UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
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FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of the
Securities Exchange Act of 1934
Date of Report: February 20, 2004
(Date of earliest event reported)
DCAP GROUP, INC.
(Exact name of Registrant as specified in charter)
Delaware 0-1665 36-2476480
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(State or other jurisdiction (Commission File No.) (IRS Employer Identification
incorporation) Number)
1158 Broadway, Hewlett, New York 11557
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(Address of principal executive offices) (Zip Code)
Registrant's telephone number, including area code: (516) 374-7600
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Item 7. Financial Statements, Pro Forma Financial Information and
Exhibits.
(c) Exhibits
99.1 Press Release, dated February 20, 2004, issued by DCAP
Group, Inc.
Item 12. Results of Operations and Financial Condition.
On February 20, 2004, DCAP Group, Inc. issued a press release
announcing its financial results for the year ended December 31, 2003 and
providing guidance for 2004. A copy of the press release is furnished as Exhibit
99.1 hereto.
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934,
the registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.
DCAP GROUP, INC.
Dated: February 23, 2004 By: /s/ Barry Goldstein
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Barry Goldstein
Chief Executive Officer