UNITED STATES
SECURITIES AND EXCHANGE COMMISSION

Washington, DC  20549

 

 

FORM 8-K

 

 

CURRENT REPORT

 

 

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

 

 

Date of Report (Date of Earliest Event Reported):  April 3, 2003

 

 

American Residential Investment Trust, Inc.
(Exact name of registrant as specified in its charter)

 

 

 

 

 

 

 

Registrant’s telephone number, including area code:  (858) 909-1200

 

 

Item 7.  Financial Statements and Exhibits.

 

(c)  Exhibits

 

Exhibit	Description
99.1	April 3, 2003 Press Release by American Residential Investment Trust, Inc.
99.2	April 9, 2003 Press Release by American Residential Investment Trust, Inc.

 

Item 9.  Regulation FD Disclosure (Information Below is being Furnished Under Item 12)

 

On April 3, 2003, American Residential Investment Trust, Inc. (the “Company”) issued a press release describing selected results of the Company for the quarter ended March 31, 2003.  On April 9, 2003, the Company issued another press release updating certain of its estimates regarding results of the Company for the same period.  Pursuant to SEC Release No. 33-8216, these press releases are attached hereto as Exhibits 99.1 and 99.2, respectively, and are being furnished, not filed, under Item 12, Results of Operations and Financial Condition, of this Report on Form 8-K.

 

 

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SIGNATURES

 

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

 

			American Residential Investment Trust, Inc.
Date:  April 9, 2003		By:	/s/ Judith Berry
			Judith Berry
			Chief Financial Officer

 

 

 

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EXHIBIT INDEX

 

Exhibit		Description
99.1		April 3, 2003 Press Release by American Residential Investment Trust, Inc.
99.2		April 9, 2003 Press Release by American Residential Investment Trust, Inc.

 

 

 

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