UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 or 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest reported) August 14, 2008 ------------------------------------- American River Bankshares -------------------------------------------------------------------------------- (Exact name of Registrant as Specified in Its Charter) California -------------------------------------------------------------------------------- (State or Other Jurisdiction of Incorporation) 0-31525 68-0352144 -------------------------------------------------------------------------------- (Commission File Number) (IRS Employer Identification No.) 3100 Zinfandel Drive, Suite 450, Rancho Cordova, CA 95670 -------------------------------------------------------------------------------- (Address of Principal Executive Offices) (Zip Code) (916) 851-0123 -------------------------------------------------------------------------------- (Registrant's Telephone Number, Including Area Code) Check the appropriate box below if the Form 8-K is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below): [ ] Written communication pursuant to Rule 425 under the Securities Act (17 CFR 230.425) [ ] Solicitation material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) [ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) [ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) Page 1 of Page 4 The Index to Exhibits is on Page 3 Item 7.01. Regulation FD Disclosure On Tuesday, August 19, 2008, beginning at approximately 2:20 p.m. Central Time (12:20 p.m. Pacific Time), American River Bankshares President and Chief Executive Officer David Taber will give a presentation of the Company's business strategies and financial performance at the Howe Barnes Hoefer & Arnett Community Bank Conference in Chicago, IL. Presentations will be webcast live at http://www.howebarnes.com and will be available for 7 business days beginning the following business day. Item 9.01. Financial Statements and Exhibits. (c) Exhibits (99.1) Press Release dated August 14, 2008 SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. AMERICAN RIVER BANKSHARES /s/ Mitchell A. Derenzo -------------------------------------------- August 14, 2008 Mitchell A. Derenzo, Chief Financial Officer (Principal Accounting and Financial Officer) Page 2 of Page 4 INDEX TO EXHIBITS Exhibit No. Description Page ----------- -------------------------------- ---- 99.1 Press Release of American River 4 Bankshares dated August 14, 2008 Page 3 of Page 4