SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549


FORM 6-K


Report of Foreign Private Issuer
Pursuant to Rule 13a-16 Or 15d-16 Of The
Securities Exchange Act of 1934


For the month of October, 2007


BANCO LATINOAMERICANO DE EXPORTACIONES, S.A.
(Exact name of Registrant as specified in its Charter)

LATIN AMERICAN EXPORT BANK
(Translation of Registrant’s name into English)
 

Calle 50 y Aquilino de la Guardia
Apartado 0819-08730
El Dorado, Panama City
Republic of Panama
(Address of Registrant’s Principal Executive Offices)



(Indicate by check mark whether the registrant files or will file annual reports under cover of Form 20-F or Form 40-F.)

Form 20-F x    Form 40-F r


(Indicate by check mark whether the registrant by furnishing the information contained in this Form is also thereby furnishing information to the Commission pursuant to Rule 12g-3-2(b) under the Securities Exchange Act of 1934.)

Yes r     No x

(If “Yes” is marked, indicate below the file number assigned to the registrant in connection with Rule 12g3-2(b). 82__.)

 

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, thereto duly authorized.


October 16, 2007
 
 
Banco Latinoamericano de Exportaciones, S.A.

By: /s/ Pedro Toll
 
Name: Pedro Toll
Title: Deputy Manager
 

   
  1 de Octubre de 2007
 
 
BANCO LATINOAMERICANO DE EXPORTACIONES
BALANCE DE SITUACIÓN DE DICIEMBRE 2006 Y ENERO - AGOSTO 2007 
(En Balboas) 
                 
           
2006
 
 2007
Descripción
 
Absoluta
 
%
 
Diciembre
 
Enero
 
Febrero
 
Marzo
 
Abril
 
Mayo
ACTIVOS LIQUIDOS
 
-71,660,008.52
 
-23.60
 
303,650,422.83
 
216,202,094.20
 
242,982,598.61
 
229,046,233.80
 
122,698,746.25
 
208,986,133.47
  Depositos Locales en Bancos
 
850,726.87
 
489.23
 
173,891.04
 
171,541.89
 
211,225.69
 
198,143.77
 
164,062.71
 
162,204.31
    A la Vista
 
850,726.87
 
489.23
 
173,891.04
 
171,541.89
 
211,225.69
 
198,143.77
 
164,062.71
 
162,204.31
    A Plazo
 
0.00
 
0.00
 
0.00
 
0.00
 
0.00
 
0.00
 
0.00
 
0.00
  Depositos Extranjeros en Bancos
 
-72,519,675.01
 
-23.90
 
303,465,330.82
 
216,015,706.64
 
242,755,699.36
 
228,836,963.32
 
122,369,664.85
 
208,813,623.54
    A la Vista
 
-3,819,675.01
 
-85.54
 
4,465,330.82
 
2,715,706.64
 
1,255,699.36
 
30,836,963.32
 
1,769,664.85
 
1,313,623.54
    A Plazo
 
-68,700,000.00
 
-22.98
 
299,000,000.00
 
213,300,000.00
 
241,500,000.00
 
198,000,000.00
 
120,600,000.00
 
207,500,000.00
Menos Provisiones
 
0.00
 
0.00
 
0.00
 
0.00
 
0.00
 
0.00
 
0.00
 
0.00
    Locales
 
0.00
 
0.00
 
0.00
 
0.00
 
0.00
 
0.00
 
0.00
 
0.00
    Extranjero
 
0.00
 
0.00
 
0.00
 
0.00
 
0.00
 
0.00
 
0.00
 
0.00
  Otros
 
8,939.62
 
79.81
 
11,200.97
 
14,845.67
 
15,673.56
 
11,126.71
 
165,018.69
 
10,305.62
CARTERA CREDITICIA
 
492,289,384.39
 
16.80
 
2,929,506,047.77
 
3,036,256,324.76
 
3,027,768,900.81
 
3,245,204,307.99
 
3,206,861,456.42
 
3,196,112,772.51
  Locales
 
-30,829,924.71
 
-15.91
 
193,815,776.27
 
190,803,578.31
 
185,116,953.31
 
158,897,133.10
 
141,613,868.24
 
150,123,300.86
  Extranjero
 
541,095,601.10
 
19.42
 
2,786,955,793.50
 
2,896,713,920.80
 
2,893,913,101.85
 
3,142,920,079.84
 
3,121,860,493.13
 
3,102,571,114.20
Menos Provisiones
 
17,976,292.00
 
35.07
 
51,265,522.00
 
51,261,174.35
 
51,261,154.35
 
56,612,904.95
 
56,612,904.95
 
56,581,642.55
    Locales
 
-111,111.36
 
-12.19
 
911,727.70
 
911,727.70
 
911,727.70
 
811,234.26
 
811,234.26
 
779,971.86
    Extranjero
 
18,087,403.36
 
35.92
 
50,353,794.30
 
50,349,446.65
 
50,349,426.65
 
55,801,670.69
 
55,801,670.69
 
55,801,670.69
INVERSIONES EN VALORES
 
-10,427,972.29
 
-1.81
 
577,658,363.67
 
391,817,270.05
 
380,907,417.40
 
632,092,664.10
 
307,221,604.46
 
298,088,861.31
    Locales
 
39,046,500.00
 
195.99
 
19,922,400.00
 
19,804,200.00
 
20,027,600.00
 
20,085,000.00
 
20,043,400.00
 
19,836,600.00
    Extranjero
 
-49,474,472.29
 
-8.87
 
557,735,963.67
 
372,013,070.05
 
360,879,817.40
 
612,007,664.10
 
287,178,204.46
 
278,252,261.31
Menos Provisiones
 
0.00
 
0.00
 
0.00
 
0.00
 
0.00
 
0.00
 
0.00
 
0.00
    Locales
 
0.00
 
0.00
 
0.00
 
0.00
 
0.00
 
0.00
 
0.00
 
0.00
    Extranjero
 
0.00
 
0.00
 
0.00
 
0.00
 
0.00
 
0.00
 
0.00
 
0.00
OTROS ACTIVOS
 
-35,273,369.05
 
-29.96
 
117,717,130.43
 
116,329,379.94
 
97,215,886.49
 
78,834,911.65
 
68,502,497.68
 
70,730,858.41
    Locales
 
-14,949,405.69
 
-84.87
 
17,614,809.32
 
20,511,965.87
 
10,276,743.98
 
5,315,339.04
 
5,574,415.85
 
2,523,285.04
    Extranjero
 
-20,323,963.36
 
-20.30
 
100,102,321.11
 
95,817,414.07
 
86,939,142.51
 
73,519,572.61
 
62,928,081.83
 
68,207,573.37
TOTAL DE ACTIVOS
 
374,928,034.53
 
9.54
 
3,928,531,964.70
 
3,760,605,068.95
 
3,748,874,803.31
 
4,185,178,117.54
 
3,705,284,304.81
 
3,773,918,625.70
DEPOSITOS
 
309,348,035.33
 
29.28
 
1,056,674,083.42
 
1,169,378,225.85
 
1,222,705,231.77
 
1,380,142,876.22
 
1,283,560,136.96
 
1,286,109,030.56
  Locales
 
93,262,550.44
 
66.37
 
140,528,292.38
 
151,114,593.65
 
149,223,722.63
 
188,400,415.96
 
195,234,364.45
 
209,426,258.81
    Oficiales
 
0.00
 
0.00
 
0.00
 
0.00
 
0.00
 
0.00
 
0.00
 
0.00
    De Particulares
 
1,500,000.00
 
0.00
 
0.00
 
0.00
 
0.00
 
0.00
 
0.00
 
0.00
      A la Vista
 
0.00
 
0.00
 
0.00
 
0.00
 
0.00
 
0.00
 
0.00
 
0.00
      A Plazo
 
1,500,000.00
 
0.00
 
0.00
 
0.00
 
0.00
 
0.00
 
0.00
 
0.00
      De Ahorros
 
0.00
 
0.00
 
0.00
 
0.00
 
0.00
 
0.00
 
0.00
 
0.00
    De Bancos
 
91,762,550.44
 
65.30
 
140,528,292.38
 
151,114,593.65
 
149,223,722.63
 
188,400,415.96
 
195,234,364.45
 
209,426,258.81
      A la Vista
 
2,166,432.36
 
17.48
 
12,390,382.81
 
9,751,662.28
 
13,366,002.78
 
10,542,777.13
 
9,856,408.16
 
7,495,530.19
      A Plazo
 
89,596,118.08
 
69.92
 
128,137,909.57
 
141,362,931.37
 
135,857,719.85
 
177,857,638.83
 
185,377,956.29
 
201,930,728.62
  Extranjero
 
216,085,484.89
 
23.59
 
916,145,791.04
 
1,018,263,632.20
 
1,073,481,509.14
 
1,191,742,460.26
 
1,088,325,772.51
 
1,076,682,771.75
   Oficiales
 
0.00
 
0.00
 
0.00
 
0.00
 
0.00
 
0.00
 
0.00
 
0.00
   De Particulares
 
26,532,995.88
 
70.11
 
37,843,681.20
 
98,076,330.45
 
99,415,948.70
 
100,671,771.92
 
102,886,296.40
 
101,494,940.09
      A la Vista
 
4,860,495.88
 
241.07
 
2,016,181.20
 
2,248,830.45
 
1,738,448.70
 
1,744,271.92
 
2,258,796.40
 
3,867,440.09
      A Plazo
 
21,672,500.00
 
60.49
 
35,827,500.00
 
95,827,500.00
 
97,677,500.00
 
98,927,500.00
 
100,627,500.00
 
97,627,500.00
      De Ahorros
 
0.00
 
0.00
 
0.00
 
0.00
 
0.00
 
0.00
 
0.00
 
0.00
     De Bancos
 
189,552,489.01
 
21.58
 
878,302,109.84
 
920,187,301.75
 
974,065,560.44
 
1,091,070,688.34
 
985,439,476.11
 
975,187,831.66
      A la Vista
 
-79,743,915.52
 
-67.51
 
118,120,039.83
 
82,782,206.23
 
95,490,878.75
 
90,198,396.99
 
44,057,196.58
 
91,161,295.26
      A Plazo
 
269,296,404.53
 
35.43
 
760,182,070.01
 
837,405,095.52
 
878,574,681.69
 
1,000,872,291.35
 
941,382,279.53
 
884,026,536.40
OBLIGACIONES
 
107,762,871.47
 
5.00
 
2,156,397,179.46
 
1,881,473,358.26
 
1,831,833,854.46
 
2,128,903,579.48
 
1,752,199,110.42
 
1,815,010,696.69
  Locales
 
0.00
 
0.00
 
30,000,000.00
 
30,000,000.00
 
31,868,459.90
 
30,000,000.00
 
30,000,000.00
 
30,000,000.00
  Extranjero
 
107,762,871.47
 
5.07
 
2,126,397,179.46
 
1,851,473,358.26
 
1,799,965,394.56
 
2,098,903,579.48
 
1,722,199,110.42
 
1,785,010,696.69
OTROS PASIVOS
 
-48,983,579.66
 
-37.73
 
129,840,855.71
 
120,909,042.64
 
102,899,898.91
 
86,564,035.26
 
74,537,253.46
 
73,908,965.33
  Locales
 
-19,721,311.46
 
-80.79
 
24,411,519.37
 
11,702,379.03
 
10,338,688.73
 
8,310,708.32
 
5,536,711.21
 
6,037,289.13
  Extranjero
 
-29,262,268.20
 
-27.76
 
105,429,336.34
 
109,206,663.61
 
92,561,210.18
 
78,253,326.94
 
69,000,542.25
 
67,871,676.20
PATRIMONIO
 
6,800,707.35
 
1.16
 
585,619,846.11
 
588,844,442.19
 
591,435,818.14
 
589,567,626.62
 
594,987,803.98
 
598,889,933.12
  Capital
 
1,252,896.58
 
0.45
 
280,157,273.47
 
280,212,949.00
 
280,263,236.58
 
280,318,912.11
 
280,393,029.99
 
280,682,393.61
  Reservas de Capital
 
0.00
 
0.00
 
95,210,153.67
 
95,210,153.67
 
95,210,153.67
 
95,210,153.67
 
95,210,153.67
 
95,210,153.67
  Otras Reservas
 
-394,857.07
 
544.60
 
-72,504.59
 
68,218.00
 
22,274.00
 
-58,735.00
 
-76,326.00
 
-163,652.00
  Utilidad de Periodos Anteriores
 
38,693,291.14
 
25.42
 
152,204,116.93
 
207,009,182.67
 
206,924,182.67
 
198,931,786.98
 
198,931,786.98
 
198,931,786.98
  Utilidad de Periodo
 
-21,784,477.07
 
-39.81
 
54,720,070.12
 
6,125,153.63
 
8,967,061.66
 
12,674,036.97
 
19,848,605.49
 
23,305,800.64
  Ganancia o Perdida en Valores Disponible para la venta
 
-10,966,146.23
 
-322.46
 
3,400,736.51
 
218,785.22
 
48,909.56
 
2,491,471.89
 
680,553.85
 
923,450.22
  Deuda Subordinada
 
0.00
 
0.00
 
0.00
 
0.00
 
0.00
 
0.00
 
0.00
 
0.00
PASIVO Y PATRIMONIO
 
374,928,034.49
 
9.54
 
3,928,531,964.70
 
3,760,605,068.94
 
3,748,874,803.28
 
4,185,178,117.58
 
3,705,284,304.82
 
3,773,918,625.70
 

   
 1 de Octubre de 2007
 
 
BANCO LATINOAMERICANO DE EXPORTACIONES
BALANCE DE SITUACIÓN DE DICIEMBRE 2006 Y ENERO - AGOSTO 2007 
(En Balboas) 
     
   
2007
Descripción
 
Junio
 
Julio
 
Agosto
 
Septiembre
 
Octubre
 
Noviembre
 
Diciembre
ACTIVOS LIQUIDOS
 
230,906,612.74
 
225,251,357.81
 
231,990,414.31
 
0.00
 
0.00
 
0.00
 
0.00
  Depositos Locales en Bancos
 
249,374.70
 
200,575.94
 
1,024,617.91
 
0.00
 
0.00
 
0.00
 
0.00
    A la Vista
 
249,374.70
 
200,575.94
 
1,024,617.91
 
0.00
 
0.00
 
0.00
 
0.00
    A Plazo
 
0.00
 
0.00
 
0.00
 
0.00
 
0.00
 
0.00
 
0.00
  Depositos Extranjeros en Bancos
 
230,648,229.85
 
225,046,711.62
 
230,945,655.81
 
0.00
 
0.00
 
0.00
 
0.00
    A la Vista
 
17,748,229.85
 
6,846,711.62
 
645,655.81
 
0.00
 
0.00
 
0.00
 
0.00
    A Plazo
 
212,900,000.00
 
218,200,000.00
 
230,300,000.00
 
0.00
 
0.00
 
0.00
 
0.00
Menos Provisiones
 
0.00
 
0.00
 
0.00
 
0.00
 
0.00
 
0.00
 
0.00
    Locales
 
0.00
 
0.00
 
0.00
 
0.00
 
0.00
 
0.00
 
0.00
    Extranjero
 
0.00
 
0.00
 
0.00
 
0.00
 
0.00
 
0.00
 
0.00
  Otros
 
9,008.19
 
4,070.25
 
20,140.59
 
0.00
 
0.00
 
0.00
 
0.00
CARTERA CREDITICIA
 
3,346,318,289.23
 
3,399,513,093.81
 
3,421,795,432.16
 
0.00
 
0.00
 
0.00
 
0.00
  Locales
 
156,246,011.28
 
159,018,174.47
 
162,985,851.56
 
0.00
 
0.00
 
0.00
 
0.00
  Extranjero
 
3,259,046,607.73
 
3,309,575,019.73
 
3,328,051,394.60
 
0.00
 
0.00
 
0.00
 
0.00
Menos Provisiones
 
68,974,329.78
 
69,080,100.39
 
69,241,814.00
 
0.00
 
0.00
 
0.00
 
0.00
  Locales
 
800,616.34
 
800,616.34
 
800,616.34
 
0.00
 
0.00
 
0.00
 
0.00
  Extranjero
 
68,173,713.44
 
68,279,484.05
 
68,441,197.66
 
0.00
 
0.00
 
0.00
 
0.00
INVERSIONES EN VALORES
 
275,295,067.05
 
330,636,735.82
 
567,230,391.38
 
0.00
 
0.00
 
0.00
 
0.00
  Locales
 
19,807,400.00
 
20,009,800.00
 
58,968,900.00
 
0.00
 
0.00
 
0.00
 
0.00
  Extranjero
 
255,487,667.05
 
310,626,935.82
 
508,261,491.38
 
0.00
 
0.00
 
0.00
 
0.00
Menos Provisiones
 
0.00
 
0.00
 
0.00
 
0.00
 
0.00
 
0.00
 
0.00
  Locales
 
0.00
 
0.00
 
0.00
 
0.00
 
0.00
 
0.00
 
0.00
  Extranjero
 
0.00
 
0.00
 
0.00
 
0.00
 
0.00
 
0.00
 
0.00
OTROS ACTIVOS
 
91,679,069.89
 
103,815,193.71
 
82,443,761.38
 
0.00
 
0.00
 
0.00
 
0.00
  Locales
 
7,040,979.90
 
1,314,560.20
 
2,665,403.63
 
0.00
 
0.00
 
0.00
 
0.00
  Extranjero
 
84,638,089.99
 
102,500,633.51
 
79,778,357.75
 
0.00
 
0.00
 
0.00
 
0.00
TOTAL DE ACTIVOS
 
3,944,199,038.91
 
4,059,216,381.15
 
4,303,459,999.23
 
0.00
 
0.00
 
0.00
 
0.00
DEPOSITOS
 
1,380,740,164.51
 
1,433,042,487.41
 
1,366,022,118.75
 
0.00
 
0.00
 
0.00
 
0.00
  Locales
 
267,002,901.04
 
277,920,926.83
 
233,790,842.82
 
0.00
 
0.00
 
0.00
 
0.00
   Oficiales
 
0.00
 
0.00
 
0.00
 
0.00
 
0.00
 
0.00
 
0.00
    De Particulares
 
0.00
 
0.00
 
1,500,000.00
 
0.00
 
0.00
 
0.00
 
0.00
      A la Vista
 
0.00
 
0.00
 
0.00
 
0.00
 
0.00
 
0.00
 
0.00
      A Plazo
 
0.00
 
0.00
 
1,500,000.00
 
0.00
 
0.00
 
0.00
 
0.00
      De Ahorros
 
0.00
 
0.00
 
0.00
 
0.00
 
0.00
 
0.00
 
0.00
    De Bancos
 
267,002,901.04
 
277,920,926.83
 
232,290,842.82
 
0.00
 
0.00
 
0.00
 
0.00
      A la Vista
 
18,201,829.30
 
16,078,149.99
 
14,556,815.17
 
0.00
 
0.00
 
0.00
 
0.00
      A Plazo
 
248,801,071.74
 
261,842,776.84
 
217,734,027.65
 
0.00
 
0.00
 
0.00
 
0.00
  Extranjero
 
1,113,737,263.47
 
1,155,121,560.58
 
1,132,231,275.93
 
0.00
 
0.00
 
0.00
 
0.00
    Oficiales
 
0.00
 
0.00
 
0.00
 
0.00
 
0.00
 
0.00
 
0.00
    De Particulares
 
72,649,022.78
 
67,948,910.47
 
64,376,677.08
 
0.00
 
0.00
 
0.00
 
0.00
      A la Vista
 
4,921,522.78
 
6,048,910.47
 
6,876,677.08
 
0.00
 
0.00
 
0.00
 
0.00
      A Plazo
 
67,727,500.00
 
61,900,000.00
 
57,500,000.00
 
0.00
 
0.00
 
0.00
 
0.00
      De Ahorros
 
0.00
 
0.00
 
0.00
 
0.00
 
0.00
 
0.00
 
0.00
    De Bancos
 
1,041,088,240.69
 
1,087,172,650.11
 
1,067,854,598.85
 
0.00
 
0.00
 
0.00
 
0.00
      A la Vista
 
85,912,030.44
 
68,686,710.76
 
38,376,124.31
 
0.00
 
0.00
 
0.00
 
0.00
      A Plazo
 
955,176,210.25
 
1,018,485,939.35
 
1,029,478,474.54
 
0.00
 
0.00
 
0.00
 
0.00
OBLIGACIONES
 
1,872,529,067.84
 
1,932,074,675.59
 
2,264,160,050.93
 
0.00
 
0.00
 
0.00
 
0.00
  Locales
 
30,000,000.00
 
30,003,495.42
 
30,000,000.00
 
0.00
 
0.00
 
0.00
 
0.00
  Extranjero
 
1,842,529,067.84
 
1,902,071,180.17
 
2,234,160,050.93
 
0.00
 
0.00
 
0.00
 
0.00
OTROS PASIVOS
 
97,932,784.34
 
102,225,519.63
 
80,857,276.05
 
0.00
 
0.00
 
0.00
 
0.00
  Locales
 
13,645,489.19
 
6,679,482.59
 
4,690,207.91
 
0.00
 
0.00
 
0.00
 
0.00
  Extranjero
 
84,287,295.15
 
95,546,037.04
 
76,167,068.14
 
0.00
 
0.00
 
0.00
 
0.00
PATRIMONIO
 
592,997,022.26
 
591,873,698.49
 
592,420,553.46
 
0.00
 
0.00
 
0.00
 
0.00
  Capital
 
280,780,245.67
 
281,329,619.86
 
281,410,170.05
 
0.00
 
0.00
 
0.00
 
0.00
  Reservas de Capital
 
95,210,153.67
 
95,210,153.67
 
95,210,153.67
 
0.00
 
0.00
 
0.00
 
0.00
  Otras Reservas
 
-185,426.66
 
-239,865.66
 
-467,361.66
 
0.00
 
0.00
 
0.00
 
0.00
  Utilidad de Periodos Anteriores
 
190,897,408.07
 
190,897,408.07
 
190,897,408.07
 
0.00
 
0.00
 
0.00
 
0.00
  Utilidad de Periodo
 
26,750,808.21
 
29,401,075.86
 
32,935,593.05
 
0.00
 
0.00
 
0.00
 
0.00
  Ganancia o Perdida en Valores Disponible para la venta
 
-456,166.70
 
-4,724,693.31
 
-7,565,409.72
 
0.00
 
0.00
 
0.00
 
0.00
  Deuda Subordinada
 
0.00
 
0.00
 
0.00
 
0.00
 
0.00
 
0.00
 
0.00
PASIVO Y PATRIMONIO
 
3,944,199,038.95
 
4,059,216,381.12
 
4,303,459,999.19
 
0.00
 
0.00
 
0.00
 
0.00
 

   
  1 de Octubre de 2007
 
 
ESTADO DE RESULTADO
BANCO LATINOAMERICANO DE EXPORTACIONES, S.A.
ENERO - AGOSTO 2007
   
(En Balboas)
 
Descripcion
 
Enero
 
Febrero
 
Marzo
 
Trimestre I
 
Abril
 
Mayo
 
Junio
 
Trimestre II
 
Julio
Ingresos Por Intereses
 
19,655,049.68
 
17,737,463.67
 
20,683,853.26
 
58,076,366.61
 
20,058,754.09
 
20,588,522.78
 
19,794,528.99
 
60,441,805.86
 
20,732,440.03
  Préstamos
 
16,952,273.81
 
15,700,845.01
 
17,395,096.07
 
50,048,214.89
 
17,561,997.10
 
18,564,562.05
 
17,925,837.23
 
54,052,396.38
 
18,786,542.10
  Depósitos
 
868,382.96
 
769,848.68
 
996,685.10
 
2,634,916.74
 
930,193.10
 
947,201.26
 
960,774.98
 
2,838,169.34
 
1,006,987.43
  Inversiones
 
1,834,392.91
 
1,266,769.98
 
2,292,072.09
 
5,393,234.98
 
1,566,563.89
 
1,076,759.47
 
907,916.78
 
3,551,240.14
 
938,910.50
Egresos de Operaciones
 
14,530,876.98
 
12,967,599.32
 
15,468,817.28
 
42,967,293.58
 
15,028,135.92
 
15,439,705.90
 
14,664,128.13
 
45,131,969.95
 
15,472,983.06
  Intereses Pagados
 
14,529,189.99
 
12,965,836.71
 
15,461,564.58
 
42,956,591.28
 
15,022,210.56
 
15,433,623.24
 
14,661,042.64
 
45,116,876.44
 
15,455,164.59
  Comisiones
 
1,686.99
 
1,762.61
 
7,252.70
 
10,702.30
 
5,925.36
 
6,082.66
 
3,085.49
 
15,093.51
 
17,818.47
Ingreso Neto de Intereses
 
5,124,172.70
 
4,769,864.35
 
5,215,035.98
 
15,109,073.03
 
5,030,618.17
 
5,148,816.88
 
5,130,400.86
 
15,309,835.91
 
5,259,456.97
Otros Ingresos
 
3,252,247.96
 
263,977.66
 
-5,382.34
 
3,510,843.28
 
3,971,172.09
 
721,461.97
 
29,892.44
 
4,722,526.50
 
185,405.00
  Comisiones
 
532,215.31
 
345,294.45
 
369,807.89
 
1,247,317.65
 
339,094.38
 
465,924.72
 
548,985.88
 
1,354,004.98
 
452,907.06
  Operaciones con Divisas
 
-31,867.58
 
-61,017.34
 
101,256.36
 
8,371.44
 
-27,051.00
 
13,600.37
 
-27,484.49
 
-40,935.12
 
-22,866.71
  Otros ingresos
 
2,751,900.23
 
-20,299.45
 
-476,446.59
 
2,255,154.19
 
3,659,128.71
 
241,936.88
 
-491,608.95
 
3,409,456.64
 
-244,635.35
Ingresos de Operaciones
 
8,376,420.66
 
5,033,842.01
 
5,209,653.64
 
18,619,916.31
 
9,001,790.26
 
5,870,278.85
 
5,160,293.30
 
20,032,362.41
 
5,444,861.97
Egresos Generales
 
2,251,267.03
 
2,191,933.98
 
-3,851,437.28
 
591,763.73
 
1,827,221.74
 
2,413,083.70
 
-4,519,727.26
 
-279,421.82
 
2,794,594.32
  Gastos Administrativos
 
1,389,320.94
 
1,152,761.57
 
1,378,644.88
 
3,920,727.39
 
876,276.06
 
1,379,731.65
 
2,133,608.72
 
4,389,616.43
 
1,403,245.40
  Gastos Generales
 
230,861.37
 
393,847.95
 
424,127.86
 
1,048,837.18
 
423,230.11
 
511,507.00
 
415,011.34
 
1,349,748.45
 
881,574.41
  Gastos de Depreciación
 
228,406.64
 
164,173.56
 
213,327.01
 
605,907.21
 
202,702.28
 
199,719.24
 
214,359.49
 
616,781.01
 
176,484.52
  Otros Gastos
 
402,678.08
 
481,150.90
 
-5,867,537.03
 
-4,983,708.05
 
325,013.29
 
322,125.81
 
-7,282,706.81
 
-6,635,567.71
 
333,289.99
Utilidad antes de Provisiones
 
6,125,153.63
 
2,841,908.03
 
9,061,090.92
 
18,028,152.58
 
7,174,568.52
 
3,457,195.15
 
9,680,020.56
 
20,311,784.23
 
2,650,267.65
  Provisiones por Cuentas Malas
 
0.00
 
0.00
 
5,354,115.61
 
5,354,115.61
 
0.00
 
0.00
 
6,235,012.99
 
6,235,012.99
 
0.00
Utilidad del Periodo
 
6,125,153.63
 
2,841,908.03
 
3,706,975.31
 
12,674,036.97
 
7,174,568.52
 
3,457,195.15
 
3,445,007.57
 
14,076,771.24
 
2,650,267.65
 


   
  1 de Octubre de 2007
 
 
ESTADO DE RESULTADO
BANCO LATINOAMERICANO DE EXPORTACIONES, S.A.
ENERO - AGOSTO 2007
   
 (En Balboas)
 
Descripcion
 
Agosto
 
Septiembre
 
Trimestre III
 
Octubre
 
Noviembre
 
Diciembre
 
Trimestre IV
 
Acumulado Anual
Ingresos Por Intereses
 
23,291,729.77
 
0.00
 
44,024,169.80
 
0.00
 
0.00
 
0.00
 
0.00
 
162,542,342.27
  Préstamos
 
19,800,525.97
 
0.00
 
38,587,068.07
 
0.00
 
0.00
 
0.00
 
0.00
 
142,687,679.34
  Depósitos
 
1,216,478.78
 
0.00
 
2,223,466.21
 
0.00
 
0.00
 
0.00
 
0.00
 
7,696,552.29
  Inversiones
 
2,274,725.02
 
0.00
 
3,213,635.52
 
0.00
 
0.00
 
0.00
 
0.00
 
12,158,110.64
Egresos de Operaciones
 
17,563,471.24
 
0.00
 
33,036,454.30
 
0.00
 
0.00
 
0.00
 
0.00
 
121,135,717.83
  Intereses Pagados
 
17,557,775.67
 
0.00
 
33,012,940.26
 
0.00
 
0.00
 
0.00
 
0.00
 
121,086,407.98
  Comisiones
 
5,695.57
 
0.00
 
23,514.04
 
0.00
 
0.00
 
0.00
 
0.00
 
49,309.85
Ingreso Neto de Intereses
 
5,728,258.53
 
0.00
 
10,987,715.50
 
0.00
 
0.00
 
0.00
 
0.00
 
41,406,624.44
Otros Ingresos
 
246,831.66
 
0.00
 
432,236.66
 
0.00
 
0.00
 
0.00
 
0.00
 
8,665,606.44
  Comisiones
 
370,131.65
 
0.00
 
823,038.71
 
0.00
 
0.00
 
0.00
 
0.00
 
3,424,361.34
  Operaciones con Divisas
 
-26,519.09
 
0.00
 
-49,385.80
 
0.00
 
0.00
 
0.00
 
0.00
 
-81,949.48
  Otros ingresos
 
-96,780.90
 
0.00
 
-341,416.25
 
0.00
 
0.00
 
0.00
 
0.00
 
5,323,194.58
Ingresos de Operaciones
 
5,975,090.19
 
0.00
 
11,419,952.16
 
0.00
 
0.00
 
0.00
 
0.00
 
50,072,230.88
Egresos Generales
 
2,440,573.00
 
0.00
 
5,235,167.32
 
0.00
 
0.00
 
0.00
 
0.00
 
5,547,509.23
  Gastos Administrativos
 
1,361,234.98
 
0.00
 
2,764,480.38
 
0.00
 
0.00
 
0.00
 
0.00
 
11,074,824.20
  Gastos Generales
 
535,317.02
 
0.00
 
1,416,891.43
 
0.00
 
0.00
 
0.00
 
0.00
 
3,815,477.06
  Gastos de Depreciación
 
220,534.77
 
0.00
 
397,019.29
 
0.00
 
0.00
 
0.00
 
0.00
 
1,619,707.51
  Otros Gastos
 
323,486.23
 
0.00
 
656,776.22
 
0.00
 
0.00
 
0.00
 
0.00
 
-10,962,499.54
Utilidad antes de Provisiones
 
3,534,517.19
 
0.00
 
6,184,784.84
 
0.00
 
0.00
 
0.00
 
0.00
 
44,524,721.65
  Provisiones por Cuentas Malas
 
0.00
 
0.00
 
0.00
 
0.00
 
0.00
 
0.00
 
0.00
 
11,589,128.60
Utilidad del Periodo
 
3,534,517.19
 
0.00
 
6,184,784.84
 
0.00
 
0.00
 
0.00
 
0.00
 
32,935,593.05

 
   
 October 1, 2007
 
 
BANCO LATINOAMERICANO DE EXPORTACIONES
BALANCE SHEETS* DECEMBER 2006 AND JANUARY - AUGUST 2007
(In Balboas)**
 
           
2006
 
2007
Description
 
Absolute
 
%
 
December
 
January
 
February
 
March
 
April
 
May
LIQUID ASSETS
 
-71,660,008.52
 
-23.60
 
303,650,422.83
 
216,202,094.20
 
242,982,598.61
 
229,046,233.80
 
122,698,746.25
 
208,986,133.47
  Local Deposits in Banks
 
850,726.87
 
489.23
 
173,891.04
 
171,541.89
 
211,225.69
 
198,143.77
 
164,062.71
 
162,204.31
    Demand
 
850,726.87
 
489.23
 
173,891.04
 
171,541.89
 
211,225.69
 
198,143.77
 
164,062.71
 
162,204.31
    Time
 
0.00
 
0.00
 
0.00
 
0.00
 
0.00
 
0.00
 
0.00
 
0.00
  Foreign Deposits in Banks
 
-72,519,675.01
 
-23.90
 
303,465,330.82
 
216,015,706.64
 
242,755,699.36
 
228,836,963.32
 
122,369,664.85
 
208,813,623.54
    Demand
 
-3,819,675.01
 
-85.54
 
4,465,330.82
 
2,715,706.64
 
1,255,699.36
 
30,836,963.32
 
1,769,664.85
 
1,313,623.54
    Time
 
-68,700,000.00
 
-22.98
 
299,000,000.00
 
213,300,000.00
 
241,500,000.00
 
198,000,000.00
 
120,600,000.00
 
207,500,000.00
Less Allowance
 
0.00
 
0.00
 
0.00
 
0.00
 
0.00
 
0.00
 
0.00
 
0.00
  Local
 
0.00
 
0.00
 
0.00
 
0.00
 
0.00
 
0.00
 
0.00
 
0.00
  Foreign
 
0.00
 
0.00
 
0.00
 
0.00
 
0.00
 
0.00
 
0.00
 
0.00
  Others
 
8,939.62
 
79.81
 
11,200.97
 
14,845.67
 
15,673.56
 
11,126.71
 
165,018.69
 
10,305.62
CREDIT PORTFOLIO
 
492,289,384.39
 
16.80
 
2,929,506,047.77
 
3,036,256,324.76
 
3,027,768,900.81
 
3,245,204,307.99
 
3,206,861,456.42
 
3,196,112,772.51
  Local
 
-30,829,924.71
 
-15.91
 
193,815,776.27
 
190,803,578.31
 
185,116,953.31
 
158,897,133.10
 
141,613,868.24
 
150,123,300.86
  Foreign
 
541,095,601.10
 
19.42
 
2,786,955,793.50
 
2,896,713,920.80
 
2,893,913,101.85
 
3,142,920,079.84
 
3,121,860,493.13
 
3,102,571,114.20
Less Allowance
 
17,976,292.00
 
35.07
 
51,265,522.00
 
51,261,174.35
 
51,261,154.35
 
56,612,904.95
 
56,612,904.95
 
56,581,642.55
  Local
 
-111,111.36
 
-12.19
 
911,727.70
 
911,727.70
 
911,727.70
 
811,234.26
 
811,234.26
 
779,971.86
  Foreign
 
18,087,403.36
 
35.92
 
50,353,794.30
 
50,349,446.65
 
50,349,426.65
 
55,801,670.69
 
55,801,670.69
 
55,801,670.69
INVESTMENT SECURITIES
 
-10,427,972.29
 
-1.81
 
577,658,363.67
 
391,817,270.05
 
380,907,417.40
 
632,092,664.10
 
307,221,604.46
 
298,088,861.31
  Local
 
39,046,500.00
 
195.99
 
19,922,400.00
 
19,804,200.00
 
20,027,600.00
 
20,085,000.00
 
20,043,400.00
 
19,836,600.00
  Foreign
 
-49,474,472.29
 
-8.87
 
557,735,963.67
 
372,013,070.05
 
360,879,817.40
 
612,007,664.10
 
287,178,204.46
 
278,252,261.31
Less Allowance
 
0.00
 
0.00
 
0.00
 
0.00
 
0.00
 
0.00
 
0.00
 
0.00
  Local
 
0.00
 
0.00
 
0.00
 
0.00
 
0.00
 
0.00
 
0.00
 
0.00
  Foreign
 
0.00
 
0.00
 
0.00
 
0.00
 
0.00
 
0.00
 
0.00
 
0.00
OTHER ASSETS
 
-35,273,369.05
 
-29.96
 
117,717,130.43
 
116,329,379.94
 
97,215,886.49
 
78,834,911.65
 
68,502,497.68
 
70,730,858.41
  Local
 
-14,949,405.69
 
-84.87
 
17,614,809.32
 
20,511,965.87
 
10,276,743.98
 
5,315,339.04
 
5,574,415.85
 
2,523,285.04
  Foreign
 
-20,323,963.36
 
-20.30
 
100,102,321.11
 
95,817,414.07
 
86,939,142.51
 
73,519,572.61
 
62,928,081.83
 
68,207,573.37
TOTAL ASSETS
 
374,928,034.53
 
9.54
 
3,928,531,964.70
 
3,760,605,068.95
 
3,748,874,803.31
 
4,185,178,117.54
 
3,705,284,304.81
 
3,773,918,625.70
DEPOSITS
 
309,348,035.33
 
29.28
 
1,056,674,083.42
 
1,169,378,225.85
 
1,222,705,231.77
 
1,380,142,876.22
 
1,283,560,136.96
 
1,286,109,030.56
  Local
 
93,262,550.44
 
66.37
 
140,528,292.38
 
151,114,593.65
 
149,223,722.63
 
188,400,415.96
 
195,234,364.45
 
209,426,258.81
    Government
 
0.00
 
0.00
 
0.00
 
0.00
 
0.00
 
0.00
 
0.00
 
0.00
    Customers
 
1,500,000.00
 
0.00
 
0.00
 
0.00
 
0.00
 
0.00
 
0.00
 
0.00
      Demand
 
0.00
 
0.00
 
0.00
 
0.00
 
0.00
 
0.00
 
0.00
 
0.00
      Time
 
1,500,000.00
 
0.00
 
0.00
 
0.00
 
0.00
 
0.00
 
0.00
 
0.00
      Savings
 
0.00
 
0.00
 
0.00
 
0.00
 
0.00
 
0.00
 
0.00
 
0.00
    From Banks
 
91,762,550.44
 
65.30
 
140,528,292.38
 
151,114,593.65
 
149,223,722.63
 
188,400,415.96
 
195,234,364.45
 
209,426,258.81
      Demand
 
2,166,432.36
 
17.48
 
12,390,382.81
 
9,751,662.28
 
13,366,002.78
 
10,542,777.13
 
9,856,408.16
 
7,495,530.19
      Time
 
89,596,118.08
 
69.92
 
128,137,909.57
 
141,362,931.37
 
135,857,719.85
 
177,857,638.83
 
185,377,956.29
 
201,930,728.62
  Foreign
 
216,085,484.89
 
23.59
 
916,145,791.04
 
1,018,263,632.20
 
1,073,481,509.14
 
1,191,742,460.26
 
1,088,325,772.51
 
1,076,682,771.75
    Government
 
0.00
 
0.00
 
0.00
 
0.00
 
0.00
 
0.00
 
0.00
 
0.00
    Customers
 
26,532,995.88
 
70.11
 
37,843,681.20
 
98,076,330.45
 
99,415,948.70
 
100,671,771.92
 
102,886,296.40
 
101,494,940.09
      Demand
 
4,860,495.88
 
241.07
 
2,016,181.20
 
2,248,830.45
 
1,738,448.70
 
1,744,271.92
 
2,258,796.40
 
3,867,440.09
      Time
 
21,672,500.00
 
60.49
 
35,827,500.00
 
95,827,500.00
 
97,677,500.00
 
98,927,500.00
 
100,627,500.00
 
97,627,500.00
      Savings
 
0.00
 
0.00
 
0.00
 
0.00
 
0.00
 
0.00
 
0.00
 
0.00
    From Banks
 
189,552,489.01
 
21.58
 
878,302,109.84
 
920,187,301.75
 
974,065,560.44
 
1,091,070,688.34
 
985,439,476.11
 
975,187,831.66
      Demand
 
-79,743,915.52
 
-67.51
 
118,120,039.83
 
82,782,206.23
 
95,490,878.75
 
90,198,396.99
 
44,057,196.58
 
91,161,295.26
      Time
 
269,296,404.53
 
35.43
 
760,182,070.01
 
837,405,095.52
 
878,574,681.69
 
1,000,872,291.35
 
941,382,279.53
 
884,026,536.40
BORROWINGS
 
107,762,871.47
 
5.00
 
2,156,397,179.46
 
1,881,473,358.26
 
1,831,833,854.46
 
2,128,903,579.48
 
1,752,199,110.42
 
1,815,010,696.69
  Local
 
0.00
 
0.00
 
30,000,000.00
 
30,000,000.00
 
31,868,459.90
 
30,000,000.00
 
30,000,000.00
 
30,000,000.00
  Foreign
 
107,762,871.47
 
5.07
 
2,126,397,179.46
 
1,851,473,358.26
 
1,799,965,394.56
 
2,098,903,579.48
 
1,722,199,110.42
 
1,785,010,696.69
OTHER LIABILITIES
 
-48,983,579.66
 
-37.73
 
129,840,855.71
 
120,909,042.64
 
102,899,898.91
 
86,564,035.26
 
74,537,253.46
 
73,908,965.33
  Local
 
-19,721,311.46
 
-80.79
 
24,411,519.37
 
11,702,379.03
 
10,338,688.73
 
8,310,708.32
 
5,536,711.21
 
6,037,289.13
  Foreign
 
-29,262,268.20
 
-27.76
 
105,429,336.34
 
109,206,663.61
 
92,561,210.18
 
78,253,326.94
 
69,000,542.25
 
67,871,676.20
STOCKHOLDERS´ EQUITY
 
6,800,707.35
 
1.16
 
585,619,846.11
 
588,844,442.19
 
591,435,818.14
 
589,567,626.62
 
594,987,803.98
 
598,889,933.12
  Capital
 
1,252,896.58
 
0.45
 
280,157,273.47
 
280,212,949.00
 
280,263,236.58
 
280,318,912.11
 
280,393,029.99
 
280,682,393.61
  Capital Reserves
 
0.00
 
0.00
 
95,210,153.67
 
95,210,153.67
 
95,210,153.67
 
95,210,153.67
 
95,210,153.67
 
95,210,153.67
  Other Reserves
 
-394,857.07
 
544.60
 
-72,504.59
 
68,218.00
 
22,274.00
 
-58,735.00
 
-76,326.00
 
-163,652.00
  Retained Earnings
 
38,693,291.14
 
25.42
 
152,204,116.93
 
207,009,182.67
 
206,924,182.67
 
198,931,786.98
 
198,931,786.98
 
198,931,786.98
  Net Income
 
-21,784,477.07
 
-39.81
 
54,720,070.12
 
6,125,153.63
 
8,967,061.66
 
12,674,036.97
 
19,848,605.49
 
23,305,800.64
  Gain or Loss in Securities available for sale
 
-10,966,146.23
 
-322.46
 
3,400,736.51
 
218,785.22
 
48,909.56
 
2,491,471.89
 
680,553.85
 
923,450.22
  Subordinated Debt
 
0.00
 
0.00
 
0.00
 
0.00
 
0.00
 
0.00
 
0.00
 
0.00
LIABILITIES AND STOCKHOLDER'S EQUITY
 
374,928,034.49
 
9.54
 
3,928,531,964.70
 
3,760,605,068.94
 
3,748,874,803.28
 
4,185,178,117.58
 
3,705,284,304.82
 
3,773,918,625.70
 

 
   
 October 1, 2007
 
 
BANCO LATINOAMERICANO DE EXPORTACIONES
BALANCE SHEETS* DECEMBER 2006 AND JANUARY - AUGUST 2007
(In Balboas)**
 
   
   2007
Description
 
June
 
July
 
August
 
September
 
October
 
November
 
December
LIQUID ASSETS
 
230,906,612.74
 
225,251,357.81
 
231,990,414.31
 
0.00
 
0.00
 
0.00
 
0.00
  Local Deposits in Banks
 
249,374.70
 
200,575.94
 
1,024,617.91
 
0.00
 
0.00
 
0.00
 
0.00
    Demand
 
249,374.70
 
200,575.94
 
1,024,617.91
 
0.00
 
0.00
 
0.00
 
0.00
    Time
 
0.00
 
0.00
 
0.00
 
0.00
 
0.00
 
0.00
 
0.00
  Foreign Deposits in Banks
 
230,648,229.85
 
225,046,711.62
 
230,945,655.81
 
0.00
 
0.00
 
0.00
 
0.00
    Demand
 
17,748,229.85
 
6,846,711.62
 
645,655.81
 
0.00
 
0.00
 
0.00
 
0.00
    Time
 
212,900,000.00
 
218,200,000.00
 
230,300,000.00
 
0.00
 
0.00
 
0.00
 
0.00
Less Allowance
 
0.00
 
0.00
 
0.00
 
0.00
 
0.00
 
0.00
 
0.00
  Local
 
0.00
 
0.00
 
0.00
 
0.00
 
0.00
 
0.00
 
0.00
  Foreign
 
0.00
 
0.00
 
0.00
 
0.00
 
0.00
 
0.00
 
0.00
  Others
 
9,008.19
 
4,070.25
 
20,140.59
 
0.00
 
0.00
 
0.00
 
0.00
CREDIT PORTFOLIO
 
3,346,318,289.23
 
3,399,513,093.81
 
3,421,795,432.16
 
0.00
 
0.00
 
0.00
 
0.00
  Local
 
156,246,011.28
 
159,018,174.47
 
162,985,851.56
 
0.00
 
0.00
 
0.00
 
0.00
  Foreign
 
3,259,046,607.73
 
3,309,575,019.73
 
3,328,051,394.60
 
0.00
 
0.00
 
0.00
 
0.00
Less Allowance
 
68,974,329.78
 
69,080,100.39
 
69,241,814.00
 
0.00
 
0.00
 
0.00
 
0.00
  Local
 
800,616.34
 
800,616.34
 
800,616.34
 
0.00
 
0.00
 
0.00
 
0.00
  Foreign
 
68,173,713.44
 
68,279,484.05
 
68,441,197.66
 
0.00
 
0.00
 
0.00
 
0.00
INVESTMENT SECURITIES
 
275,295,067.05
 
330,636,735.82
 
567,230,391.38
 
0.00
 
0.00
 
0.00
 
0.00
  Local
 
19,807,400.00
 
20,009,800.00
 
58,968,900.00
 
0.00
 
0.00
 
0.00
 
0.00
  Foreign
 
255,487,667.05
 
310,626,935.82
 
508,261,491.38
 
0.00
 
0.00
 
0.00
 
0.00
Less Allowance
 
0.00
 
0.00
 
0.00
 
0.00
 
0.00
 
0.00
 
0.00
  Local
 
0.00
 
0.00
 
0.00
 
0.00
 
0.00
 
0.00
 
0.00
  Foreign
 
0.00
 
0.00
 
0.00
 
0.00
 
0.00
 
0.00
 
0.00
OTHER ASSETS
 
91,679,069.89
 
103,815,193.71
 
82,443,761.38
 
0.00
 
0.00
 
0.00
 
0.00
  Local
 
7,040,979.90
 
1,314,560.20
 
2,665,403.63
 
0.00
 
0.00
 
0.00
 
0.00
  Foreign
 
84,638,089.99
 
102,500,633.51
 
79,778,357.75
 
0.00
 
0.00
 
0.00
 
0.00
TOTAL ASSETS
 
3,944,199,038.91
 
4,059,216,381.15
 
4,303,459,999.23
 
0.00
 
0.00
 
0.00
 
0.00
DEPOSITS
 
1,380,740,164.51
 
1,433,042,487.41
 
1,366,022,118.75
 
0.00
 
0.00
 
0.00
 
0.00
  Local
 
267,002,901.04
 
277,920,926.83
 
233,790,842.82
 
0.00
 
0.00
 
0.00
 
0.00
    Government
 
0.00
 
0.00
 
0.00
 
0.00
 
0.00
 
0.00
 
0.00
    Customers
 
0.00
 
0.00
 
1,500,000.00
 
0.00
 
0.00
 
0.00
 
0.00
      Demand
 
0.00
 
0.00
 
0.00
 
0.00
 
0.00
 
0.00
 
0.00
      Time
 
0.00
 
0.00
 
1,500,000.00
 
0.00
 
0.00
 
0.00
 
0.00
      Savings
 
0.00
 
0.00
 
0.00
 
0.00
 
0.00
 
0.00
 
0.00
    From Banks
 
267,002,901.04
 
277,920,926.83
 
232,290,842.82
 
0.00
 
0.00
 
0.00
 
0.00
      Demand
 
18,201,829.30
 
16,078,149.99
 
14,556,815.17
 
0.00
 
0.00
 
0.00
 
0.00
      Time
 
248,801,071.74
 
261,842,776.84
 
217,734,027.65
 
0.00
 
0.00
 
0.00
 
0.00
  Foreign
 
1,113,737,263.47
 
1,155,121,560.58
 
1,132,231,275.93
 
0.00
 
0.00
 
0.00
 
0.00
    Government
 
0.00
 
0.00
 
0.00
 
0.00
 
0.00
 
0.00
 
0.00
    Customers
 
72,649,022.78
 
67,948,910.47
 
64,376,677.08
 
0.00
 
0.00
 
0.00
 
0.00
      Demand
 
4,921,522.78
 
6,048,910.47
 
6,876,677.08
 
0.00
 
0.00
 
0.00
 
0.00
      Time
 
67,727,500.00
 
61,900,000.00
 
57,500,000.00
 
0.00
 
0.00
 
0.00
 
0.00
      Savings
 
0.00
 
0.00
 
0.00
 
0.00
 
0.00
 
0.00
 
0.00
    From Banks
 
1,041,088,240.69
 
1,087,172,650.11
 
1,067,854,598.85
 
0.00
 
0.00
 
0.00
 
0.00
      Demand
 
85,912,030.44
 
68,686,710.76
 
38,376,124.31
 
0.00
 
0.00
 
0.00
 
0.00
      Time
 
955,176,210.25
 
1,018,485,939.35
 
1,029,478,474.54
 
0.00
 
0.00
 
0.00
 
0.00
BORROWINGS
 
1,872,529,067.84
 
1,932,074,675.59
 
2,264,160,050.93
 
0.00
 
0.00
 
0.00
 
0.00
  Local
 
30,000,000.00
 
30,003,495.42
 
30,000,000.00
 
0.00
 
0.00
 
0.00
 
0.00
  Foreign
 
1,842,529,067.84
 
1,902,071,180.17
 
2,234,160,050.93
 
0.00
 
0.00
 
0.00
 
0.00
OTHER LIABILITIES
 
97,932,784.34
 
102,225,519.63
 
80,857,276.05
 
0.00
 
0.00
 
0.00
 
0.00
  Local
 
13,645,489.19
 
6,679,482.59
 
4,690,207.91
 
0.00
 
0.00
 
0.00
 
0.00
  Foreign
 
84,287,295.15
 
95,546,037.04
 
76,167,068.14
 
0.00
 
0.00
 
0.00
 
0.00
STOCKHOLDERS´ EQUITY
 
592,997,022.26
 
591,873,698.49
 
592,420,553.46
 
0.00
 
0.00
 
0.00
 
0.00
  Capital
 
280,780,245.67
 
281,329,619.86
 
281,410,170.05
 
0.00
 
0.00
 
0.00
 
0.00
  Capital Reserves
 
95,210,153.67
 
95,210,153.67
 
95,210,153.67
 
0.00
 
0.00
 
0.00
 
0.00
  Other Reserves
 
-185,426.66
 
-239,865.66
 
-467,361.66
 
0.00
 
0.00
 
0.00
 
0.00
  Retained Earnings
 
190,897,408.07
 
190,897,408.07
 
190,897,408.07
 
0.00
 
0.00
 
0.00
 
0.00
  Net Income
 
26,750,808.21
 
29,401,075.86
 
32,935,593.05
 
0.00
 
0.00
 
0.00
 
0.00
  Gain or Loss in Securities available for sale
 
-456,166.70
 
-4,724,693.31
 
-7,565,409.72
 
0.00
 
0.00
 
0.00
 
0.00
  Subordinated Debt
 
0.00
 
0.00
 
0.00
 
0.00
 
0.00
 
0.00
 
0.00
LIABILITIES AND STOCKHOLDER'S EQUITY
 
3,944,199,038.95
 
4,059,216,381.12
 
4,303,459,999.19
 
0.00
 
0.00
 
0.00
 
0.00
                             
* Includes only Panama - New York accounts.
**Monetary unit at par and equivalent with US$ dollars.
                             
This is a free translation from Spanish original version, taken from the monthly publication of the Republica de Panamá
Superintendencia de Bancos (website: http://www.superbancos.gob.pa).
 

   
 October 1, 2007
 
 
STATEMENTS OF INCOME *
BANCO LATINOAMERICANO DE EXPORTACIONES, S.A.
JANUARY - AUGUST 2007
 
   
(In Balboas)**
 
Description
 
January
 
February
 
March
 
I Quarter
 
April
 
May
 
June
 
II Quarter
 
July
Interest Income
 
19,655,049.68
 
17,737,463.67
 
20,683,853.26
 
58,076,366.61
 
20,058,754.09
 
20,588,522.78
 
19,794,528.99
 
60,441,805.86
 
20,732,440.03
  Loans
 
16,952,273.81
 
15,700,845.01
 
17,395,096.07
 
50,048,214.89
 
17,561,997.10
 
18,564,562.05
 
17,925,837.23
 
54,052,396.38
 
18,786,542.10
  Deposits
 
868,382.96
 
769,848.68
 
996,685.10
 
2,634,916.74
 
930,193.10
 
947,201.26
 
960,774.98
 
2,838,169.34
 
1,006,987.43
  Investments
 
1,834,392.91
 
1,266,769.98
 
2,292,072.09
 
5,393,234.98
 
1,566,563.89
 
1,076,759.47
 
907,916.78
 
3,551,240.14
 
938,910.50
Interest Expense
 
14,530,876.98
 
12,967,599.32
 
15,468,817.28
 
42,967,293.58
 
15,028,135.92
 
15,439,705.90
 
14,664,128.13
 
45,131,969.95
 
15,472,983.06
  Interest
 
14,529,189.99
 
12,965,836.71
 
15,461,564.58
 
42,956,591.28
 
15,022,210.56
 
15,433,623.24
 
14,661,042.64
 
45,116,876.44
 
15,455,164.59
  Commissions
 
1,686.99
 
1,762.61
 
7,252.70
 
10,702.30
 
5,925.36
 
6,082.66
 
3,085.49
 
15,093.51
 
17,818.47
Net Interest Income
 
5,124,172.70
 
4,769,864.35
 
5,215,035.98
 
15,109,073.03
 
5,030,618.17
 
5,148,816.88
 
5,130,400.86
 
15,309,835.91
 
5,259,456.97
Other Income
 
3,252,247.96
 
263,977.66
 
-5,382.34
 
3,510,843.28
 
3,971,172.09
 
721,461.97
 
29,892.44
 
4,722,526.50
 
185,405.00
  Commissions
 
532,215.31
 
345,294.45
 
369,807.89
 
1,247,317.65
 
339,094.38
 
465,924.72
 
548,985.88
 
1,354,004.98
 
452,907.06
  Foreign currency operations
 
-31,867.58
 
-61,017.34
 
101,256.36
 
8,371.44
 
-27,051.00
 
13,600.37
 
-27,484.49
 
-40,935.12
 
-22,866.71
  Other Income
 
2,751,900.23
 
-20,299.45
 
-476,446.59
 
2,255,154.19
 
3,659,128.71
 
241,936.88
 
-491,608.95
 
3,409,456.64
 
-244,635.35
Operating Income
 
8,376,420.66
 
5,033,842.01
 
5,209,653.64
 
18,619,916.31
 
9,001,790.26
 
5,870,278.85
 
5,160,293.30
 
20,032,362.41
 
5,444,861.97
Operating Expenses
 
2,251,267.03
 
2,191,933.98
 
-3,851,437.28
 
591,763.73
 
1,827,221.74
 
2,413,083.70
 
-4,519,727.26
 
-279,421.82
 
2,794,594.32
  Administrative expenses
 
1,389,320.94
 
1,152,761.57
 
1,378,644.88
 
3,920,727.39
 
876,276.06
 
1,379,731.65
 
2,133,608.72
 
4,389,616.43
 
1,403,245.40
  General expenses
 
230,861.37
 
393,847.95
 
424,127.86
 
1,048,837.18
 
423,230.11
 
511,507.00
 
415,011.34
 
1,349,748.45
 
881,574.41
  Depreciation
 
228,406.64
 
164,173.56
 
213,327.01
 
605,907.21
 
202,702.28
 
199,719.24
 
214,359.49
 
616,781.01
 
176,484.52
  Other expenses
 
402,678.08
 
481,150.90
 
-5,867,537.03
 
-4,983,708.05
 
325,013.29
 
322,125.81
 
-7,282,706.81
 
-6,635,567.71
 
333,289.99
Net Income before provision for loan losses
 
6,125,153.63
 
2,841,908.03
 
9,061,090.92
 
18,028,152.58
 
7,174,568.52
 
3,457,195.15
 
9,680,020.56
 
20,311,784.23
 
2,650,267.65
  Provision for loan losses
 
0.00
 
0.00
 
5,354,115.61
 
5,354,115.61
 
0.00
 
0.00
 
6,235,012.99
 
6,235,012.99
 
0.00
Net Income
 
6,125,153.63
 
2,841,908.03
 
3,706,975.31
 
12,674,036.97
 
7,174,568.52
 
3,457,195.15
 
3,445,007.57
 
14,076,771.24
 
2,650,267.65
 

 
   
 October 1, 2007
 
 
STATEMENTS OF INCOME *
BANCO LATINOAMERICANO DE EXPORTACIONES, S.A.
JANUARY - AUGUST 2007
 
   
 (In Balboas)**
 
Description
 
August
 
September
 
III Quarter
 
October
 
November
 
December
 
IV Quarter
 
Year to date
Interest Income
 
23,291,729.77
 
0.00
 
44,024,169.80
 
0.00
 
0.00
 
0.00
 
0.00
 
162,542,342.27
  Loans
 
19,800,525.97
 
0.00
 
38,587,068.07
 
0.00
 
0.00
 
0.00
 
0.00
 
142,687,679.34
  Deposits
 
1,216,478.78
 
0.00
 
2,223,466.21
 
0.00
 
0.00
 
0.00
 
0.00
 
7,696,552.29
  Investments
 
2,274,725.02
 
0.00
 
3,213,635.52
 
0.00
 
0.00
 
0.00
 
0.00
 
12,158,110.64
Interest Expense
 
17,563,471.24
 
0.00
 
33,036,454.30
 
0.00
 
0.00
 
0.00
 
0.00
 
121,135,717.83
  Interest
 
17,557,775.67
 
0.00
 
33,012,940.26
 
0.00
 
0.00
 
0.00
 
0.00
 
121,086,407.98
  Commissions
 
5,695.57
 
0.00
 
23,514.04
 
0.00
 
0.00
 
0.00
 
0.00
 
49,309.85
Net Interest Income
 
5,728,258.53
 
0.00
 
10,987,715.50
 
0.00
 
0.00
 
0.00
 
0.00
 
41,406,624.44
Other Income
 
246,831.66
 
0.00
 
432,236.66
 
0.00
 
0.00
 
0.00
 
0.00
 
8,665,606.44
  Commissions
 
370,131.65
 
0.00
 
823,038.71
 
0.00
 
0.00
 
0.00
 
0.00
 
3,424,361.34
  Foreign currency operations
 
-26,519.09
 
0.00
 
-49,385.80
 
0.00
 
0.00
 
0.00
 
0.00
 
-81,949.48
  Other Income
 
-96,780.90
 
0.00
 
-341,416.25
 
0.00
 
0.00
 
0.00
 
0.00
 
5,323,194.58
Operating Income
 
5,975,090.19
 
0.00
 
11,419,952.16
 
0.00
 
0.00
 
0.00
 
0.00
 
50,072,230.88
Operating Expenses
 
2,440,573.00
 
0.00
 
5,235,167.32
 
0.00
 
0.00
 
0.00
 
0.00
 
5,547,509.23
  Administrative expenses
 
1,361,234.98
 
0.00
 
2,764,480.38
 
0.00
 
0.00
 
0.00
 
0.00
 
11,074,824.20
  General expenses
 
535,317.02
 
0.00
 
1,416,891.43
 
0.00
 
0.00
 
0.00
 
0.00
 
3,815,477.06
  Depreciation
 
220,534.77
 
0.00
 
397,019.29
 
0.00
 
0.00
 
0.00
 
0.00
 
1,619,707.51
  Other expenses
 
323,486.23
 
0.00
 
656,776.22
 
0.00
 
0.00
 
0.00
 
0.00
 
-10,962,499.54
Net Income before provision for loan losses
 
3,534,517.19
 
0.00
 
6,184,784.84
 
0.00
 
0.00
 
0.00
 
0.00
 
44,524,721.65
  Provision for loan losses
 
0.00
 
0.00
 
0.00
 
0.00
 
0.00
 
0.00
 
0.00
 
11,589,128.60
Net Income
 
3,534,517.19
 
0.00
 
6,184,784.84
 
0.00
 
0.00
 
0.00
 
0.00
 
32,935,593.05
 
* Includes only Panama - New York accounts.
** Monetary unit at par and equivalent with US$ dollars.
                                   
This is a free translation from Spanish original version, taken from the monthly publication of the Republica de Panamá
Superintendencia de Bancos (website: http://www.superbancos.gob.pa).