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450, 5th Street
Washington, D.C. 20549


Pursuant to Rule 13a-16 or 15d-16 of
the Securities Exchange Act of 1934

For the month of February, 2003.

The Toronto-Dominion Bank
(Translation of registrant's name into English)

P.O. Box 1, Toronto Dominion Centre,
Toronto, Ontario, M5K 1A2
(Address of principal executive offices)

Indicate by check mark whether the registrant files or will file annual reports under cover Form 20-F or Form 40-F.

Form 20-F  o        Form 40-F  ý

Indicate by check mark whether the registrant by furnishing the information contained in this Form is also thereby furnishing the information to the Commission pursuant to Rule 12g3-2(b) under the Securities Exchange Act of 1934.

Yes  o        No  ý

If "Yes" is marked, indicate below the file number assigned to the registrant in connection with Rule 12g3-2(b): 82-            .

This Form 6-K is incorporated by reference into the Registration Statement on Form F-3 of The Toronto-Dominion Bank dated February 21, 2002 and the Registration Statement on Form F-10 of The Toronto-Dominion Bank dated December 16, 2002.



Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized.


DATE: February 28, 2003



    Name: Norie C. Campbell
    Title: Associate Vice President

TD Bank Announces Redemption and
Declares Dividend on Class A First Preferred Shares, Series G

February 28, 2003 — TORONTO — The Toronto-Dominion Bank (the "Bank") announced today that it will exercise its right to redeem all of its 7 million outstanding Class A First Preferred Shares, Series G (the "Series G Shares") on May 1st, 2003 at the price per share of U.S.$25.00 Dollars. The Bank has also declared a dividend on the Series G Shares in the amount of U.S.$0.003699 per share payable for the 1 day period from April 30, 2003 to May 1, 2003, to shareholders of record at the close of business on May 1, 2003.

After May 1, 2003, the Series G Shares will cease to be entitled to dividends and the holders of such shares will not be entitled to exercise any right in respect thereof except that of receiving the redemption amount and the dividend referred to above.

The Bank recommends shareholders consult with their tax advisors to determine the appropriate treatment and impact of the redemption. A general summary of the tax implications will be available shortly on our website, www.td.com, under Investor Information / Shares and Debt Information. The paid up capital associated with these shares is CAD$32.88 per share.

Instructions with respect to receipt of the redemption amount and the dividend will be set out in the Letter of Transmittal to be mailed to registered holders of the Series G Shares shortly. Inquiries should be directed to our Registrar and Transfer Agent, CIBC Mellon Trust Company, at 1-800-387-0825 (or in Toronto 416-643-5500). Further details and instructions will be posted shortly to our website, www.td.com, under Investor Information/Shares and Debt Information.

About TD Bank Financial Group

The Toronto-Dominion Bank and its subsidiaries are collectively known as TD Bank Financial Group. In Canada and around the world, TD Bank Financial Group serves more than 13 million customers in three key businesses: personal and commercial banking including TD Canada Trust; wealth management including the global operations of TD Waterhouse; and a leading wholesale bank, TD Securities, operating in over 20 locations in key financial centres around the globe. TD Bank Financial Group also ranks among the world's leading online financial services firms, with more than 4.5 million on-line customers. TD Bank Financial Group had CDN$311 billion in assets, as at January 31, 2003. The Toronto-Dominion Bank trades on the Toronto and New York Stock Exchanges under the symbol "TD".

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For more information, please contact:
Peter Aust
Vice President, Capital Finance
TD Bank Financial Group


TD Bank Announces Redemption and Declares Dividend on Class A First Preferred Shares, Series G