UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, DC 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934
Date of Report (Date of earliest reported) January 7, 2004
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American River Holdings
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(Exact name of registrant as specified in its chapter)
California 0-31525 68-0352144
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(State or other jurisdiction (Commission (IRS Employer
of incorporation) File Number) Identification No.)
1545 River Park Drive, Suite 107, Sacramento, California 95815
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(Address of principal executive offices) (Zip Code)
Registrant's telephone number, including area code (916) 565-6100
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Item 5. Other Events.
American River Holdings announced that effective December 31, 2003 they
have consummated the merger of North Coast Bank, National Association with and
into American River Holdings subsidiary, American River Bank. North Coast Bank
will now operate as division of American River Bank and be known as North Coast
Bank, a division of American River Bank. Effective January 7, 2004, American
River Holdings also announced that first source capital discontinued operations
as a subsidiary of American River Holdings. Similar leasing operations have
commenced at American River Bank, known as first source capital, a division of
American River Bank.
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.
AMERICAN RIVER HOLDINGS
/s/ MITCHELL A. DERENZO
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Mitchell A. Derenzo, Chief Financial Officer
January 7, 2004
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