UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest reported) December 20, 2007 ------------------- American River Bankshares -------------------------------------------------------------------------------- (Exact name of registrant as specified in its chapter) California 0-31525 68-0352144 ---------------------------- ----------- ------------------- (State or other jurisdiction (Commission (IRS Employer Of incorporation) File Number) Identification No.) 3100 Zinfandel Drive, Suite 450, Rancho Cordova, California 95670 ----------------------------------------------------------- ---------- (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code (916) 851-0123 ----------------- Check the appropriate box below if the Form 8-K is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions: [ ] Written communication pursuant to Rule 425 under the Securities Act (17 CFR 230.425) [ ] Solicitation material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) [ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) [ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) Page 1 of Page 4 The Index to Exhibits is on Page 3 Item 8.01: Other Events Registrant issued a press release December 20, 2007 announcing a $0.15 cash dividend. The foregoing description is qualified by reference to the press release attached here to as Exhibit 99.1. Item 9.01: Financial Statements and Exhibits. (c) Exhibits (99.1) Press release dated December 20, 2007 SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. AMERICAN RIVER BANKSHARES December 20, 2007 /s/ MITCHELL A. DERENZO ------------------------------------------- Mitchell A. Derenzo, Chief Financial Officer (Principal Accounting and Financial Officer) Page 2 of Page 4 INDEX TO EXHIBITS Exhibit No. Description Page ----------- ---------------------------------- ---- 99.1 Press release of American River 4 Bankshares dated December 20, 2007 Page 3 of Page 4