

 

30,817,393.24

 

30,827,326.53

 

30,816,373.24

 

20,942,674.80

 

20,942,674.80

Foreign

 

104,957,700.95

 

8.27

 

1,268,890,261.29

 

1,129,986,184.97

 

1,152,343,053.47

 

1,190,803,060.21

 

1,373,847,962.24

OTHER LIABILITIES

 

-89,855,400.11

 

-44.57

 

201,606,063.96

 

199,075,894.63

 

156,632,231.45

 

175,077,734.49

 

111,750,663.85

Local

 

-501,527.87

 

-11.39

 

4,402,882.06

 

5,071,759.57

 

3,546,629.00

 

7,653,291.32

 

3,901,354.19

Foreign

 

-89,353,872.24

 

-45.31

 

197,203,181.90

 

194,004,135.06

 

153,085,602.45

 

167,424,443.17

 

107,849,309.66

STOCKHOLDERS´ EQUITY

 

-33,874,813.54

 

-5.45

 

621,687,903.33

 

625,041,425.18

 

605,288,881.81

 

587,165,366.10

 

587,813,089.79

Capital

 

-6,430,227.33

 

-2.09

 

308,036,516.51

 

308,008,142.60

 

308,036,320.80

 

303,325,174.12

 

301,606,289.18

Capital Reserves

 

0.00

 

0.00

 

95,210,153.67

 

95,210,153.67

 

95,210,153.67

 

95,210,153.67

 

95,210,153.67

Other Reserves

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

Retained Earnings

 

34,877,726.97

 

25.31

 

137,799,382.62

 

217,639,221.93

 

172,581,437.12

 

172,689,499.62

 

172,677,109.59

Net Income

 

-60,478,122.15

 

-75.58

 

80,021,975.18

 

3,718,273.75

 

29,376,513.45

 

16,586,452.24

 

19,543,853.03

Gain or Loss in Securities available for sale

 

-1,844,191.03

 

-297.51

 

619,875.35

 

465,633.23

 

84,456.77

 

-645,913.55

 

-1,224,315.68

Subordinated Debt

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

LIABILITIES AND STOCKHOLDERS’ EQUITY

 

-42,750,392.43

 

-1.35

 

3,169,619,163.62

 

2,946,103,198.06

 

2,947,134,931.58

 

3,118,194,280.84

 

3,126,868,771.19




 

 

2006

 

 


Descripción

 

May

 

June

 

July

 

August

 

September

 

October

 

November

 

December


 


 


 


 


 


 


 


 


LIQUID ASSETS

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

Local Deposits in Banks

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

Demand

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

Time

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

Foreign Deposits in Banks

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

Demand

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

Time

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

Less Allowance

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

Local

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

Foreign

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

Others

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

CREDIT PORTFOLIO

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

Local

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

Foreign

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

Less Allowance

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

Local

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

Foreign

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

INVESTMENT SECURITIES

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

Local

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

Foreign

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

Less Allowance

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

Local

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

Foreign

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

OTHER ASSETS

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

Local

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

Foreign

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

TOTAL ASSETS

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

DEPOSITS

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

Local

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

Government

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

Customers

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

Demand

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

Time

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

Savings

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

From Banks

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

Demand

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

Time

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

Foreign

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

Government

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

Customers

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

Demand

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

Time

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

Savings

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

From Banks

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

Demand

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

Time

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

BORROWINGS

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

Local

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

Foreign

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

OTHER LIABILITIES

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

Local

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

Foreign

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

STOCKHOLDERS´ EQUITY

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

Capital

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

Capital Reserves

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

Other Reserves

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

Retained Earnings

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

Net Income

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

Gain or Loss in Securities available for sale

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

Subordinated Debt

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

LIABILITIES AND STOCKHOLDERS’ EQUITY

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00




 

 

May 31, 2006

 

 

 

Message

STATEMENTS OF INCOME *
BANCO  LATINOAMERICANO DE EXPORTACIONES, S.A.
January - April 2006



(In Balboas)**

 


Description

 

January

 

February

 

March

 

I Quarter

 

April

 

May

 

June

 

II Quarter

 


 


 


 


 


 


 


 


 


 

Interest Income

 

12,678,643.01

 

11,735,785.49

 

13,694,425.38

 

38,108,853.88

 

14,340,235.97

 

0.00

 

0.00

 

14,340,235.97

 

Loans

 

11,020,922.80

 

10,226,602.75

 

11,799,182.05

 

33,046,707.60

 

12,304,064.12

 

0.00

 

0.00

 

12,304,064.12

 

Deposits

 

789,894.27

 

661,530.80

 

588,141.77

 

2,039,566.84

 

503,510.75

 

0.00

 

0.00

 

503,510.75

 

Investments

 

867,825.94

 

847,651.94

 

1,307,101.56

 

3,022,579.44

 

1,532,661.10

 

0.00

 

0.00

 

1,532,661.10

 

Interest Expense

 

8,639,458.79

 

8,118,406.15

 

9,777,362.52

 

26,535,227.46

 

9,933,807.74

 

0.00

 

0.00

 

9,933,807.74

 

Interest

 

8,636,503.50

 

8,115,643.98

 

9,775,323.24

 

26,527,470.72

 

9,931,415.53

 

0.00

 

0.00

 

9,931,415.53

 

Commissions

 

2,955.29

 

2,762.17

 

2,039.28

 

7,756.74

 

2,392.21

 

0.00

 

0.00

 

2,392.21

 

Net Interest Income

 

4,039,184.22

 

3,617,379.34

 

3,917,062.86

 

11,573,626.42

 

4,406,428.23

 

0.00

 

0.00

 

4,406,428.23

 

Other Income

 

1,471,926.38

 

1,827,715.16

 

706,827.75

 

4,006,469.29

 

412,524.76

 

0.00

 

0.00

 

412,524.76

 

Commissions

 

570,307.09

 

419,914.87

 

589,629.53

 

1,579,851.49

 

400,162.87

 

0.00

 

0.00

 

400,162.87

 

Foreign currency operations

 

26,483.68

 

6,742.92

 

-4,812.84

 

28,413.76

 

12,266.89

 

0.00

 

0.00

 

12,266.89

 

Other Income

 

875,135.61

 

1,401,057.37

 

122,011.06

 

2,398,204.04

 

95.00

 

0.00

 

0.00

 

95.00

 

Operating Income

 

5,511,110.60

 

5,445,094.50

 

4,623,890.61

 

15,580,095.71

 

4,818,952.99

 

0.00

 

0.00

 

4,818,952.99

 

Operating Expenses

 

1,792,836.85

 

-17,226,892.28

 

14,311,789.84

 

-1,122,265.59

 

1,861,552.20

 

0.00

 

0.00

 

1,861,552.20

 

Administrative expenses

 

1,319,974.99

 

1,411,330.71

 

1,556,443.36

 

4,287,749.06

 

1,285,024.60

 

0.00

 

0.00

 

1,285,024.60

 

General expenses

 

182,304.16

 

387,471.05

 

555,731.14

 

1,125,506.35

 

269,046.17

 

0.00

 

0.00

 

269,046.17

 

Depreciation

 

57,834.52

 

50,228.67

 

56,994.63

 

165,057.82

 

55,561.62

 

0.00

 

0.00

 

55,561.62

 

Other expenses

 

232,723.18

 

-19,075,922.71

 

12,142,620.71

 

-6,700,578.82

 

251,919.81

 

0.00

 

0.00

 

251,919.81

 

Net Income before provision for loan losses

 

3,718,273.75

 

22,671,986.78

 

-9,687,899.23

 

16,702,361.30

 

2,957,400.79

 

0.00

 

0.00

 

2,957,400.79

 

Provision for loan losses

 

0.00

 

-2,986,252.92

 

3,102,161.98

 

115,909.06

 

0.00

 

0.00

 

0.00

 

0.00

 

Net Income

 

3,718,273.75

 

25,658,239.70

 

-12,790,061.21

 

16,586,452.24

 

2,957,400.79

 

0.00

 

0.00

 

2,957,400.79

 


Description

 

July

 

August

 

September

 

III Quarter

 

October

 

November

 

December

 

IV Quarter

 

Year to date

 


 


 


 


 


 


 


 


 


 


 

Interest Income

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

52,449,089.85

 

Loans

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

45,350,771.72

 

Deposits

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

2,543,077.59

 

Investments

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

4,555,240.54

 

Interest Expense

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

36,469,035.20

 

Interest

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

36,458,886.25

 

Commissions

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

10,148.95

 

Net Interest Income

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

15,980,054.65

 

Other Income

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

4,418,994.05

 

Commissions

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

1,980,014.36

 

Foreign currency operations

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

40,680.65

 

Other Income

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

2,398,299.04

 

Operating Income

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

20,399,048.70

 

Operating Expenses

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

739,286.61

 

Administrative expenses

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

5,572,773.66

 

General expenses

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

1,394,552.52

 

Depreciation

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

220,619.44

 

Other expenses

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

-6,448,659.01

 

Net Income before provision for loan losses

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

19,659,762.09

 

Provision for loan losses

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

115,909.06

 

Net Income

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

19,543,853.03